I feel the pain of those who waste hard-earned dollars on their car insurance due to simple ignorance. It’s even more painful when they lose up to $1000 simply because they don’t know how to do it. The main purpose of this article is to show you a way to reduce such losses.

There has never been so much variety when it comes to cars. What separates two cars may just be the hype of the media or the class attached to one and not the features. The history of a manufacturer is also an important thing for many people. The appearance of a car will be more important to some people than important things like safety. What a car will cost in insurance premiums is usually never considered, even if suggested by someone in the know. If you understand that choosing one comparable car brand over another could save you a few thousand dollars in insurance premiums over the years, you’ll see how important this is.

Based on the risk associated with insuring each car, insurance companies have grouped them accordingly. Factors such as how prone a car is to accidents, how durable it is, and such determine its risk levels and, consequently, its groupings. Different cars have different reputations: some for durability; other security and the like. In the same way, a car might have proven for years to cost insurers a lot and thus attract higher premiums. You’ll soon see that two comparable cars can attract a big difference in premiums. The following list shows the ten cheapest cars to insure according to a study published by Reuters…

1.Chrysler city and country

2.Chevrolet Cobalt

3.Dodge caravan

4. Chevrolet Impala

5. Ford Taurus

6. Ford Ecoline

7. Jeep Grand Cherokee

8.Chevrolet Malibu

9. GMC Sierra Pickup

10.Toyota Corolla

With the former being the most expensive, the following list shows the most expensive cars to insure out of the top 20 best sellers in the US….

1. Ford F-Series

2. Dodge Ram Pickup

3. Ford Explorer

4 Honda Civic

5. Chevrolet Silverado-C/K Pickup

6.Toyota Camry

7 Honda accord

8.Chevrolet Trailblazer

9.Nissan Altima

10 Ford Focus

You can save a lot of money just by choosing a comparable car. If you can’t think of buying another car, you’ll have to give up those savings. For some of us, upgrading to another make of car is worth it if it provides reasonable savings on our insurance.

I know there are only twenty cars on the combined list. This means yours may not be covered. The goal is not to present an exhaustive list but to reinforce a point. It’s to show you the importance of considering your insurance costs when making a car buying decision. The decision to buy a car that is much more expensive to insure will then be an informed decision.

The amount this will save you is very important. You will be able to make a more informed decision with more detailed information. A quick way to do this is to use insurance quote sites, fill out the form twice with the only difference being that the car picks it up. subtract the difference in the quotes returned and you will see the exact cost. This is a simple process that will not take long.

For those of you who have already bought your car: You can still reap significant savings by getting lots of auto insurance quotes and choosing the best one.