Purse parties are viable home-based businesses that will allow you to earn lucrative income while spending time with your family or having time for other activities. If you are interested in a home business that involves hosting designer bag parties, it is important to have all the facts about this area.

Bag parties are defined as gatherings of women or other interested parties in an informal setting for social and networking purposes, while guests offer a variety of bags and other accessories for purchase. It can be hosted by a stock party adviser or a party hostess can invite the stock party adviser to discuss and display her products at the party.

A bag party can take place anywhere such as a bridal shower, baby showers, housewarming parties, bachelorette parties, etc. Proper planning is essential to a successful business that will mean repeat business and great word of mouth referrals.

While most bag parties look to offer reasonably priced bags that are still in style and on trend, some party planners look to throw parties with designer bags. It is important that the party adviser exercise great care to ensure that no illegal activity takes place.

Designer handbags are highly prized, which also means they are highly susceptible to counterfeiting and counterfeits posing as 100% designer handbags, which is illegal. Designer names like Chanel, Prada, etc. are protected by copyright laws to protect this intellectual property.

It is important to note as you look to host bag parties that designers like Chanel and Prada never sell to bag party companies that are used in bag party businesses. They have very strict rules to buy these designer handbags wholesale.

If any bag party claims to offer designer bags or you are invited to a designer bag party, you may want to consider these to be fake or stolen. You can also verify authenticity by contacting the design houses directly.

At the same time, “knockoffs” of designer handbags are completely legal. These do not claim to be the originals and do not have the logo or signature of the designer. Many legitimate companies make their money by creating designs that are imitations of designer handbags, except for the designer’s logo or signature. It is only legal if it does not include the designer’s logo or name or signature.

This is different from a counterfeit claiming to be a 100% authentic designer bag. An imitation clearly indicates that it is inspired by a designer bag and does not claim to be an authentic designer bag.

It will simply indicate that it is “inspired by” or similar jargon. At no time should the seller claim that it is a genuine designer bag. Whatever type of bag party business you’re looking to own, whether it’s selling reasonably priced fashion bags that are also in high demand or designer knockoffs, it’s important to deal with a reputable bag party company.

Why do you need to keep statistics in your practice? The reason is because it’s the best way to know what’s going on in your practice.

Does a new patient need to fill out paperwork, ask questions during a consultation and exam, to find out what’s going on with their health? You should also keep track of the health of your practice.

Along with tracking the health of your practice, keeping statistics…

The statistics below are 7 areas you should review on a monthly basis. In fact, it won’t hurt to check in weekly if you really want to gauge how your practice is doing.

#1. Number of new patients

A new patient is anyone who comes in and completes an exam. Count them as a new patient only when they have paid for the first visit or it is a free exam but they are scheduled to return.

Do not include people who come in for a free consultation and leave.

#2. Average number of visits to stays by new patients

This is often referred to as your “hold” or “PVA.” PVA stands for “Patient Visit Average.”

To measure it for an entire month, take all your visits that month and divide it by the number of new patients you had during the same month.

#3. Average dollars collected per patient

To calculate this, take your total collections for the month and divide it by the number of new patients you had during that month.

#4. Conversion rate of new patients to care

To find this number, take the number of patients you started receiving care during a month, and then divide it by the total number of new patients you had that month.

#5. average case

The case average is a number that represents how much money that patient will make over time in your practice. Take your collections for the month (or quarterly, yearly) and divide them by the number of new patients during the month. However, take your PVA for your $/visit. So take #2 and #3 above and multiply them together.

#6. ROI for your marketing

ROI stands for “return on investment.” To calculate it, simply take the amount of revenue (gross receipts) your marketing brought into your practice and divide it by what you spent on that marketing.

To accurately measure your ROI, ask the patient (either on their intake forms or verbally) where they heard about your practice. Using your software, track down new patient sources. Go back and update the ROI regularly, as it will continue to increase as the patient (or insurance) pays for their care over time.

Also, measure each type of advertising and marketing you do…newspaper ads, yellow pages, internet leads, sending $5 Starbucks cards to new patients with a postcard, website costs, direct mail, shipping postcards of money, etc., etc.

#7. net profit

To calculate your net profit, take your total receipts minus your overhead and personal benefits. If you have a car through your office, pay your health insurance, etc., back up all of that to get a real picture.

And get your salary too. You want to know how much your practice is bringing you overall and compare it to previous months and years. You can add your salary and benefits back later for accounting and tax purposes.

Below are additional statistics that you need to keep track of so you can calculate the numbers in the top 7. These others, like collections and charges, tell you a lot about the health of your practice.

• visits
• fillers
• general collections
• insurance charges
• % of money collected compared to collected
• dollars charged for service
• Money spent on marketing
• number of conversions
• new sources of patients

Last but not least… create a weekly and monthly spreadsheet that lists all the statistics in this article. Once you’ve formatted this, it will only take a few minutes a day for you or your staff to enter the numbers at the end of each day.

It is very easy to earn money, especially for those who have the skills and knowledge. A basic skill that can make you more productive than you are now is skill and knowledge about machines and cars. If you are skilled, have the training and knowledge for these things, you may want to start learning how to start your own small home based business offering auto mechanic services.

With the increase in the demand for cars these days, it is no wonder why there are also many auto mechanic shops that are in demand as well. Since most of the people own cars nowadays, more auto mechanic services are needed as well. This should be the perfect motivation for you to start your own auto mechanic shop.

A little knowledge on how to run a home business that offers this type of service can really go a long way. In addition to the increase in demand for this type of service, most people prefer home-based businesses these days because they charge lower fees and hours are more flexible.

Starting a home based auto mechanic shop business is ideal for those who have the skills. It’s better if you already have a degree in automotive machinery or something. It will also be best if you have experience from previous jobs you have had. In addition to being able to learn how to start your own small business from home, you also need to be able to provide your customers with the best service. This means that you must know what you are doing.

Another important thing to know is that this is a legitimate work from home business idea. You will not have to deal with a lot of legal issues to start and run this business. It will be best if you are a licensed auto mechanic, but most customers won’t really go into that kind of detail.

You will only need to obtain a business permit to operate as you will be setting up shop in your home and in a residential area. You can always ask your local authorities for any additional information you are unsure about running a home business like this.

Make a list of the materials and equipment you need. This includes basic garage tools that most homes already have. You can invest in advanced tools if you have capital, but you can always make use of the tools you already have. Just invest in new ones if you already have money on hand.

The type of service you offer to your customers is also important. You can focus on a single service such as car service and basic car troubleshooting. If you have the skills and knowledge, you can go as far as advanced services like customizing cars. This will all depend on how much you know and what you can actually do.

You will need to allocate a space at home as your work area. Your garage will do. You will also need to make sure that your tools are very well organized for you. Some clients may ask you to do this and that for a limited time. That is why organization is important. You must provide the best service and efficiency to your customers. You need to make sure you do your job correctly and quickly. People are too busy with their schedules and careers to want things done quickly.

You will also have to decide how you will charge your customers. You can coordinate with your local auto shops what rates they will charge so you can base your rates off theirs. You can also do research on the internet about local auto repair shops charging fees. You will also need to be flexible in your schedule. You can also coordinate with local towing companies in case some of your clients need such services.

Here are some things you can do to start your auto mechanic shop business from home.

1. Get ready. You will need to make sure you know what you are doing. This means that you should review and investigate.

2. Assign a space at home for your work area. Your garage is the most ideal work area since you already have your auto repair tools organized there. Invest in additional tools that you will need.

3. Coordinate with local towing companies for any special services you need to provide to your customers.

4. Decide how you will charge your customers. You can learn from other local auto mechanic shops in your area.

5. Advertise through local newspapers, the Internet and through your friends.

In addition to being effective at your job, you also need to make sure that you are efficient because customers expect you to provide them with the best service.

Gold stock trading takes two main forms these days: they come in the form of ETFs and futures contracts.

ETFs, or Exchange Traded Funds, are an inexpensive way for investors to get into stock trading focused on this precious metal. An ETF tracks an underlying package of stocks from which the fund derives its value. They are like an index fund but trade like an individual stock. You can sell them short, buy them on margin, and even buy just one share. It typically orders only the value of just a fraction of an ounce per share. This makes it much more affordable for the average person to participate in the stock, rather than having to invest directly at its full spot price. You can get into one of these funds if you only have a few hundred dollars of investment capital.

Trading gold shares with ETFs means you can get in on the action of buying and selling gold without having to take physical delivery of any bullion, since what you actually own and trade is the value derived from the reserves you own. owner of the particular find. These ETFs were first introduced in 2004.

On the other hand, in August 2008 the SPDR Trust Fund was the most traded ETF of this nature, and at that time it had accumulated reserves of the metal equivalent to 659 tons, according to the website ExchangeTradedGold.com. Compared to the world’s total gold reserves of 120,000 to 140,000 tons, that’s very little; but, the SPDR Trust is widely considered to be the most liquid of all ETFs of this type.

There are some other pitfalls in trading gold stocks using ETFs. On the one hand, they can be taxed as collectibles, even if there is no investment in coins or numismatic or jewelry value. There is also no ownership of the actual solid item by the shareholder. But this is what the IRS said in 2008: amazing, isn’t it? On the other hand, there is a risk for you, the shareholder, which has to do with the risks of the company rather than the actual price of gold on the open market. And there are a lot of fees on these funds – you might like that your gold ETF is being cut and cut to death.

Therefore, you can look into doing this type of stock futures trading specifically for this metal. Futures have low expenses: You pay a premium up front to buy a type of contract that, for a temporary period of time, will allow you to buy or sell on demand (but you don’t have to take physical delivery; your monetary results simply appear on your margin trading account). The contract is for control of a certain amount of underlying gold; The premium you pay is non-refundable, but the amount you can temporarily control is much, much more than you would pay for that same premium in the form of an ETF investment, which means you have much higher earning potential for the same money. . The downside to these futures is that you can possibly lose money if you don’t know what you’re doing.

This type of stock trading is big these days as the dollar is devaluing. It could be for you!

The Tax Cuts and Jobs Act of 2017, Regulation 11011, Section 199A, has provided a 20% tax deduction for transfer companies. Eligible taxpayers include sole proprietors, S corporations, partnerships, publicly traded partnerships (PTPs), and real estate investment trusts (REITs). While calculating the deduction could be a difficult challenge at best, many taxpayers could end up adding to their bottom line.

Section 199 A, also known as the qualified business income deduction, has two main components as follows:

1. Eligible taxpayers may be entitled to a deduction of up to 20 percent of Qualified Business Income (QBI) from a domestic business operated as a sole proprietorship or through a partnership, S corporation, trust, or estate. For taxpayers with taxable income in excess of $315,000 for a married couple filing jointly, or $157,500 for all other taxpayers, the deduction is subject to limitations such as the type of industry or business, the taxpayer’s taxable income, the amount of W-2 wages paid by qualifying business or industry and unadjusted basis immediately after acquisition (UBIA) of qualifying business or industry property. Income earned through a C corporation or by rendering services as an employee is not eligible for the deduction (www.irs.gov).

2. Eligible taxpayers may also be entitled to a deduction of up to 20 percent of their combined dividends from qualified real estate investment trusts (REITs) and qualified income from publicly traded companies (PTPs). This component of the section 199A deduction is not limited by W-2 wages or the Qualifying Property UBIA (www.irs.gov).

At this point, you may be wondering how an S-Corporation, Partnership, PTP, or REIT qualifies as a taxpayer when these business structures are considered “stand-alone” entities. Well, the answer to that question is that all of the aforementioned business structures report each partner’s or shareholder’s portion of Qualified Business Income (QBI), W-2 wages, the unadjusted basis immediately upon acquisition of the qualifying property. (UBIA), qualified REIT dividends, and qualified PTP income in the K-1 program. The deduction is then determined for the applicable taxpayers.

A qualified trade or business, as defined by the IRS, is any trade or business, except a specified service trade or business that involves the rendering of services in accounting, healthcare, law, actuarial science, performing arts, consulting, athletics, financial services, investment, investment management, trade or any trade or business in which the main asset is the reputation or skills of one or more of its employees. The only exception applies if the taxpayer’s taxable income exceeds $315,000 for a married couple filing jointly, or $157,000.00 for everyone else. This exception also applies to taxpayers who perform services as employees (www.irs.gov).

“Damn my eyes… The people I’ve seen… Crawling through the wreck of the american dream”

vacation ranch

Perhaps the biggest help to illegal foreclosure parties is the word “mortgage.”

In all 50 states, this word is universally misused as a synonym for “mortgage loan.” Home loans are known as mortgages as a slang term.

But, a mortgage is not a home loan at all. It is simply the name of an incidental, but non-essential, instrument used to define the security that a borrower of any type of loan has agreed to pledge as security for the repayment of a loan. The lender and the borrower have agreed that the collateral promised by the borrower will be forfeited in the event of default. The term mortgage evolved from the fact that the mortgage loan included the property as collateral. The mortgage described the guarantee. In fact, the correct name for this type of document or instrument is “security instrument”.

The term “mortgage” is used to identify the security instrument in most judicial foreclosure states. But, in most non-judicial foreclosure states, it is known as a “deed of trust.” In all 50 states, it is the Note that binds the borrower to their debt.

Additionally, in all 50 states, the security instrument is only needed or used when a borrower signs a Promissory Note as physical evidence of money borrowed and used for the purpose agreed to by both the lending and borrowing parties. lend. This security instrument (remember, it may be called a mortgage or deed of trust) is used only if the borrower finishes repurchasing their Note (ie, paid off the home loan), or becomes unable to repay it.

This is important to remember because court judges do not know how real estate deals work and are being misled over and over again by their perception of the situation and not the law. You must make the judge understand that the Note is not the top priority. Debt, or money, is the real real. It was the money that paid the house. The Promissory Note is the physical evidence that a money loan was made. But, each executing party must prove how they legally came to possess it. Possession of the Note is no more proof of ownership of the loan than possession of a car is proof of ownership of that car. Proof of ownership must come from contracts, transfers, cashier’s checks, etc. involved in the deal. The constitution says that without “concrete and particularized” evidence to support claims of the right of performance, there is no right of performance.

You do not owe a Promissory Note to the Holder at the Maturity of your loan, you must repay the money you received as a loan. The Promissory Note is important because it is all that exists to evidence the debt in case the borrower pays everything or does not finish paying. We focused on directing that message to the judges. The enforcement party as a debt collector will focus on the words of his claim and only the words and not the money he represents.

If you did not receive the money from the lender in the name of your Note and Security Instrument, then there is no way for either party to claim that they purchased the Note legally. The fraud is that they just say they have the Note and don’t even try to prove how they got it. Without proving this affirmation with “concrete and specific” proof, then the Promissory Note that they claim to have is null. A debt collector cannot collect money from someone who does not owe you money.

The debt collector must show that they have the right to collect (foreclosure is an act of “debt collection”), so they must also show beyond a doubt that you paid money for your Note before they can require you to return the money. No borrower can be forced to pay someone he does not owe. I am convinced that 100% of home loans made after 1999 or possibly even earlier named a lender who did not give the borrower any of the promised money. Yes, the borrower absolutely got the money, but from whom? He must pay only the real part in interest.

The collector must prove that it was him or them. Once a borrower has spent the borrowed money for its intended purpose, there must be evidence of the loan and repayment terms. The promissory note is that evidence and is the essential proof that a loan has been made and is due. If the borrower and the lending party have agreed that something substantial is needed to ensure that the lending party can get back the money they lent, even if the borrower is unable to pay it back. The borrower may pledge something of his property as security commonly called collateral.

Some synonyms of the word collateral are: surety, guarantee, guarantee, insurance, compensation, support, compensation; as in “she put her house up as collateral for the loan”

There is a great deal of confusion caused by the use of the word mortgage to refer to a home loan. Part of this is an innocent evolution of the terms Promissory Note and Mortgage, which in the past formed part of a document or instrument.

But, today, criminal enforcers (I don’t use the word lender here, because very, very rarely is the enforcer the actual lender or even the legal owner of the Essential Note) are using mortgage assignments (or deeds of trust to supposedly transfer ownership of your loan, but in reality they are taking advantage of the common misuse of the word “mortgage” as slang for “mortgage loan.”

It is an intentional act of deception and misrepresentation, since there is no assignment of the mortgage. Only the assignment of the Note can transfer ownership of a loan. But, it is done simply by endorsing the Note itself, just like you would endorse a check to deposit into your bank account at your bank, or to take cash.

The mortgage, like the description and security agreement, always follows the Note as it is essential to a loan. The Note never follows the assignment of the “incidental” mortgage.

The United States Supreme Court outlined this in the case of “Longan v. Carpenter” in 1872, and since all Supreme Court rulings and orders of the United States Supreme Court are binding as law in all courts of the nation. All courts are arms of the Supreme Court of the United States.

I learned a lot of what I know as of 2012 from reading authors who seemed to be trying to help borrowers who were locked in fraudulent foreclosures. Today I know that these authors help at the same time. they were unclear on these issues and the real intention was to find a way to make money off of misinformed borrowers. I had an advantage over most borrowers because I am not a lawyer. However, I have long been a mortgage loan specialist, because I am both a real estate broker and a mortgage broker (here the term mortgage is once again misused by me).

What we call a lender (amongst worse names) told the borrower that they were going to lend him money to buy your house, but the lender can’t trust everyone to know that you borrowed money. There must be evidence that you borrowed money and that you know who lent it to you.

So if I lent you $200,000 (dreamer) and you gave it to the seller of the house, the money is gone. What is left when the money is delivered to the seller of the house? All that remains after you, the borrower, have paid the money to the seller of the house is the debt owed to the lender, which is the “debt” you must pay.

You signed the Note and gave it to the lender providing physical evidence that you borrowed the money from them and promised to pay it back according to the terms you and your lender agreed to. (This includes the interest rate, the amount of time until everything is paid off, how often you pay, and how much you pay each time you pay.)

So, the Promissory Note is evidence of the debt. (But not actually debt.) The law should require that a Promissory Note be recorded, but as we’ll see later, there is a recording that indicates that there was a Promissory Note at some point.

Now, since you promised to return the money that was delivered to you and there is written physical evidence of the money you received, then we can say that the Note is essential to the deal you have made. For many hundreds of years, everyone knew that the Note (many professionals and other puppets like to say “I Note”, but I have learned to say it exactly how it should be said).

However, for literally hundreds of years, everyone has known that the Note is the only indispensable piece of a mortgage loan.

But, the lender paid for the house for you and that house is really the best collateral for him to tie it to the loan you made. There is no law that defines what you and the lender can agree on as what you will promise the lender in the event he can’t repay the money he borrowed, but the house he is buying with that borrowed money makes logical sense.

In today’s world (after 1994), you probably couldn’t have convinced a lender of any other security, so you probably signed an Instrument of Security that describes the property and what happens when you have repaid all the money, or What happens if you cannot repay the money in accordance with the terms of the Note.

The security instrument is, then, a kind of rule book about what will happen if everything goes well and what will happen if things don’t go well. More simply, the Security Instrument is the rule book for the loan. It describes the Note and is the guide you will use if A. You pay the Note you signed to get the money to buy your house and B. You do not pay the Note.

A better description might be that you don’t really pay for your house as we often think. In effect, you buy back the Note you signed and issued to get the use of the money. When you finish buying back your Note, you used to retrieve the Note marked PAID. But, the banking world influenced legislative bodies across the country to allow shortcuts to this, further confusing the judges.

The promissory note is no longer evidence of any debt, because when you have paid all the money you agreed to, you no longer owe a debt. People used to party and burn the Note when it was returned to them marked paid and this subsequent purchase of a Note can be defined by the term “free and clear”. This term means free of any link.

Sexual harassment is a crime under state and federal law. The law basically defines sexual harassment as unsolicited and unwanted sexual advances. It does not have to involve physical contact or action to be categorized as bullying. This can happen at the workplace, the hospital, school, the gym, the mall, and even at home. When it comes to sexual harassment cases, men and women, adults and children, employees and managers, groups and individuals, and anyone else can be at fault. Gender, age and power may differ from case to case.

Sexual harassment can also take many forms, including physical, verbal, emotional, and even visual. A licensed and experienced sexual harassment attorney regularly handles multiple types of cases involving unwanted sexual conduct and abuse.

Examples of such cases include:

Unwanted sexual solicitation

Violent sexual or physical contact

inappropriate contact

stalking

sexual harassment

derogatory comments or jokes

sexual gestures

verbal sexual abuse

Sexual or obscene letters, emails or text messages

Show sexually suggestive photos

obsessive look

verbal sexual propositions

Making threats after sexual rejection

Offer of payment or job promotion for sexual favors

Harassment at Work

A person is being sexually harassed at work, it is normal to report the abuse to the company’s Human Resources Department. These types of departments often have a system in which they investigate and manage harassment complaints within the company. In the event that a company does not have such a department, it is common for employees to address the issue with their direct chain of command. In cases where the direct chain of command is the abuser, a person should call an Indianapolis harassment attorney. In other cases, managers and supervisors may be ineffective in stopping sexual advances in the workplace. This is another time when a licensed attorney would be advantageous.

hire a lawyer

If you are currently experiencing harassment, it is important to keep a detailed record of the events that occur so that you can build a stronger case against your abuser. Record dates, times, and descriptions of any inappropriate conversations, advances, requests, behavior, and more.

To learn more about the behaviors that constitute sexual harassment, or the penalties for these behaviors, speak with an experienced and trusted attorney right away. They have the knowledge and resources to help you gain a full understanding of your situation and your legal options.

A reputable sexual harassment lawyer taxi helps recover compensation for the following harassment damages:

• Pain and suffering

• mental anguish

• emotional trauma

• restraining orders

• Post traumatic stress

• relocation

• Therapy

Refinancing education loans can seem complicated. However, it doesn’t have to be. Refinancing is just another option to help you save money by consolidating multiple student loan balances into one new loan. The new education loan has a lower interest rate and reduced monthly payments to help you pay off the loan amount smoothly. However, before getting approved to refinance, it is essential to come up with a strategy. You should have a game plan that can help strengthen your case and take advantage of the lowest possible interest rate. Here’s how to get started.

• Evaluate your cost of living

Some cities have a higher cost of living than others. Also, living alone or with a roommate can significantly affect your spending. You should understand that the cost of living is an important aspect for refinancing companies to consider. Therefore, it is better to make lifestyle decisions that can help you free up more cash. You can start by renting a smaller apartment or renting a cheaper car if you are going to pursue higher education in a city like Manhattan. Similarly, if you’re moving to an affordable city, it’s best to file a refinance application at least two months after you move. This is an important step because refinancing companies prefer candidates who have a life budget that allows them to have a steady cash flow each month to pay off the loan payments rather than those who throw away their savings.

• Check your credit score

There are many refinancing companies that consider the borrower’s credit rating as a criterion. A good credit report helps ensure a low interest rate on education loans, both secured and unsecured. You can significantly improve your credit score by generally paying all bills up front. It’s also helpful to cut back on your credit card use for a few months before you apply for a new student loan. There are various websites such as the annual credit report. com, who can help you evaluate and improve your score.

• Provide a full history

Most refinancing companies require you to provide a complete picture of your educational qualifications and relevant work experience. So if you’ve studied science, math, engineering, or business at a reputable school, it’s always helpful to include that information in your case. The same goes for practical skills and total work experience because all of that generally makes you attractive as an applicant who can continue to make the payments. Also, if you have a job offer in hand, be sure to include the offer letter with your application.

• Show all sources of income

Before submitting your application, be sure to provide information about any and all sources of income and not just earnings from work. You can list dividends, bonuses, interest earned, and any other prospects for making money. Remember, with a higher income, you will be able to put more cash into the refinancing equation. Therefore, it is helpful to keep proof of income, such as tax returns and interest statements. Also, make sure you have a current driver’s license and that your private education loan statements are correct.

• Be flexible

If you have multiple student loans and aren’t getting the best possible rate, it’s best to refinance just a couple of loans. There is a possibility that you can take advantage of lower interest rates with a smaller refinance balance. You always have the option to request the full balance later when you have better sources of income or relocate to an affordable location. Adding a co-signer also helps improve your chances of approval.