The spotlight on the paranormal is no longer reserved for Halloween. Where previously chainsaw and haunted house movies were only released to audiences during October of each year, the emphasis on things that “hit in the night” is now a lucrative commodity. From the runaway success of Twilight to the sequels to Paranormal Activity, we just can’t seem to get enough of that “other” world.

So how much of the hoopla is nonsense? Is there really such a thing as ghosts and paranormal activity? As someone who has researched several of the 10 Most Haunted Places in America while writing books about these places, I can assure you that there is more to what is going on around us than what we can measure in a test tube.

I will admit that I am skeptical of going to these places. My main interest was in the history of these national historic landmarks. But from my first night at the Stanley Hotel in Estes Park, Colorado, to afternoons spent at Myrtles Plantation in St. Francisville, Louisiana, and two exciting sleepovers at the Lemp Mansion in St. Louis, Missouri, I was convinced… We are not alone!

So what’s causing the goosebumps, EVPs, and floating orbs? Here are some examples as I have come to know them:

1. Residual Haunt: A residual haunt is just what its name implies…it’s a residue of something that’s been there before. Typical cases involve seeing a ghost make the same movements over and over without deviating, as if she were watching a videotape. You can’t interact with it. It will follow the same pattern or route and disappear. It’s like a memory of an action he created when he was in mortal form. Famous cases are the monks who walk the castle grounds and disappear into the same wall in the same place every time.

While staying at the Lemp Mansion, I heard two gunshots outside my bedroom door, followed by the sound of a large dog barking at 5:10am. I later found out that one of the gunshot suicides in the house was that of Charles Lemp, who reportedly shot his dog and then himself shortly after 5am. These noises were residual tapes being played.

2. Aware Haunting: Aware means “in response to” or “aware of.” A sensitive haunting is one in which the entity interacts with you. He does something to get your attention like poltergeist activity. It can affect items and cause them to move or cause lights to flicker. During my stay at Myrtles Plantation, my earrings that I had placed on the mantel in my bedroom moved completely along the mantel ledge. At the Stanley Hotel, my group and I had a blast of tobacco smoke in our faces, and watched colored lights play across a door and its handle when no colored lights were to be seen anywhere. The Lavender Room chandelier at Lemp Mansion interacted with me for a full five minutes as I asked it to blink in response to my questions. This is also the room where I heard the shots and the barking of the dog. My covers were removed at the Myrtles while I was in the Confederate soldier’s room. These are examples of entities that aren’t just a residual loop; they are smart and try to engage you in any way they can.

3. EVP: EVPs are electronic voice phenomena. These are noises and voices picked up on recording equipment, but not necessarily audible to the human ear. The spirits use the frequencies of the electromagnetic field to “tune in” and print their voice on a tape. I have collected several of these recordings and it is unsettling to know that “something” was there with you, even though you were not aware of it. I recorded a man laughing at me, I heard something pushing objects off a bed, and children laughing and singing nursery rhymes.

4. Poltergeist: Poltergeist activity is what most people associate with a paranormal occurrence. This is where objects move on their own, doors slam, things fly across the room, lights go on and off, etc. Some of these events take on a threatening personality when the actions appear to be threatening or violent. Experts have associated some of these outbreaks with a young person entering puberty; stating that the surge of hormones and emotions is actually causing disturbances around him in the form of things moving and flying. There are enough studies to show that this finding has some validity, but not all reports may go unnoticed.

These are just some of the things we associate with the paranormal. I know that once you have encountered some of the phenomena like the ones mentioned above, you cannot go back to being a non-believer. Not something to fear, in my opinion. We are made of energy and when we die that energy has to go somewhere. Any scientist will tell you that energy cannot be destroyed. Those ghosts playing with your bedspread or moving your dining room chair are probably the energy forms of your former selves, hanging around for whatever reason. Some advance, others don’t. But one thing is for sure… our interest in this popular science has only just begun.

To make more money, you need to understand what money is.

Money is a physical representation of compensation for an emotional or energetic exchange of services or products, between a provider and a receiver. The provider and recipient can be individuals, organizations, or a combination of both.

Money is a measure of the perceived value and quality of the service or product provided, as perceived by the recipient. Perceived value depends on several things.

Is the service or product rare and of high quality? Or, is it more common and easily available? Is it something that almost anyone with little or no special training or talent can provide? These variables influence the ‘perceived value’ of the service or product offered by the provider.

For example: a rock star is unique and highly compensated; while a choir member volunteers and sings for non-monetary compensation.

An actor is unique, and is also very well paid compared to an extra, who is paid a scale, or even less.

A best-selling novelist is a unique talent and receives great compensation for their writing, while a magazine article writer will earn an industry-standard salary.

So when we think about making money, we need to think in terms of services provided: their quality and availability.

The scope of this article is limited to making or earning money as a source of monetary gain. Gifts, winnings, inheritances, and accidental acquisitions (ie finding a lost wallet), while mentioned, are not considered a source of money in this discussion.

Now, let’s talk about the mistakes you may be making that will keep you broke and what you can do about it.

Mistake #1: There is no action plan to earn more money

This means that you simply carry on, hoping that fate or a stroke of luck will provide you with the necessary income or the windfall that will give you the financial prosperity and security you seek.

So, you float like a ship without a sail, without a plan or vision to ensure that you will have the money you need to live your life now; and without defined actions to anticipate their future retirement. You may not even know you need a plan.

Here’s what to do instead:

For you, money seems hard to come by; but there are successful and prosperous people around you. You see the evidence that money is plentiful, and yet you never have enough of it.

Obviously there is no shortage of money in the universe; So the question is, how can you tap into the unlimited source of abundance and prosperity that surrounds you?

You can start by believing that it is possible to access that source. Then research your options. What is available to you now? What do you need to do or learn to have better opportunities in the future?

What are your dreams… your passions? Can you make money with them? Can you ‘modify’ them to make them profitable?

A great first step is to network with other successful people and follow their examples. Then make your own plan for career changes or start a business that will help you reach your goals.

But, the best way is to hire a life coach who specializes in helping people plan for their future. Your trainer should have proven methods and systems available for you to use to give you an advantage. They should also provide support and guidance between sessions to help you speed up your progress.

Mistake #2: Not following through on opportunities and ideas that come your way

Opportunities are all around you; you will have many of them to choose from during your lifetime. You may also have your own ideas for generating money for a product or business. But, if you don’t follow through with any of them, nothing will happen.

These wonderful opportunities for financial freedom are gifts from the Universe; most likely they are an answer to your prayers. But, if you don’t get out of your comfort zone and take advantage of them, you won’t be able to experience the benefits and success that you could.

Here’s another question: Do you let the people around you, the detractors and the skeptics, talk you out of your dream? Or worse still, do you talk yourself out of your dream?

Do you let fear, insecurity, and a lack of self-confidence get in the way? Have you ever thought, who am I to dream so big and aspire to such wealth?

Well… who are you to ‘NOT’ dream so big and aspire to great wealth? You are a highly favored child of an abundant universe. And everything in it is yours by divine right… simply because you were born!

So here’s what you can do instead:

Start keeping a journal of your dreams and ideas, until you have 5 or 10 to consider. Take a few days or weeks to see which ones strike a chord within you, when you think about making or making that dream come true.

Then pick the top 3 and start researching what it will take to make it happen. Be sure to research the market to see if you can make money doing what you have chosen.

If you can make money, it’s a possibility. If you can’t, it’s a hobby. This process will help you further narrow down your options. After the research is complete, you should be able to make a decision and then start planning.

Then start visualizing what it looks like; how it will feel to have that dream or goal come true for you. So get to work and believe you can do it. If you need more education or training, sign up for classes or find a partner.

If you need partners or mentors… start networking with like-minded people who can catch your vision and help you move forward.

Mistake #3: Illusions

Maybe you are an expert at procrastinating and are always procrastinating. If you never start, you can’t do anything. But let’s be real… we all procrastinate.

It’s a pattern of behavior that can be overcome because it’s really just fear in disguise. With the right training, tools, and practices, you can reduce or completely eliminate their power and influence over you and your success.

To be successful, you must find ways to motivate yourself beyond your fear. If you really want to make your dreams come true, this is one of the critical barriers you must overcome.

Here’s what to do instead:

To realize your dream, you must have determination, focus, and courage. Believe in yourself, believe that you can do it, go ahead and take action.

Do what you must to motivate yourself and learn to take action even when you feel challenged.

Everything that the mind can conceive and believe, you can achieve. If you believe you can have money, cars, houses and the life of your dreams… you can! If you think you can’t… you can’t.

Start from where you are now and make the decision to succeed. Then move forward, take the golden ring and shoot the moon. You might get it right!

Samsung phones have always made the best mobile phone reviews. His list of inventions houses both smartphones and low-end phones. With each new release, Samsung is experimenting with more and more. The Samsung S5550 Shark 2, released in January 2010, is an experiment in the ‘non-smartphone’ category. It is bulky in itself with a slider keyboard. Available with mobile deals, this phone is a great buy.

Mobile phone reviews often notify one of the various offers that can make a phone more affordable. These phone deals are offered by major online retailers like Vodafone, O2, Orange and Talk-Mobile. The service providers have a lineup of various catering offers as per the requirements and suit every type of budget. There are freebies, which can be used with almost all schemes. Giveaways include LCD TVs, laptops, Sony PSPs, iPods, Nintendo DS Lite, Nintendo Wii, XBOX 360 Kinect, car kits, rebates and XBOX 360.

The Samsung S5550 Shark 2 has a full 5 MP camera with autofocus, LED flash, smile and face detection, and image stabilization. There is also a QVGA video camera that allows recording at 30 fps. The phone offers social networking site integration, FM recording, Class 10 GPRS and EDGE connectivity, Bluetooth version 2.1 with A2DP, USB version 2.0 along with 2G GSM network and 3G HSDPA network. The internal storage memory of 110 MB comes with a microSD card slot expandable up to 16 GB.

By availing this phone with Samsung S5550 Shark 2 mobile phone deals, you can also get the phone for free. Enter a contractual bond with any of the networks for a few months and pay the rental and usage charges during this period of time. Successfully completing these months will bring you the phone at no additional charge. You can also get free internet connectivity along with free talk time and messaging services. There are a variety of plans available with different value-added services, and what you get depends on the plan you choose.

Cucumber is believed to have originally come from India or Thailand and has been cultivated for thousands of years.

In England, it was common in the time of Edward III (1327), and then forgotten until the reign of Henry VIII. It was first cultivated in Britain around 1573, but was not generally cultivated until the mid-17th century.

In 1597, John Gerard, an English herbalist (who wrote a General History of Plants) suggested that eating soup containing cucumber and oats three times a day “would combat a burning, pimply complexion.”

The “upper classes” in Victorian England introduced the cucumber sandwich, which is made of paper-thin slices of cucumber sandwiched between two thin slices of traditional crustless bread (lightly buttered) with a touch of salt and lemon juice. .

Cucumber sandwiches used to be in the afternoon tea; Interestingly, both green tea and cucumber are said to help reduce the effects of rosacea.

There are many variations of the cucumber sandwich, some may be made with cream cheese and flavored with dill or mint. Different types of bread, rye, pita or French bread are also used and extra ingredients are also added, for example salmon, tuna, watercress and/or tomatoes.

Using cucumber externally

The cucumber can be sliced ​​and the person suffering from rosacea can lie down and place pieces on the affected areas. This is said to be particularly good for the eyes and ocular rosacea.

Cucumber can be pureed; use about 6 slices, add 4 tablespoons of plain yogurt, then mix. The mixture is applied to the affected parts of the face and left for about 10 minutes and then washed off; it should also relieve itching.

Make a mud pack; use a whole cucumber, specially purchased mud, a glass of cream, a tablespoon of honey and olive oil. Blend the mixture and then refrigerate. When the mixture is cool, apply it on the affected parts and leave it on for 10-15 minutes and then rinse it off.

soap; There are various recipes for handmade cucumber soap, which can also be purchased from herbalists and may also contain other ingredients, for example aloe vera.

A recipe for a cucumber wash or lotion.; Slice a large cucumber and put it in a ‘caldera’, which should be well covered. Cook it slowly until soft and then place the pieces in a fine linen bag and squeeze out the juice. Add about a quarter of this volume of rectified wine (or whiskey) liqueur and a third of elderflower water. For example, if there were 24 ml of juice, you would add 6 ml of rectified alcohol and 8 ml of elderflower water. The mixture is then shaken and poured into ready-to-use bottles.

Another recipe for a lotion; cut up a cucumber and use a lemon squeezer to extract the juice. Make a mixture of equal parts glycerin and mixed rosewater, and then mix this with the extracted juice in equal parts.

cosmetic properties.

Cucumber contains relatively high levels of silica, so it is often beneficial for the skin and complexion.

It is also used to treat dark circles (a slice of cucumber is placed on the closed eyelid before sleeping).

To end the article on a light and slightly humorous note: Caution for women using cucumber as a treatment for rosacea on the face: Cucumber juice is said to promote hair growth, especially when added to lettuce, spinach and carrot juice. Hopefully this only applies to bald men!

Price ($ dollars)

We’ll consider price first because let’s face it, that’s the first variable you consider, right? If it’s too much, you won’t even look at the other features, unless you don’t mind eating and paying rent!

Pricing for the 940is starts around $199 and you can expect to pay $20 to $30 less for the 780is or around $169. While both are affordable for the average consumer, you don’t always get the best model when you pay more. So let’s dig into the details and make an informed decision.

MP megapixels (resolution)

After price, we all normally look at megapixels, though more megapixels doesn’t always equate to a better camera, but it will certainly make for a bigger image which in turn will allow for bigger prints.

Both models have a 12 MP or 4000 x 3000 resolution that provides an exceptional image for large prints. However, sometimes you may choose to reduce memory consumption and take lower resolution images, since you may not need as many megapixels.

The lower resolution ranges for both cameras are from 4000 x 2248 to 320 x 240, which can significantly reduce memory consumption; this is definitely a factor to consider in the characteristics of a digital camera, although both are identical.

Pixel density is another factor that we would like to take into account when we are concerned with image quality. The denser the number of pixels, the sharper the image will look, and the higher the degree of compression (reduced file size), the image can be reduced without losing visible quality. This is important again if you are concerned about file size and memory consumption or if you plan to upload your images to the Internet. Keep in mind that if you can have a small image file size but high quality, it will be much easier to share your images on the Internet or on a website. Again though, both cameras put out 43 MP in a 43 MP/cm2 square centimeter.

ISO noise (film speed)

Another important thing to consider is the speed of the film or ISO (ISO is an acronym for international standards organization); in digital cameras this makes digital image sensors sensitive to light. This is important in low light conditions, such as indoors or in shady outdoor areas. These fields of consumer photography are again neck-and-neck with ISO detail ranges as low as 80 and low-light sensitivity (albeit with noisier or grainier results) as high as 1600. When ISO is set to auto, Your camera will automatically adjust the ISO in low light conditions to compensate for dim lighting or a lens that cannot optically (aperture) compensate.

Optical Lens Features

wide angle zoom

Here we will see a considerable difference between the SD780is (Canon Digital IXUS 100 IS) and the SD940is. When taking landscape photos or maybe even a family portrait, it’s sometimes hard to get everyone in the picture frame. This is where the wide-angle measurement of the lens glass will be taken into account.

The SD940is (Canon Digital IXUS 120 IS) features a 5mm wider angle than the SD780is (Canon Digital IXUS 100 IS) at 28mm compared to 33mm respectively. This can make a big difference when shooting wide-angle landscapes and other scenarios where you simply need to get more perspective on the viewing area.

Zoom Telephoto

Depending on how you use your camera, whether it’s just for portraits or capturing all kinds of moments and occasions, you may or may not need additional magnification. A camera that gives you the ability to zoom in on your child while playing soccer or a soccer game on Saturday can make a real difference to a great shot or just a good image. The SD940is (Canon Digital IXUS 120 IS) certainly has an advantage over the SD780is (Canon Digital IXUS 100 IS) in this area as well. Zooming an additional 12mm to 112mm compared to the SD780is’ 100mm, this adds a 1x magnification factor to your camera’s reach. The extra zoom can make a substantial difference at times when framing your subjects to get the right shot.

opening range

The aperture range of a camera lens is very important. Many have a hard time understanding what aperture is and how it affects image performance. The aperture of a lens is a measure of the amount of light it can gather and focus onto the digital sensor or film. The more light the lens can gather, the sharper the image and the better the camera will perform at higher zoom angles and lower lighting conditions.

The SD940is (Canon Digital IXUS 120 IS) slightly outperforms the SD780is (Canon Digital IXUS 100 IS) with a larger F/.4 aperture than the SD780is. This slightly larger aperture is necessary because as telephoto zoom increases, less light can be picked up by a lens, therefore the aperture increases. By comparison, the SD940is (Canon Digital IXUS 120 IS) has a range of F2.8-F5.9 and the SD780is (Canon Digital IXUS 100 IS) has a range of F3.2-F5.8, as you may notice, the 940is also extends smaller F/.1 as well. You can keep in mind that the lower the F/ factor, the more light is collected by the lens, and subsequently, the higher the F/ focal factor, the less light will be collected.

auto focus

None of these cameras offer the option to manually focus on the subject; this would only present a problem if you are taking custom photos. In this specification, the SD780is (Canon Digital IXUS 100 IS) has a slight advantage over the SD940is (Canon Digital IXUS 120 IS) as it employs face detection technology. This allows your camera to intelligently focus the lens specifically for portraits and moving subjects. This should be taken into account when comparing because there are times when a digital camera will not focus on the subject you are trying to capture. For example, the background may be in focus but the instant expression on a person’s face is lost.

flash range

Another factor to consider is the effective range of the flash. The effective flash range on the SD940is (Canon Digital IXUS 120 IS) exceeds the SD780is (Canon Digital IXUS 100 IS) by 0.5 metres. The extra reach is engineered into the camera’s design to accommodate the longer telephoto zoom capability.

Video recording

Both the SD780is (Canon Digital IXUS 100 IS) and SD940is (Canon Digital IXUS 120 IS) support video recording. With resolutions ranging from 320 x 240 at 30 fps (frames per second) to 1280 x 720 at 30 fps, both cameras can capture quality High Definition HD video and support HDMI connectivity.

Image quality levels

The SD780is and SD940is support normal and fine image quality level options. But only the SD940is (Canon Digital IXUS 120 IS) supports the exceptional superfine level of quality that will produce a high-quality image for printing or post-processing.

LCD screen size

The LCD screen of the SD940is (Canon Digital IXUS 120 IS) is just 2 inches larger than that of the SD780is (Canon Digital IXUS 100 IS) and has a slightly larger viewing area. This should be taken into account, as the SD940is doesn’t have a viewfinder at all, while the SD780is does. Although I have yet to use the viewfinder on a digital point-and-shoot camera that has live view, this can cause a problem if the screen is difficult to see in bright sunlight outdoors.

Size and weight

An amazing fact to consider is that the SD940is actually weighs a bit less and will therefore be more portable than the SD780is. The SD940is clearly has more features and a higher quality lens, but still produces less of a load to carry. At just 4.2 ounces, the SD 940 is the clear winner in size and feature-to-weight ratio.

Conclusion

In conclusion, if you can spend a little more ($20), you’re sure to get useful extra features on the Canon SD940is. Canon has certainly done its job and is working hard to provide consumers with features and quality in an affordable, ultra-portable digital camera. Although the SD780is is a great camera with many features for the price, it is recommended to go ahead and save up for the more detailed images and additional quality lens features that the SD940is (Canon Digital IXUS 120 IS) has to offer.

As the story goes, once upon a time there was a farmer and his family. They lived and farmed in a huge and beautiful valley, right next to an equally huge and beautiful mountain range.

Each year, when the seasons reached late summer and early fall, the farmer and his sons began storing hay in their barns for the winter. Some years they stored just a little for the winter, some years they stored much more.

One year, they started storing hay earlier than ever. The farmer told his children that it was going to be a very long and cold winter. As each week began, the farmer would instruct his sons to store more and more hay.

And then, as they went further and further into the fall, the farmer and his sons doubled the amount of hay they stored in the barn.

The father said, “Sons, we have to store more hay than ever before. It’s going to be a winter like we’ve never seen.”

A son, who was a little tired of storing more and more hay, asked his father how he could know that it was going to be a tougher winter than ever. The father replied, “Son, you are old enough for me to tell you the secret of how I know how hard a winter will be. Every year, I look up at the big mountain where the Indians live. On the mountain, the Indians keep firewood for winter, some years in mild winters keep little, other years in particularly harsh winters keep much more.

So I know how cold winter is going to be by looking at how much wood the Indians store. Now that you know my secret, let’s get down to business, because the Indians just saved more firewood yesterday.

Another son, fed up with storing so much hay, took one of his younger brothers on a trip to the mountains to talk to the Indians.

When they arrived, they approached the chief of the tribe and asked him why he was saving so much wood this year. To which the boss replied:

“This is an old Indian custom. We always know how cold the winter will be by watching the farmer in the valley. The colder the winter, the more hay the farmer keeps!”

What is your contribution?

Both the Indian and the peasant simply reacted to each other, believing that each was the source of the need to prepare for winter.

And so it is in many of our relationships. Whether in friendship, marriage, family, or work environment, we are prone to blame others for the way we behave in the relationship.

The line goes something like this,

“If they would only do (blank), then I would stop (or start) doing (blank).”

So the question is, as in the story of the farmer-Indian, what is your contribution?

Do you do any of the following?

=> Waiting too long.

=> Wait very little.

=>Have a preconceived bias against the other person.

=> Misinterpret something they have said or done and then fail to verify their perception.

=> Wait/demand that the other person changes first.

=> Wait/demand your way.

=>Do the silent treatment or some other way to exclude the other person.

So what is to be done? Three steps:

1) Identify your contribution.

2) Take responsibility whether you like it or not.

3) Change your contribution.

Ready for the conclusion, folks? Change your contribution, and not only can you solve the problem, but you can also change and improve the relationship.

It may take you some time to do some research, but you really need to be careful when evaluating homeowners insurance offers. How do you know which company is right for you? What about politics? Does it include everything you need? Is it suitable for your home and property? What about the contents of your house? All these questions must be answered before signing any contract.

Always check the financial stability of any company you are considering and check consumer sites for reviews and ratings. Also, keep in mind that you may not necessarily need the traditional type of insurance. There are newer and more modern solutions, such as “peer-to-peer models”. This is an ideal system for those who have trouble getting affordable insurance the traditional way.

Regardless of the type of system you choose, it is essential that you know the value of your property and contents. If your home’s current market value really isn’t much, how much would it take to make repairs if it were damaged in a fire or flood? How much would it cost to build a completely new house? Like any other type of insurance, you need to consider premiums VS deductibles when it comes to homeowners insurance deals.

One way to get a discount and save money on your payments is to make your home as disaster resistant as possible. For example, you may be able to save on premiums by buying stronger roofing materials, reinforcing your roof, adding shutters, investing in sprinklers, upgrading your plumbing and heating, etc.

List of Articles for Home Insurance Deals

Make a list of valuable personal items you want to insure. Don’t automatically assume they will be included in general coverage. Personal assets that people tend to want coverage for in insurance policies include expensive collections, jewelry, art, furs, electronics, etc. Even if personal property is included in the homeowners insurance rate, it may not be enough and there may be exceptions. Some people choose to purchase additional protection for specific high-value items.

If you already have homeowners insurance and are thinking about looking into something more affordable, one thing you’ll want to do is review your current homeowners coverage to make sure it’s not below 80% of the total home replacement cost. If so, then your current company may reduce the amount it will pay you if you file a claim. Keep this in mind when you’re looking for a new, better deal, or taking steps to improve your home’s value.

Now that you have a better understanding of home/property insurance basics and how home insurance offers work, it’s time to start digging. One company that is currently becoming very popular is Lemonade. It offers a unique type of peer-to-peer solution and pays out claims VERY quickly. See if it’s available in your state, and if so, see if you qualify for a Lemonade Insurance discount.