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Why are my foundation walls cracking?

If you find cracked walls, bulging and cracked floors, and poorly fitting windows or doors, it could indicate a foundation settling. Most of the time, foundation settlement problems result in structural damage to buildings. Having it repaired on time will save you spending on expensive repairs and will also prevent your foundation from being demolished to create a new one. Having a base in distress will cause walls to arch, base to sag, crawl spaces to sag, etc.

Common causes of foundation distress are:

  • Building the foundation on expansive clay
  • Improperly compacted fill soil
  • Poor foundation construction

Tidy of services

The severity of the damage must be diagnosed in order to formulate a foundation repair plan. Foundation repair contractors conduct an on-site inspection to verify damage, if any, and to understand the current condition of the foundation. Severe base deterioration symptoms will lead to base replacement, which is a time-consuming process. In other cases, the repair will be completed in a day or two. Push piers and helical piers can be used to temporarily lift the concrete base and support them until the repair is complete. Once drilling is done, contractors use mud jacks or slabs to reinforce the soil under the foundation with a soil mix for strong support.

For an effective solution, you should think about straightening the damage done inside such as installing waterproofing systems and removing mold or mildew that could cause allergic reactions to the occupants of the home.

Costs involved

The cost of performing a foundation repair depends on certain variables. The time required to complete the repair, the tools and products used, the number of workers required, the size of the foundation, the condition of the soil around the foundation, and the way the house is designed are all taken into account. Foundation repair experts, while conducting a site assessment, analyze the depth of the damage and work with you to customize a solution to repair the damage. Site inspection, solution customization, and cost estimates are generally done at no cost.

The base repair will include the cost of the products and services provided. Foundation contractors are very profitable in almost all cases. Since companies employ licensed contractors and technicians, and quality, certified products, you can rest assured that your foundation is well supported and can withstand the unruly forces of nature and time. The services come with a warranty and a follow-up visit to make sure you are satisfied with the services and that the damage has not reoccurred.

A complex and heavy project

This is not a project you can handle for a weekend with a 12-pack and a few friends. You are not changing a rear differential, or axle, on your truck here. This is much more than moving an orange tree from the front to the backyard, for example. Experts on the job will be needed. Ultimately, you’ll be glad you’ve established an effective and permanent solution to your grassroots distress.

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Florida vacation destinations

Florida is the place known for its beauty and fun-filled vacations. As you have already decided to go on vacation to Florida, the main requirement becomes a travel guide, which introduces you to the attractions and how to visit them all.

Florida, the sunny state is not only limited to the beauty of the beaches, the clear water and the sparkling snow, but much more. It is a state with diverse culture and beautiful people. Its rich arts and culture allow you to rediscover yourself and its splendid beauty revitalizes your mind. The ‘Sunshine State’ can be explored in three parts, South Florida, Central Florida, and North Florida.

North Florida is made up of beautiful cities and beaches. These cities give you the luxury of enjoying various water sports and recreational activities such as fishing.

Ft. Lauderdale, St. Petersburg, Miami and Key Largo are the major cities in South Florida. These cities are known for the beautiful beaches and nightlife. The number one beach in the world, Black Beach, is located in Miami. Miami and St. Petersburg are also popular as centers of arts and entertainment.

Central Florida features Tampa Bay, the home of Busch Gardens, and Orlando, the home of Disney World. You can also find Sea World in Orlando. In the east of Orlando is the popular Daytona Beach. From Daytona Beach, NASA’s Kennedy Space Center is a short drive away. Florida vacations offer an exciting, exciting, and exciting experience. So pack your bags and explore the world of water and sand.

Tours Travel

Fascist Rocker Loses His Job!

It’s called Lycantrop. His article went straight to the Viking boss, before being published somewhere. No one knows how he got the address and the real name! This is how a few hours later Francesca Ortolani aka Viking, a 23-year-old video editor who worked for an American production company and filmmaker, was fired.

We don’t know much about Francesca’s boss. She greets him in the brochure for her “Gloucester Road” CD. His name is James, but we don’t know if this is his real name. We know that he is an old man, a filmmaker, a producer, he is an American, he is a naturalist. I learned the story of the Ashtree Records Press Room spokesperson, Magnus Torricelli, a blacklisted Italian journalist living in America, a good friend of Viking. “He must have stolen the address” says Magnus “I can’t explain it. Francesca has never shown the videos she was working on, so no one could connect her to J. and his team. This Lycantrop has no face, we don’t know him. He’s too cowardly to show his face. “

The British documentary Lycantrop wrote about is “Hate Rock” produced by Neil Mackay, an award-winning journalist and opinion writer in Britain, who met Viking in March 2005 for an interview. I asked Magnus what the interview was for: “The interview was about the music of white power … you know, Francesca is a nationalist and dedicates much of her music to these ideas. She is a renowned songwriter and producer in this scene. , so she was included in the documentary. “

If you think that everything is allowed under the political campaign, you should read the article he wrote. The writer has a vivid fantasy!

Lycantrop investigates Berlusconi’s relationship with the British media: “Italians are not stupid and they understand that Berlusconi is controlling television, but they do not know that he also propagandizes with NATO friends through British television, the bloodthirsty face from the angel Francesca “Viking” Ortolani and the sex symbol Donal MacIntyre. Francesca Ortolani imported the documentary to Italy through a long and passionate review so that it could draw attention to her and her friends. Meanwhile, Donal MacIntyre builds her own An alibi as an anti-Nazi saying that was attacked by some of those NCOs. People do not know that Francesca Ortolani aspires to work for NATO and while she finishes studying she has inserted herself well in the media, to make her propaganda with subliminal messages, working as an editor. video for an American company. Who is piloting this? Bush, Blair and Berlusconi. Viking University La Sapienza e n Roma should send her off, but the Faculty of Engineering must be damaged in the same game. Many professors work for companies that produce military devices. “

I am external to the matter, I am not “building my own alibi like Donal MacIntyre”, I am external although I am one of those 17000 downloaders (Magnus says the number is not up to date), so I decided to meet Francesca Ortolani, the young Viking singer, for some questions. He finds me in front of the Faculty of Engineering and asks me if I want to drink something hot. He looks friendly and I can tell Lycantrop that his hair is real. He looks neither like a Nazi terrorist nor a member of NATO. She has the face of a teenager, she is very shy, but she is a determined woman.

I ask him what he will do with Lycantrop. “I don’t know,” she replies, “I want to know who he is. I don’t usually proceed against those who slander me, but this guy involved too many people in his stories and I don’t want people to fall for it.” for me, so I would, I would take action against him if the story doesn’t end here, but I’m not sure the other people mentioned in the article are happy. ”

She tells me about her work “I respect James’s decision. This will not corrode our friendship. I understand his dreadlocks. He worked a lifetime to get his position. He is a great professional, he made a great team and I am happy because I have been a little girl. part of it. My job was to make trailers of his videos for the web and other channels. I was also beginning to compose some soundtracks for his documentaries. “

I tried to have James’s contact directly, but the man wants to remain anonymous, so I asked him.

Magnus, if you would be kind enough to send me my questions. This is James’s version of the story:

“I’m so sorry. I had told Francesca to stay away from white power music. She has nothing to do with

that world! She is a talented songwriter, has a lovely voice, and did a great job for me. She has the editing skills and the touch and experience of a production company despite her age. I’m sorry, I have to defend my work and my team ”.

James is quite reluctant to speak. Magnus believes that his decision was very difficult. For my fortune

I could bring another witness. It’s N., a 30-year-old cameraman from Los Angeles who works for James. You met Viking in London through work recently:

“She’s cute. When you do my work you meet a lot of people every day and you know you won’t see them again. One day I met Francesca. I was with J. We were filming …” tell me what were they filming and what Francesca was doing there ” … and God exists. J. begged him to write music for us and make some promotional clips. Our team is a small family and Francesca is like a sister. I don’t want to lose their friendship. Lycantrop … idiot. No I know who he is. If I did, I’d already be dead. “

Lycantrop also accuses Viking of presenting their new album to Italy strategically during the campaign, to help Silvio Berlusconi and Forza Italia to get votes and sympathies for some of their initiatives such as the construction of highways, high-speed railways, reintroduction of nuclear energy. . power in this country. He accuses Magnus Torricelli “who lives in the United States” of working behind and shuffling the cards writing that the documentary censored Viking, drawing attention to those censored parts, involving Neil Mackay and company as contributors to this hidden game. “I never met this Neil Mackay, I don’t know if he is tall or short, fat or thin” says Magnus “We are not playing any hidden games, instead I believe and wrote that the documentary censored Viking”.

Viking, a mysterious silent girl, looks at me first and after blowing the cup of hot tea says to me: “The Lycantrop should win a first prize for his novel. He had nothing better to do that night when he wrote the article. no political party or candidate. This story must have been a joke, but the real problem is how he got James’s name and address. ”

I ask her if she feels spied on and persecuted and she replies “I don’t know. I continue to live prudently and responsibly. This time I don’t think I’m the one being persecuted and I don’t have a bug …”. Viking alludes to the fact that the article was personally placed, not published from a remote location, in the James and Magnus P.O.boxes in the United States. They live in different cities and states, have never met before and are only friends because they are friends with the Vikings.

The author is unknown, the target is unknown, Viking only knows that Lycantrop may know Italian or someone translated the article for him. James received an English version and Magnus received the Italian version. Francesca did not receive a copy. He does not know if the producer of “Hate Rock” and company received a copy because he did not hear anything from them. It does not exclude more copies being distributed in Europe, so you are waiting. She does not exclude that the article is published outside the “collectives” of the left. Magnus Torricelli wants to denounce the “invasion of privacy”, filmmaker James “will do something”, cameraman N. seems more interested in the fact that Francesca is single at the moment. Silvio doesn’t know anything about this story (officially). Donal MacIntyre has a new fan: Magnus’s grandmother. Lycantrop has disappeared into darkness. Will it reappear in Europe? End of Episode I.

Tours Travel

Fast food market forecast: the example of the strategic product positioning metro

The fast food market in the United States has seen a healthy increase in growth in the last three years, for which forecasts can be maintained. The fast food market is forecast to maintain its current growth expectations, with an anticipated Compound Annual Growth Rate (CAGR) of 2.3% for the five-year period 2005-2010. This is expected to bring the market to a value of $ 57.6 billion by the end of 2010. Drivers of growth include a growing number of Americans in the workplace, reducing the amount of time spent preparing meals at home. In 2010, the U.S. fast food market is forecast to be worth $ 57.6 billion, an increase of 12.1% from 2005.

Forecast volume

In 2010, the US fast food market is forecast to have a volume of 37 billion transactions (Figure 1). This represents a 5.3% increase from 2005. The market volume CAGR in 2005-2010 is forecast to be 1%.

Success factors

Success factors for fast food franchisees will include product and marketing targeting healthier menu selections, brand consistency, low start-up costs, franchisee support, and consumer convenience. Subway ® represents a poignant example of a fast food franchisee poised to succeed in the future fast food market. Their strategies go beyond the fast food market and apply to many other markets and products.

SWOT analysis

Subway sandwich shops are well positioned to leverage their strengths and address reasonable threats, weaknesses and opportunities. The table below highlights these strengths, weaknesses, opportunities, and threats.

Strengths

  • Size and number of stores and channels.
  • The menu reflects the demand for fresh, healthy and fast food.
  • Use of non-traditional channels.
  • Association with the American Heart Association.
  • World brand recognition.
  • Customizable menu offerings.
  • Low start-up costs for the franchisee.
  • Franchisee training is structured, brief, and designed to ensure quick start-up and success.

Weaknesses

  • The decor is out of date.
  • Some franchisees are not happy.
  • Service delivery is inconsistent from store to store.
  • Employee turnover is high.
  • There is no control over the saturation of franchises in certain market areas.

Opportunities

  • Continue to grow the global business.
  • Update the decor to encourage more dining business.
  • Improve the customer service model.
  • Continue to expand channel opportunities to include event cars.
  • Improve relationships with franchisees.
  • Experiment with the self-service business.
  • Expand packaged dessert offerings.
  • Please continue to review and update the menu offerings.
  • Develop more partnerships with movie producers and toy manufacturers to promote new movie releases through children’s menu packaging and co-branding opportunities.

Threats

  • Disturbances or litigation of the franchisee.
  • Food contamination (spinach).
  • Competence.
  • Interest costs.
  • Economic downturn.
  • Sabotage.
  • Lawsuits.

Competitive analysis

Subway is not without competitive pressures. The main competitors include Yum! Brands, McDonalds, Wendy’s and Jack in the Box. Hmm! The brands are the largest in the world, with 33,000 restaurants in more than 100 countries. Four of the company’s most recognized brands, KFC, Pizza Hut, Long John Silver’s and Taco Bell, are world leaders in the Mexican seafood, chicken, pizza and quick service categories. Hmm! It has a workforce of 272,000 employees and is headquartered in Louisville, Kentucky.

McDonald’s Corporation (McDonald’s) is the world’s largest foodservice retail chain with 31,000 fast food restaurants in 119 countries. The company also operates restaurants under the brands ‘The Boston Market’ and ‘Chipotle Mexican Grill’. McDonalds operates primarily in the US and UK and is headquartered in Oak Brook, Illinois and employs 447,000 people.

Wendy’s International (Wendy’s) operates three fast food restaurant chains: Wendy’s (the third largest hamburger chain in the world), Tim Horton’s and Baja Fresh. Wendy’s operates more than 9,700 restaurants in 20 countries, has been listed in Fortune magazine’s Top 500 US Companies, is headquartered in Dublin, Ohio, and employs about 57,000 people.

Jack in the Box owns, operates and franchises Jack in the Box quick service hamburger restaurants and Qdoba Mexican Grill fast food restaurants and is based in San Diego, California.

Market objectives

The increase in sandwich sales has been the result of declining consumer interest in hamburgers and fries and increased demand for healthier options. Sandwich sales are growing 15 percent annually, outpacing the 3 percent sales growth rate for hamburgers and steaks.

Current marketing program

A new generation of restaurants is profiting from the saturated burger joints on the market. Called “fast casuals,” these restaurants are dominated by Mexican chains and sandwich restaurants offering freshly baked breads and specialty sandwiches.

Respond to changing consumer expectations for health, fresh and made-to-order sandwiches; Subway’s marketing program addresses these expectations through several approaches. Most notable were the television commercials with Jared. These commercials emphasize the health aspects of a Subway sandwich by highlighting the 245 pounds that Jared lost by eating a Subway sandwich diet. Subway also markets through national sponsorship at events such as the American Heart Association Heart Walks and local events such as triathlons and children’s sports teams.

The Subway example represents product and marketing strategies that are classic examples of focusing on market demand, consumer trends, product leverage, and innovation. Marketing strategies of creating clear brand recognition, product and brand association and market demands have strategically positioned Subway to advance market share in the near future. These marketing strategies are also repeatable fundamental marketing strategies that transcend the fast food market. Does your marketing strategy link brand recognition to products that support the future direction of your market?

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Thinking of buying a condo hotel? Here are 20 things you need to know!

1. What is a condo hotel or condotel?

Think of a condo hotel (also sometimes called a condotel or hotel condo) as buying a condo, albeit one that is part of a four-star caliber hotel. Therefore, as a homeowner, when you are on vacation, you will get the benefit of more four-star services and amenities than you would in a typical condo.

2. What type of services and amenities are found in the condo hotels?

If you can imagine the subtleties that you will find in a luxury hotel, then you can imagine a condo hotel. Features often include resort-style pools, full-service spas, state-of-the-art gyms, fine dining restaurants, concierge services, and room service.

In some places, like Las Vegas, you will find condos with their own casinos, shopping areas, and entertainment venues. In places like Orlando, you’ll find condos with their own water parks and convention facilities.

3. What is the difference between a condo hotel and a traditional condominium?

The big difference between a hotel and a condo hotel is that a hotel generally has one owner, either individual or corporate, but a condo hotel is sold unit by unit. Therefore, a 300-room condo could have up to 300 owners.

4. Is it obvious to hotel guests whether they are staying in a condo hotel or a traditional hotel?

A hotel guest will likely never know that the hotel has multiple owners because the property is operated as a traditional hotel and is often under the management of a well-known hotel company such as Hilton, Hyatt, Starwood, Trump, or W. las Individual units of the condominium hotel will look identical in design and decor to all the others, just as they would in a traditional hotel.

5. Who usually buys condos?

They are primarily sold to people who want a vacation home but don’t want to deal with the hassles typically associated with second home ownership, such as property maintenance or out-of-season tenant hunting.

6. What is the demographic of the typical condo buyer?

The spectrum of condo hotel buyers is quite wide. There are families who want a second home in a vacation destination. There are baby boomers who are about to retire and want a place where they can “spend the winter.” There are also many investors who buy a condo hotel unit with little intention of using it; they are in it for the potential real estate appreciation.

7. Can you live in a condominium hotel?

Condominium hotels are not normally offered as primary residences. In fact, many of them limit the use of the condo hotel unit by the unit owner (usually 30 to 60 days per year) because the unit is expected and needed in the hotel’s overnight rental program, where it can be offered to guests and generate income.

8. Who gets the money when your condo is rented?

The hotel management company splits the rental income with the individual condo hotel owner. While the exact percentages vary from property to property, the typical rental split is in the 50-50% range.

9. Who finds the hotel guests and then cleans and maintains the condo hotel units?

The hotel management company markets the property and reserves to hotel guests. He also maintains the unit and ensures the proper functioning of all hotel services and amenities.

10. What are the advantages / disadvantages of buying a condotel over buying typical rental properties?

Advantages include:

· Hassle-free ownership; no problems with the owner

Rental income to offset some or perhaps all of the property expenses

A fantastic vacation home available to use whenever you want

A real estate investment at a time when other investments may seem less attractive

Strong likelihood of appreciation

· Pride of ownership: “I own a part of a Trump”

Disadvantages include:

The annual cash flow could be equal to or less than the annual costs of ownership.

Pets are generally not welcome.

The owner’s condo hotel unit can be rented whenever the owner wishes, so advance reservations are required to ensure availability.

The condo hotel unit is subject to the same market downturns that affect all hotels in the competitive market: hurricanes, terrorist threats, warm winters in the north, gas prices, etc., all of which can affect the rate. occupancy of a unit and the amount of income it generates.

11. Are condo hotel units difficult to finance?

Not at all, but they generally cut 20%, whereas condos can be purchased with less cash. It’s also important to make sure you use a mortgage broker who has been successful in making condo hotel financing deals. Many banks don’t make them yet, but more and more are getting involved as condo hotels become more available.

12. How long have condo hotels been around and where are they located?

Condo hotels have been around for several decades, but the great wave of four- and five-star condo hotels that have made their way across the country began around 2000 in the Miami area. The Miami-Fort Lauderdale area still has the majority of condo hotels, but areas like Orlando and Las Vegas are developing condo hotel properties at an even faster rate and will likely overtake South Florida soon. Other emerging areas are places like the Bahamas, Panama, the Dominican Republic, Mexico, Canada, and Dubai.

13. How much do condominium hotel units cost?

That’s like asking how much a car costs. There are condo hotels of different qualities. Some require larger amounts of money than others, obviously.

There are inexpensive condo hotels for as low as $ 100,000. They are usually found in properties that have converted their use of an existing hotel. They are the size of a hotel room, lacking in kitchen facilities, luxury franchises, and other first-class amenities.

Then there are the four-star or higher properties that can start in the $ 300,000 to $ 400,000 range, but can go as high as $ 800,000 for just one unit of study. One- and two-bedroom units cost substantially more than a studio. Of course, the studios come fully furnished and finished, and will be significantly larger than a typical hotel room, and may attract guests due to their name, such as the St. Regis, Ritz, or W.

14. What are typical maintenance costs?

On average, around $ 1.00 to $ 1.50 per square meter. ft., but the range may exceed $ 2.00 sq. foot in the most luxurious properties.

15. Do you buy condo hotel units after they have been built, or can you buy pre-construction condo hotels?

Unless you’re in a rush to start your vacation or need to complete a 1031 exchange, it’s best to buy pre-construction condos as soon as possible. That’s when prices are lowest and unit selection is greatest. You will likely wait two years or more before closing and taking possession of your condo hotel unit, but you will have fixed the price and will reap the benefit of maximum appreciation.

16. Is there anything else investors need to know about condotels?

Buying this type of real estate involves more than the old phrase “location, location, location.” While most condo hotels are located in desirable locations in resorts and commercial areas, the most important thing is a good franchise with a strong reservation system.

Also, don’t be fooled by an aggressive rental division. One way or another, the property developer will have to staff, maintain and operate the hotel and its services such as restaurants, bars, spas and swimming pools with their share of the proceeds. If you give him a very favorable portion of the rent, he is also more likely to charge you a higher monthly maintenance fee. Of course, this goes both ways. If the maintenance division offered is closer to 50-50, then your maintenance should also be more reasonable.

17. Any suggestions for investors when choosing which condo to buy?

Get good advice. That means you don’t want to rely solely on presentation provided by an on-site salesperson in a condo. You want to speak with a broker who specializes in condo hotels and who knows and understands the entire condo hotel market, not just the facts surrounding a single property. He or she will listen to your wants and needs and then offer recommendations on which properties best suit your needs. You will have the opportunity to compare prices and consider the pros and cons of each available property.

A good broker can make the difference between buying a condo hotel that will be problematic and will not live up to your expectations or one that will provide you with years of great vacations, good yearly income, and a substantial profit when you sell.

18. Does it cost more to use a real estate broker to buy a condo hotel than to buy a unit on your own?

No. With new condo hotel properties, prices are always set by the developer and are exactly the same, whether you buy directly from a seller on the property site or through a broker.

The broker commission is always paid by the developer and is already included in the price, regardless of whether an external broker participates in the sale or not. Since the representation of a broker is free to buyers, it makes sense to ask for their help and get the benefit of their advice before making a purchase.

19. How can prospective buyers find a good condo hotel broker?

Ask your friends for broker recommendations or search online for “condo hotel broker.” Visit the condo hotel broker websites and see if the information they provide seems complete and unbiased. If your website seems to focus on the sale of homes or office space, and the condo hotel information seems like an afterthought, steer clear. Your best option is to work with a condo broker who specializes.

20. How can buyers find out about new condo hotel properties coming on the market?

Condo hotel brokers can be a good source of information, as they often learn about properties before they are released to the general public. Another option is for them to subscribe to a condo hotel newsletter like the one we publish called the Condo Hotel Property Alert. We offer it free of charge on our website http://www.CondoHotelCenter.com and it has a different condo property that goes on the market in each edition.

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Bill Britt – The Man, the Myth, the Legend

A brief history of Bill Britt, Amway legends of the rich and free:

Before becoming an Amway legend, Bill Britt lived in Raleigh, North Carolina, and was a frustrated and broke city manager. Immediately after getting involved, he started breaking sales records, and his organization hasn’t slowed down in more than 30 years. More than 2 million distributors are involved with Amway today as a direct result of Bill Britt building a solid foundation in his business more than 30 years ago.

One of the things that has grown faster than Bill’s business is the revenue predictions on it. For three years beginning in 2002, I was an active Amway distributor (then known as Quixtar), at which point I had the privilege of attending various events where Bill Britt was the keynote speaker. I remember hearing people speculate that he makes anywhere from $ 10 million per year to $ 300 million per year. (As a special note, this is not an income statement, as I have no affiliation with Amway – I’m just saying that no one really knows how much you earn, except that it’s probably A LOT.)

Bill Britt’s Amway team loyalty is second to none in the MLM profession. He was the keynote speaker at a major conference I attended in 2005 in Long Beach, CA. As he spoke, the room fell silent with one of the most persuasive speeches I have ever heard. Bill Britt was revered as being part man and part God, similar to how I imagine the pharaohs of ancient Egypt are revered by their devotees. As we sat on the edge of our seats hour after hour, late into the night, Bill Britt kept talking about politics, religion, how bad jobs smell, and I think he mentioned Amway once or twice.

The methods used by Bill to develop his business are those of traditional network marketing: home meetings, hotel meetings, and weekend events. Mainly, the foundations of his business were laid in the late 1960s.

Bill Britt also runs one of the largest international personal development companies, Britt Worldwide, which distributes millions of audio CDs monthly on a standing order schedule recommended to all Amway distributors. Estimates of his income from his personal development tools business range up to 90% of Bill’s total income.

Bill’s teachings seem to resonate in a world that has almost passed away: he talks about limited government, family values, and the possibilities one can achieve by having a dream.

Because it did not adapt to more modern strategies, Bill Britt’s organization went through a period of extreme struggle in the late 1990s, where checks dwindled and distributors were frustrated.

I failed at Amway while working on my butt for over 3 years from 2002 to 2005. During that time I did over 1000 presentations and nothing seemed to work for me like it did 30 years ago. Which, to be honest, wasn’t working that well for a lot of people anymore.

As a result of this massive frustration, I eventually left the Amway business in favor of a more streamlined business system that is more suited to the 21st century market, and the results have been nothing short of miraculous. However, there are some important insights we can learn from Bill Britt. However, the biggest idea is this:

The financial possibilities of building a thriving MLM organization are virtually limitless if you do it right.

In short, Bill Britt is nothing less than an icon in American business. Think what you can about Amway – this man has done something quite remarkable and we can all learn a thing or two from his success.

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About Malta – Bars and restaurants in Malta

Mediterranean cuisine

Although Malta is incredibly small, you can find a wide variety of restaurants, cafes and takeaways ranging from typical Maltese food to Japanese sushi and oriental cuisine.

Expensive 5-star restaurants are present in many towns such as Sliema, Mellieha, Mdina and Valletta. In these cases, varied gastronomy. Many of the restaurants on the Maltese island specialize in typical Mediterranean food, especially Italian (seafood, pasta, meat). A great element here is the mix of Mediterranean recipes with Maltese ingredients, as most of the vegetables, meats and fruits are locally grown and selected on the spot. The variety of fish found in Maltese waters can be seen in most restaurants, having been purchased that morning from the local fisherman. These restaurants often include incredible venues, delicious food, and of course excellent service.

Although there are some high class restaurants that specialize in typical Maltese food, there are many occasions when Maltese food is prepared at its best in a more informal setting. Local pubs, known as ‘kazini’, often serve excellent examples of Maltese food, such as ‘Hobz biz-zejt’. Hobz biz-zejt literally translates to ‘bread with oil’ and is usually made with traditional Maltese bread that is dipped in oil, spread with tomato paste, and filled with anything from tuna, olives, capers, onions and the like. .

A very popular meal throughout the year is ‘Fenkata’, where Maltese families go to very informal and usually small specialized bars and restaurants to eat a rabbit meal. It usually consists of a first plate of spaghetti with rabbit sauce, followed by rabbit (usually fried in garlic and tomatoes) and finally nuts and sweets. Another dish that is sometimes served before the rabbit, but can also be found in many typical Maltese restaurants, is ‘Bebbux’. Bebbux is the Maltese word for snails, which is a delicacy in Malta. When visiting Malta or Gozo be sure to give it a try.

Small take-out establishments are also very popular and here, you can satisfy your hunger for just a few euros! Most of these take-out meals are no more than a few square feet, with enough space for an oven and a hob. They sell “pastizzi”, pizza by the slice, cakes and sausage rolls. Pastizzi (cheese cakes) are extremely popular in Malta and are ricotta-filled cakes that are deep fried and served hot. These can be purchased from small specialized vendors that fill most of the streets in Malta and Gozo.

Oriental cuisine and sushi are also very well accounted for throughout the island. The most common are the typical Chinese restaurants that specialize in dishes such as spring rolls and wontons, egg fried rice, noodles, sweet and sour pork, duck, etc. Sushi and Japanese cuisine have also become popular in recent years and can be purchased at take-out establishments or elegant formal restaurants. The Palace Hotel’s ‘TemptAsian’ is a unique establishment that brings together all oriental cuisine in an elegant restaurant with a menu to die for.

All over the island you can find pizzerias and other informal restaurants serving pasta, pizza, salads, meat, etc. Prices vary and are suitable for everyone’s pockets. These restaurants are ideal for families with diverse tastes, as the menus are often extremely versatile. Also, they often cater for both lunch and dinner.

Life in cafes, particularly in cities such as Valletta and Sliema, is extremely popular and provides the shopper, businessman or passerby the perfect opportunity to have a hot cappuccino, a frozen mojito or a cold glass of wine, accompanied but with a light salad, a plate. pasta, plate, sushi or perhaps a divine dessert, while enjoying the Mediterranean sun. Some cafes have developed that name because of a particular item on the menu, which people go out of their way just to tickle their taste buds!

Wine bars have become incredibly popular in recent years. International grape varieties grown on the islands include Cabernet Sauvignon, Merlot, Syrah, Grenache, Sauvignon Blanc, Chardonnay, Carignan, Chenin Blanc, and Moscato. The indigenous varieties are Gellewza and Ghirghentina, which are producing excellent wines with a distinct body and flavor. You can visit these places by candlelight and enjoy good wine, along with excellent sauces and dishes, including Maltese and Mediterranean delicacies, cold cuts and cheeses, as well as delicious fresh bread.

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Kiev city guide for travelers

You are thoroughly planning your trip to Kiev, browsing the web for information on the best sights, restaurants and nightclubs in Kiev, and thinking about how to best plan your stay, what to see and where to go … camera to take beautiful photos of golden domes, Khreschatik street and the parks of Kiev … You are thinking what to wear and checking the weather forecast for the days of your visit … In a few days or weeks you will arrive in another world with smiling people , old brick streets, monuments and cathedrals …

Fast facts:

State: capital of Ukraine

Number of regions: 10

Foundation date: 5th century AD

Zone: 839 km2

Elevation: 179 m above sea level

Geographical coordinates: latitude 50 ° 27’N; longitude 30 ° 30’E

Climate: moderate continental with mild winter and warm summer

Temperature: the average temperature of Kiev in January is 6 degrees below zero Celsius, the average in June is 20 degrees above zero Celsius; the lowest temperature in winter is 25 degrees below zero Celsius; The highest temperature in summer is 32 degrees above zero degrees Celsius.

Population: 2.6 million (2005)

Density: 3178 people / km2

Car code: AA

Telephone code: +380 44

Mayor of Kiev: Leonid Chernovetskiy (since 2006)

History of Kiev

Legend has it that there was a princely family of three brothers named Kiy, Schek and Khoryv and a sister Lybid. Kiy ruled a powerful Slavic tribe and was looking for a place to make a new home for his people. When they reached the beautiful hills above the Dnepr river and saw a wonderful panorama of the blue river and seven chestnut-covered hills, they liked that place very much and decided to settle there. They established a city and named it Kiev in honor of his older brother Kiy more than 1500 years ago. Prince Kiy and his family lived on a hill, Schek settled on another hill that got the Schekavitsa mane, and Khoryv settled on the third hill called Khorevitsa.

From 882, Kiev became the capital of an ancient and powerful state called Kievan Rus. In 998, Prince Vladimir of Kiev introduced Christianity to Kiev Rus by baptizing the people of Kiev in the Dnepr River. In 1240, the city was demolished by Mongol Tatars who invaded Kiev Rus, and later it was rebuilt. From 1362 Kiev and most of Ukraine belonged to Lithuania and Poland and in 1654 it became part of the Russian Empire and then the USSR.

In 1991, the Ukrainian people voted for the independence of Ukraine and Kiev became their capital. Since then, it has been the center of political, economic and cultural life in Ukraine.

In November 2004, Kiev was the centerpiece of the Orange Revolution when hundreds of thousands of Ukrainians protested against the falsification of elections in the streets and then elected another ruling party and the president of Ukraine.

Accommodation in Kiev

Most visitors to Kiev prefer apartment or hotel accommodation. Kiev hotels provide security and a certain level of service according to their level (three stars, four stars, five stars), Kiev apartments allow greater privacy and flexibility. The average single room in a Kiev hotel will cost $ 100-130 per night, while a 1-room apartment with all the amenities will cost $ 40-60 depending on its location, space, and additional facilities such as jakuzzi, home theater, etc. .

Kiev Attractions Rating

I recomend you to visit:

Kiev golden gate – the ancient Kiev gate, now in its very center, is made of wood and stone with a small golden dome above

St. Sophia Cathedral – one of the most beautiful cathedrals in Kiev with a bell tower and chestnut trees around the cathedral

St. Michael’s Cathedral – Newly rebuilt cathedral with beautiful blue walls, ornaments and large golden domes

St. Vladimir’s Cathedral – cathedral in the center of Kiev where official Orthodox religious ceremonies take place

St. Andrew’s Church and Andrew’s Descent (Andreevskiy Spusk) – a popular place with tourists with numerous souvenir stalls, old brick descent, art galleries and museums

Kiev Cave Monastery (Lavra) – the old monastery where you can see the caves where the monks lived in ancient times, various churches and the largest bell tower in Kiev

Museum of Russian Art and Museum of Ukrainian Art – art connoisseurs will greatly enjoy seeing masterpieces of world art in the museums of Kiev

Kiev Opera and Ballet Theater – a pleasant experience of listening to live classical music and watching dances

Pirogovo ethnic village – the opportunity to see old village houses, windmills and household appliances from different regions of Ukraine

War museum – you can see there numerous tanks and warplanes and the gigantic metal statue of the woman who symbolizes the Homeland

Kiev Botanical Garden – in spring and summer you can see beautiful trees and blooming flowers

Mariinsky Palace – a majestic palace where official government ceremonies take place, it is surrounded by a green park with a panorama of Dnepr and its left bank

Independence Square – the very central part of Kiev, from which distances to other cities are calculated, has a large underground shopping center, central post office, banks and restaurants

Khreschatik Street – main street of Kiev, where people can walk on the highway on Saturdays and Sundays

Mount vladimir – a park on the mountain with a large statue symbolizing Prince Vladimir with a cross when he introduced Christianity and baptized the Slavs.

What to wear

If you come to Kiev in summer, it would be good to bring a summer jacket, jeans and T-shirts, sandals or baskets and probably shorts or dress in case of heat. For spring or autumn it is better to bring some warm things and a jacket. For winter you will need a winter coat or warm jacket, some sweaters, a scarf, gloves, and a cap.

If you enter a church or cathedral, women must cover their heads with a shawl, while men must remove their hats.

Eating in Kiev

To try delicious Ukrainian cuisine we recommend the following restaurants in Kiev:

Pervak ​​restaurant – a mid-priced restaurant located at 2, Rognedinskaya St. You can taste borsch and vareniks, small cakes and various meat and fish dishes. Dinner will cost you around $ 30-50 per person depending on the food and drink you choose.

Taras restaurant – located in the Shevchenko park near the main museums of Kiev, near the University of Kiev. You can order various pancakes, as well as dishes of national cuisine. Dinner will cost you $ 35-55.

USSR restaurant – located near the Kiev War Museum and Kiev Lavra Monastery at 42/1 Sichnevogo Povstannya St. and decorated with symbols of the USSR. Dinner will cost you $ 35-55.

Puzata Khata (big belly house) fast food restaurant combining an original interior in country house style, tasty Ukrainian food, a wide variety of dishes and affordable prices. It is located in the very center, 1 / 2a Basseinaya St., at the beginning of Khreschatik. Here you can try traditional Ukrainian pampushky, chicken Kiev, different salads and main dishes. On the first floor you can also choose one of the many cakes and even order fresh juice. The cost of dinner is $ 3-10 per person.

Zdorovenky Buly (Good health to you)

It is a very popular fast food restaurant located near Khreschatik subway station that probably has the largest variety of different foods: salad bar, pancakes, varenyky, pizzas, soups, delicious desserts. Its comfortable rooms are decorated in various styles: Chinese, Indian, Egyptian and Greek. It also has a tea bar with cakes where one can sit and chat. Dinner: $ 3-10 per person.

Ukrainian souvenirs

You can buy various Ukrainian souvenirs at Andrew Descent (Andreevskiy Spusk): embroidered towels, matrioshkas, wooden painted plates and eggs, glass souvenirs, small dolls with national clothes, paintings and clothes. There is also a souvenir section in the central Kiev magazine (Tsum), located on Khreschatik St and a souvenir shop near the Saint Sophia Cathedral.

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Reflections of the trip to the Atlantic islands

As a certified travel agent, international airline employee, researcher, writer, teacher and photographer for four decades, travel, whether for pleasure or business, has always been an important and integral part of my life. Some 400 trips to all parts of the world, by road, rail, sea and air, involved both worldly and exotic destinations. This article focuses on the Atlantic islands of the Bahamas, Bermuda, Greenland, Iceland, the Canary Islands, and Madeira.

The Bahamas:

Nassau, in New Providence, offered an immersion in British colonial life with its architecture, beaches, and landmarks such as Fort Charlotte, Fort Fincastle, and the Queens Staircase.

Paradise Island, connected to the causeway, was a crescent of beach-lined hotels, like the ocean-themed Atlantis Bahamas Resort, but a pocket of history, tucked away down a narrow street, was the French Closter, a century-old Augustinian monastery. XIV dismantled and imported. of Europe by William Randolph Hearst.

Freeport, on Grand Bahama, featured its colorful International Bazaar, consisting of some 100 shops and restaurants, and Lucaya Beach.

Bermuda Islands:

Bermuda, also a British crown colony, was toured in three areas.

Hamilton, the first, provided a base at the Hamilton Princess and Beach Club for exploration that included its colorful Front Street, the Bermuda Botanical Gardens, and pink sand beaches.

The Royal Naval Dockyard consisted of numerous locations including the Bermuda Tram, Clocktower Center, Bermuda Clayworks, Bermuda Rum Cake Bakery, Dockyard Glassworks, Bermuda Arts Center, Frog and Onion Pub, Craft Market, and Bermuda Maritime. Museum.

And St. George, in the East End of the island, promoted the absorption of the history of the area through its King’s Square, the Church of San Pedro, the National Trust Museum, The Deliverance, a life-size replica of the ship of the 17th century transporting supplies to the Jamestown colony in 1610 and Fort St. Catharine.

Greenland:

As the world’s largest island, situated in the North Atlantic Ocean, Greenland was sparsely populated, rocky, covered with tundra and huge glaciers, and in some cases perpetually covered in snow. There were few air gateways besides Iqaluit in Canada, Reykjavik in Iceland, and Copenhagen in Denmark. The internal air service was provided by rotary-wing aircraft.

Aside from an aborted trip from Reykjavik to Narsarsuaq in the south, which required an immediate return to Iceland due to sub-minimum weather conditions, the almost continent-sized island was visited on two other occasions.

The first, the Cape Dan settlement in Kulusuk, was accessed by turboprop flight, landing on a gravel runway, and was followed by an escorted tour, conducted only in German, of native everyday life, including the colorful houses, the rocky outcrops on which they were built, the community tent and kayak on the floating crystal blue lake in the center of the community.

The second, Kangerlusuak on the west coast, was reached after a flight from the Canadian territory of Nunavut. The modern Kangerlusuak Hotel, inspired by Scandinavian decor, served as the base from which sightseeing tours to the Russel Glacier, via off-road vehicle, and coverage of the local area were made. Due to the summer season, the thick curtains blocked the light that was perpetual almost 24 hours a day.

Iceland:

Several trips were made to Iceland, whose terrain and topography were otherworldly, with black volcanic lava, hot springs, geysers and waterfalls.

The Loftleidir Hotel, located at Reykjavik Domestic Airport, served as a base for walking tours of downtown, which included Hallgrimskirkya, its basalt-inspired church; Four-wheel drive to the massive Gulfoss waterfall and towering geysers; and flights to Heimaey in the Westman Islands, many of whose structures were built on the lava excreted from the last volcanic eruption.

The islands of the eastern Atlantic:

The trips to the Eastern Atlantic Islands covered two large groups: the Canary Islands and the Madeira Archipelago.

Tenerife:

A trip from Santa Cruz to San Cristóbal de La Laguna in Tenerife, the largest of the Spanish Canary Islands off the coast of West Africa, revealed the World Heritage-listed city of San Cristóbal de La Laguna, the first example of a unfortified city whose grid served as a direct precursor to settlements in the Americas under Spanish rule during colonial times. It consisted of about 1,470 buildings, of which 627 public and private classifieds dating back to the 16th, 17th, 18th, 19th and mid-20th centuries were preserved with a mixture of Mudejar, neoclassical, modernist, rationalist and contemporary architecture. .

Other places of interest included the Municipal Market, the Town Hall, the Currency Exchange, the Captain General’s Mansion, and the San Francisco Sanctuary and Convent.

Garachico, reached after a short drive, provided the opportunity to sightsee at Castillo de San Miguel. Icod de los Vinos, which was reached after another sector of a short path, included El Arbol del Drago, the Convent of San Marcos and La Casa del Drago for the tasting of local wines.

In addition to a tour of the Botanical Garden in Puerto de la Cruz, a virtual buffet lunch featured selections such as Catalan rosé wine, tomatoes stuffed with tuna salad, and Andalusian potato and sausage salad; baked chicken in a wine sauce, roasted potatoes, potato and cauliflower croquettes; seafood paella; cream cakes, puff pastries and assorted ice creams; and coffee at the Hotel Tenerife Playa, overlooking the black sand beach nestled in a cove and its waves crashing:

Madeira:

The center stage of the second group of islands in the eastern Atlantic was Madeira, which offered a unique and quintessential Portuguese experience after a circuit from Funchal, on its south side, through 600-meter-high pine-clad mountains shrouded in mist. , clouds and occasional drizzle. , to Sao Vicente, by its north.

The highlight here was a two-kilometer, 12-minute descent on a wooden “cestinha” sled. The sleds themselves, originally used to transport goods from higher mountain locations to lower villages, were only recently converted to carry passengers with the addition of seats. Navigated by two “carreiros”, who directed and controlled the wicker slide for two passengers fitted with a padded seat and a foot shelf, they were initially pulled forward by two ropes and then alternately crowned on two stern steps, depending on the angle. as they raced down the steep paved streets amid daily car traffic, often crossing busy roads. Its speed was reduced by progressive horizontal orientations of the wooden sheets to induce friction.

The Ribeiro Frio Restaurant, located in the misty high-rise town of the same name and decorated with wooden walls, a beamed ceiling, a bar and a roaring fireplace, offered a post-descent espresso, and something recuperative, in one of the the small round tables with tree branches in front of the fire.

Subsequently, following the winding and hairpin mountain roads, past graduated multi-level farm plots reminiscent of the Cameron Highlands of Malaysia, my coach emerged with views of the pure blue sky and sea during his journey from Ribeiro Frio to Santana.

Quebra Mar restaurant, with its modern circular dining room, floor-to-ceiling windows overlooking the Atlantic Ocean and the volcanic mountain setting in Sao Vicente, serves a lunch consisting of “vinho de mesa tinto” or “red table wine. “. from the Ganita wineries; Leaky vegetable cream, crispy battered white fish, French fries and mixed green salad with olive oil; thin slices of veal in a red wine sauce with rice; and fresh fruit topped with vanilla ice cream.

A trip up the ascending roads covered in cloud mist to the pass of the Encumenada de Sao Vicente, overlooking two seas, offered a panoramic viewpoint at Cabo Girao, the second highest cliff in the world with a vertical drop of 580 meters to the sea, and lead to Camara de Lobos, the second city of Madeira.

The time on these two eastern Atlantic islands was short, but encompassing.

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Bull market reversal to 1982

On August 19, 1986, I landed at JFK Airport and my father’s old classmate, James, picked me up. After a few days of being with him and his family, he dropped me off at college in Montclair, New Jersey.

Coming to the United States was a new beginning for me. Going to college was like immersing myself in a whole new world, where I had to discover something new every day. It forced me to figure out how things worked little by little.

And so many things that are so obvious today … they were so difficult to understand on my own back then. For example, I didn’t know how to dress for cold weather, and as a result, I was cold most of the time in winter.

What is happening in the stock market reminds me of that time, because today most people are completely mystified. Unless you have experience and knowledge of how markets work, you will make all the wrong decisions.

And you could end up missing something that could absolutely change your life in 2017 …

This critical thing is a bull market for stocks.

And I’m not just talking about a major new bull market in stocks that will push the Dow Jones Industrial Average to 50,000 … and then higher.

I think when this bull market ends, the Dow could easily be 100,000.

I know many of you think this sounds crazy. However, think of 1982, which was the beginning of the last big bull market in stocks. People were pessimistic about the future of our country.

An easy way to gauge negative mood for that time period is to look at one of the most popular magazines of the time: Weather.

The September 6, 1982 issue of Weather introduced the new bull market that was just beginning.

Within the subject there were doubts that are similar to those that people have today about the stock market:

Nobody predicted it. No one can explain it. No one dreamed that it could continue to function day after day after day. But last week Wall Street continued one of the most incredible stock trading binges in financial history … The frenzy has smashed records and then has beaten them again … Is this a fool’s rally or the beginning of a sustained bull market? ? Why has the momentum been so strong when the prospects for economic recovery are so uncertain?

Now when you go back to 1982, you will find two incredible similarities to 2017.

First, there was incredible technology: the personal computer was beginning to emerge as a huge economic force in our economy.

Second, he came of age of the baby boomers, the oldest of whom had just turned 34.

And today, we have the same two things happening.

First, we have this incredible technological development: The Internet of Things is beginning to revolutionize the way our world works on everything from our roads to cars, our health, and every part of our lives.

Second, we have the coming of age of the millennial generation, the largest generation in American history with 92 million people.

An amazing rally in the bull market

The Dow Jones Industrial Average skyrocketed from 770 in August 1982 to 11,750 in January 2000, a gain of 1,426%.

In other words, if you put $ 10,000 in the Dow index at the beginning of this bull market and just hold it, you would have $ 14.2 million at the end. Incredible, phenomenal and staggering profits simply by buying at the beginning of the bull market!

Now, I understand that many of you may be skeptical of what I just told you.

However, I have spent a decade researching bull and bear markets throughout history. And this combination of major technological change and a new generation coming of age is the closest thing to a sure thing in terms of a formula for predicting a major new bull market. And it’s one that I’m betting my credibility and reputation on.

You can also buy an exchange-traded fund (ETF), such as the SPDR Dow Jones Industrial Average ETF (NYSE: DIA), to profit from this important new bull market.

However, if you want to make life-changing profits that give you financial freedom, you need to find individual stocks with the potential to go up 300%, 500%, 1,000%, or even more. This is the central theme of a new service that my editor will launch early next year. Check back here if you are the type of investor who wants this type of profit.

These types of gains may seem unimaginable today, but remember that in the last big bull market we had incredible winners like Home Depot that went from $ 0.15 a share to $ 52, a gain of 34.567%. There will be jaw-dropping winners like Home Depot for years to come.