“A diamond with flow is better than a pebble without.” – Confucius

Most women and even men own expensive and valuable jewelry, either purchased on their own or as a gift. Whether worn or unused, they are not exempt from any crucial possibility of loss or damage.

I will cite two very important factors that should be considered associated with these valuable elements:

1. Appraisal with certificate – It must be carried out by a certified jeweler that in case of loss, there is a certification that validates the monetary value of the jewel. This is so vital for various purposes such as settlement (sale), insurance claims, inheritance taxes, etc. The appraisal should be updated on average every two to three years. Always make sure to keep your certificate in an extremely safe place for future reference.

2. Insurance: This is usually part of your home insurance coverage as valuable content. This can also be taken advantage of separately (not tied to home insurance), if you wish.

You can still find ways to save money by considering these two important things. For appraisal, this can be used FREE through your favorite jeweler or for a minimal cost per referral. For insurance, as I mentioned earlier, it is more economical when combined with other non-life ones (such as home, antique collections, etc.). Most of the time, when your home is covered, its contents are also covered as an add-on, which is why having an up-to-date certified appraisal is so important for claim purposes.

These two factors are very vital and are most often forgotten. For every investment you own, minimize worry by simply protecting it. Monetary or sentimental values ​​attached to your valuables perform best only after they are lost. It is better to be careful in the beginning than to be sorry in the end.

No matter what the reason for the purchase is, whether it is between “wants” and “needs”, it still means spending money for something. In essence, adequate protection must be observed to maximize all its benefits.

Valuable and expensive jewelry is one of the most common items passed down from one generation to the next, so it really pays to pay more to keep it.

If you can afford to have these items in your possession, I’m pretty sure you can’t afford to lose them by all means. Be proactive!

Essential when owning valuable jewelry.