Real Estate

A financial approval can be a moving target

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Equipment financing in all markets is always a slightly changing objective. Strict credit rules are constantly changing because underwriters and credit teams are under pressure to make the right choice; their jobs depend on it. The squeeze at one end for lenders is to minimize bad debt by avoiding financing customers who end up in default. On the other hand, lenders and investors need to make a profit, and federal regulations require them to approve a certain number of loans. The scenario is frustrating for both the client and the financial agent, but we can confirm that investors continue to lend and approvals are much higher than last year.

What are some common approval guidelines?

Full financial disclosure is best for getting a quick decision. Knowing what your credit, assets, liabilities look like, and how your business is performing will give the underwriter a complete picture, allowing you to offer the best possible terms. Hiding bad debts almost always comes up and simply delays or ends the appraisal process, so put all your cards on the table. Explain specific losses or why certain invoices were not paid.

Check your own credit score or Dun & Bradstreet report; if something negative appears, work to correct or repair it before completing an application; there are many agencies that help correct or fix credit quickly. Rectify the problem and have proof that it has been fixed; this step will show the subscriber that their credit is being managed correctly.

If you are a smaller company, be prepared to PG (personally guarantee) your financing. It is a general guarantee with your assets as a pledge that you will make your payments. If you don’t, then, like any creditor, they will seize or take your assets to pay off the debt. Years ago, small businesses weren’t regularly asked to do PG, but now they are. Lenders feel that if you don’t “believe” in your business and aren’t prepared to back it up, why should they? Marginal note; Often people with high net worth and low cash flow feel they should get approved based on their value. Often this is not the case, lenders are not in the business of filing lawsuits and chasing assets for repayment, often resulting in a loss for them anyway. They want to lend to companies that have a high probability of repaying them through their normal business operations.

Finally, write a brief summary of you, your business, and why the funding request will benefit your company. Whether you’re the seller or the borrower, adding a human touch to your finance app goes way beyond what many people realize. Please describe how long you have been in business, who the owners are with a brief background, what products you sell and the areas or markets you serve, and describe the opportunities. This is how I would describe the business in a two minute introduction to an outsider.

This market requires knowledge and flexibility on both sides of the transaction; It’s not what lending was like five years ago, but it will be much better for all of us in the long run. Remember, you are borrowing money from a stranger who must be comfortable with their ability and willingness to pay it back.

Shopping Product Reviews

Why invest in a mobile app plan for your business?

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Today, more consumers access the Web using mobile devices (1,050 million) than by any other strategy, even by PC (1,000 million). The Internet is no longer restricted to a personal computer and a web browser. Running on a mobile device, the web has become an always-accessible entity with countless life-enhancing features: the iTunes app store; GPS; gaming; Email; camera; contacts; photo albums: your life, anytime, anywhere.

Even the field of home computers is developing rapidly with the highly interactive Nintendo Wii or Microsoft Xbox, which will radically change media entertainment centers. Companies are increasingly incorporating video conferencing technology into their workplaces and providing staff with mobile devices that put the office, from client emails to meeting reminders and on-the-go web research, at their fingertips.

While 84% of mobile Web users access the Web at home, 87% of people who own Web-enabled mobile devices access the Web every day. Now is the perfect time to create an innovative and compelling mobile strategy. As mobile phone functionality and accessibility increase, so does the suitability to make your mobile product more comprehensive. When expanding your brand online, you can’t ignore the mobile Web; chances are good your customers are already looking for you on their phones.

Development of your mobile plan

There are 2 completely different schools of thought on mobile app development. In Part II, two leading developers offer some advice on these contrasting development philosophies.

Sean Christmann supports a universal approach, allowing the maximum number of users to access an application on their preferred mobile phone.

John Blanco, on the other hand, believes that developing an app in a native language or platform-specific (sometimes called “native”) offers a better overall user experience and is more likely to be adopted by the masses.

Before making a mobile strategy, it is important to understand that different mobile phones speak different languages. For example, iPhone apps can connect to a cell phone’s hardware, allowing rich local apps to use GPS, multi-touch, and accelerometer and display content from any web browser except Flash content. While Flash is the leader in web animation technology, mobile apps don’t support it.

Some smartphones may have similar hardware capabilities, for example GPS, but can only handle Flash Lite, a lightweight version of the platform. Others might only be able to display HTML. Because the capabilities between mobile devices change, it is difficult to develop universal solutions. This has become especially challenging, courtesy of a market that heavily favors the iPhone.

According to NPD Group, the following were the best-selling smartphones in the US in the first quarter of 2009:

RIM BlackBerry Curve (all 83XX models)

Apple iPhone 3G (all models)

RIM BlackBerry Storm

RIM BlackBerry Pearl (all models except flip)

T Mobile G1

The problem is this: are you building an app that less than half the cell phone market can understand, or are you building an app that takes advantage of the full capabilities of the phone your audience is carrying? Or do you build two native apps in the BlackBerry and iPhone directions, which enjoy the best market share?

In the second part of this article, we will let the experts provide their opinions.

Sports

Super easy exercises to lose weight fast – Quick and easy weight loss

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Regardless of what you may think, losing weight is no mystery. You have to burn more calories than you consume, simple as that. However, if everyone believed that losing weight is that easy, no one would be overweight.

Many people struggle with weight loss and begin to think that they have to do something miraculous to lose weight. Don’t make weight loss more complicated than it has to be.

To burn your daily calorie intake you have to exercise. Some people may think that exercising is too difficult and start to be afraid of the idea. The truth is that weight loss is virtually impossible without exercise. With that said, it’s important to select exercises that you can easily perform and get quick results.

Take a look at some super easy exercises to lose weight quickly and effectively.

Cycling: Cycling is one of the easiest exercises to lose weight fast because it is one of those activities that people really enjoy doing. This is a great hobby to get involved in and will help you burn a lot of calories in a short amount of time if you do it regularly.

Jump the rope: Jumping rope is a very easy exercise to perform. This is a great exercise to perform because when you jump rope you are working most of your lower body. This includes the hips, thighs, and buttocks. For a woman, these are usually the areas that store the most fat.

Walking: One of the super easy exercises to lose weight fast is walking. Everyone walks and what could be a more comfortable way to lose weight fast. If you walk for half an hour without stopping you can burn around 96 calories.

Swim: If you know how to swim, you should definitely get involved in swimming to lose some weight. Swimming will help you lose weight quickly because it is a physical exercise that works your entire body. When you swim, you efficiently lose weight from your entire body quickly. So you should definitely get in the pool and start swimming a few times.

Above are some super easy exercises to lose weight fast, but you also need to stick to a well-balanced diet to complement the exercises you’re doing.

Tours Travel

Museums, cable cars and much more in San Francisco

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San Francisco, the fourth most populous city in California, is a charming city that has something for everyone. Home to several art museums, dozens of galleries, concert halls, and movie theaters, San Francisco is a “must-see” on most West Coast tourists’ itineraries.

There is so much to see on a San Francisco city tour that it always helps to have your own transportation. Renting a car is the best bet in San Francisco, but even better, you should hire a limo service to make your trip luxurious and comfortable.

A reliable San Francisco limousine service will provide you with not only stylish limousines specially equipped for city tours, but also knowledgeable drivers who know the city like the back of their hand and often double as impromptu guides.

cultural delights

The famous San Francisco Ballet, San Francisco Opera and San Francisco Symphony need no introduction. For music fans, it doesn’t get better than this. Soak up the heavenly music that uplifts your soul.

golden gate bridge

It’s San Francisco’s most photographed landmark and almost synonymous with the city. A stunningly beautiful engineering marvel, the Golden Gate Bridge appears as the most common identifying image of San Francisco. It is also considered one of the ten wonders of America’s construction. A ride on the 1.7 mile long bridge is an incredible experience.

golden gate park

The largest park in the city is home to several beautiful botanical gardens such as the Strybing Arboretum, the California Academy of Sciences, the Conservatory of Flowers, and lakes. For tea lovers, there is the Japanese Tea Garden, which has a very serene and calm environment to calm your nerves. Once there, immerse yourself in the relaxing atmosphere, forget about everything and just relax.

exploratory

Although San Francisco has many museums, the Exploratorium is considered the best in many ways. The museum, dedicated to science and art, has a collection of more than 600 exhibits.

fishermen wharf

Overlooking the Golden Gate Bridge and San Francisco Bay, Fisherman’s Wharf offers a simply irresistible collection of restaurants specializing in the choicest varieties of delicious, freshly cooked seafood. Also, there are street performers to entertain you and many shops where you can buy souvenirs to take home.

Chinatown

A visit to Chinatown is a must. The moment you would enter Chinatown, you would feel like you have entered a completely different world. Once there, head to the popular restaurants like Hunan Home’s, R&G, etc. to savor Chinese delicacies.

Don’t forget to pick up some of the herbs and herbal products from the old herbal shops to take home. The streets are lined with vendors selling varieties of raw fish and vegetables. Check out the temples, the Chinese Culture Center and the Chinese Historical Society of America.

cable cars

The San Francisco cable cars offer a unique experience. The system works every day of the week. If you are new to the city, enjoy the ride on a cable car that goes through all the centuries-old paths. It’s just amazing.

alcatraz

Alcatraz was once a deadly prison, but now it is one of the most popular tourist spots. It’s a huge crowd drawr, so remember to book your tickets well in advance.

Alamo Square

Alamo Square is the place where the best Victorian houses are located. Victorian houses stretch out alongside the San Francisco skyscrapers here and offer a postcard view.

How to travel around the city?

Hire a limousine from any of the renowned San Francisco limousine service providers to explore this colorful and cosmopolitan city in true style and splendor. Traveling in a limousine would make your San Francisco city tours even more vibrant and interesting with all the comforts and luxury that the car offers. Take your time to go on and explore a city so vibrant that it has topped the list of America’s Best Cities in various polls.

Technology

Service overview and provisioning of toll-free calls in North America

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Free Service Overview

The 800 Service Management System (SMS/800) is an operations support system (OSS) used for the creation and maintenance of North American toll free call processing records. SMS/800 is also the source of availability of toll-free numbers and reservation status information. Many users call Service Management System 800 the “National Database”.

All service providers that assign toll-free numbers for use within the US and Canada use SMS/800 to check the availability of specific numbers, reserve numbers, create customer records, and download records to service checkpoints ( SCP) of the local exchange operator to facilitate call processing.

New customer records (CRs) and changes to existing CRs are uploaded to the SMS/800 by a responsible organization (Resp Org). The Resp Org (usually a telecommunications provider) is an organization designated to manage and administer a customer’s SMS/800 records. The organizations resp. they must go through a certification process to gain access to the national database.

After creating or changing the CR, SMS/800 downloads the appropriate information to service control points (SCPs) that direct free traffic by providing routing and carrier identification information. The CR contains the call handling instructions and options chosen by the customer. These options could include choosing multiple carriers (for example, Verizon or Qwest) for different time periods or routing calls to alternate destinations.

free provisioning

Currently, there are more than 200 resp organizations. who input data into the SMS/800. There are four basic methods for provisioning (entering, changing, or creating) this data:

Machined Generic Interface (MGI)

Some MGI users are large telecommunications providers (for example, AT&T). Other organizations resp. they buy access to sophisticated front-end systems that increase the efficiency of their free call provisioning users. In each case, as the user sets up customer records, the record is automatically transferred, via MGI, to SMS/800.

The MGI is connected to the SMS/800 via a high speed (56kbps) or frame relay (64k) data link. The organizations responsible they can look up and reserve numbers, as well as create or update customer records, through MGI.

The primary benefit of MGI access is that a user can update hundreds or thousands of toll free numbers with powerful online bulk change commands (no need for tape or email to the help desk).

batch tape

Batch tape users write customer record data to digital tape. The tape is then physically shipped to the SMS/800 production site (for example, via US mail) where it is loaded into the SMS/800. The organizations responsible they can create or update customer records by batch tape, but they cannot reserve numbers by batch tape. Due to the real-time nature of number reservations, those activities are handled online.

Online access (3270 terminal emulation)

Online users access SMS/800 through a dedicated private line which is typically a 9.6 kbps link, or through dial-up facilities. The organizations responsible they can look up and reserve numbers, as well as create or update customer records through online access. Most updates are made to only one toll-free number at a time.

Web Based Access (WBA)

Internet users access SMS/800 through a dedicated line or dial-up connection to an Internet service provider. Most updates are made to only one toll-free number at a time.

?

Overview of basic toll free provisioning activities

SMS/800 provides three basic support functions: 1) number search and reservation; 2) creation and modification of customer records; and 3) reporting.

  1. Toll-free number search/reservation

    2. The organization of resp. You can search for available ten-digit toll-free numbers residing in the database. Random searches and pattern matching (for custom numbers) are available. A responsible organization You can reserve a spare number for a maximum period of 45 days. Reserved toll free numbers that are not activated within 45 days will be converted from reserved status and returned to the spare number pool. The maximum number of toll-free numbers that an organization resp. you can have in reserve status at any given time is equal to 8 percent of your working numbers or 2,000 numbers, whichever is greater.

  2. Creating and modifying customer records

    3. The organization of resp. You can create and modify customer records in the SMS/800 and schedule the date and time that the records will be activated in the SCPs. SMS/800 also supports a variety of special capabilities intended to allow the response organization and the subscriber to manage, monitor, and control the traffic associated with the toll-free number.

  3. Report Generation

    4. Numerous exception and administrative reports are available.

data output

SMS/800 downloads information to Service Control Points (SCPs), as appropriate. There are approximately 20 mated pairs of SCPs spread across the United States and Canada. The SMS/800 is connected to the SCPs via data links.

Summary

This article provides an overview of provisioning toll free services in North America. Concepts covered include National Database, Customer Registries, Responsive Organizations, Service Control Points, Access Technologies (MGI, Batch Tape, 3270, Web) and Search/Reservation, RC Creation and Modification, and Reports.

Business

Find the house of your dreams with the help of the apartment locator

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Not everyone is able to carry out the search for suitable apartments or houses in the city at the right price. It is a task of highly specialized people who not only invest a significant amount of their time in doing the task, but also pursue it as a real job. The real estate sector is there to protect and guide regarding the places of residence available in a city. All a person needs to do is visit the site, enter the details, and participate! Yes, the process has been made that simple for clients and they then set up an appointment with the apartment locator for a real tour of the pre-selected locations.

How is the process of choosing an apartment?

Postal code of the country/city/town:

The applicant must necessarily enter the zip code of the place where they want to look for housing. This will help the locator to process the information faster and more accurately.

Kind of property:

The following table shows the type of property the seeker wants to rent or buy. This category has a drop down box as it consists of a number of types from which the individual can choose one or more for search purposes. These categories are as follows

  • all property
  • single family
  • Villa house/condo house/semi-detached house
  • residential rental
  • residential income
  • Boat/Residential Land Docks
  • commercial/industrial
  • ship/ship

Bedrooms:

The page presents the following characteristic to choose as the number of bedrooms that the searcher wants to see in the apartment in which he wants to live. This will ensure that the instructions given to the system show the apartments with the number of rooms entered.

Bathrooms:

Yes. These sites also allow you to set bathroom requirements in an apartment and process the information in the database accordingly.

Price range:

This is the last but not least option that the search engine has to fill. You can choose a range from low to high or enter the approximate price you are interested in spending on it. This is the last step, since after entering this last detail and pressing enter, the number of options available is displayed. Then the process of choosing between the alternatives begins.

Visiting the site:

The next step is usually to make an appointment with the company and take a tour to see the real test of the locations that have been shortlisted. Based on this tour, the apartment is finalized and price criteria are discussed between the owner and the buyer. The real estate company receives the commission for bringing the offers to the seller.

Conclusion:

These are newly developed techniques to ease the process of finding a home in an unfamiliar city. This leads to no waste of time and money for research purposes. The work is already done. The customer is supposed to visit the site and simply enter the details. That’s how simple the apartment locator process is.

Home Kitchen

Is it a struggle for you to order? 3 mistakes you may be making and what to do instead

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You decide it’s time to tidy up your house. You are full of enthusiasm and energy. But after a while you hardly see a tooth in the piles. You get discouraged and quit.

If you’ve made any of the mistakes below, you could be sabotaging yourself. Learn what to do instead and you’ll be on your way to success!

Mistake 1: Tackle big jobs without a plan.

You jump feet first and start to punt. You take everything out of the closet and throw it in one big pile.

You underestimate how much time and effort it takes. No wonder you get discouraged and quit.

What to do instead: Make a plan. Divide a large job into smaller jobs.

  • Set a timer for 15 minutes and work on one small area at a time. Schedule those 15 minutes on your calendar to remind yourself to do this every day.
  • Plan to work on one part of a room, closet, etc. at a time Complete cleaning and cleaning of one section before moving on to another.

Mistake 2: Letting perfectionism make you procrastinate.

Do you keep putting off your cleaning project because you don’t have a huge amount of time to work on it? Can’t get started because you haven’t found the right kind of storage boxes or shelves yet? If you’re procrastinating because it’s not the perfect timing or the perfect storage bins, then you’re letting your perfectionism hold you back before you’ve even started.

What to do instead: The best way to overcome procrastination and perfectionism is to start small and with the easy stuff. Use a timer or even commercial breaks during your TV show.

1. Start by putting obvious trash in the trash can or recycling bin.

  • old newspapers
  • unwanted mail
  • all kinds of empty food wrappers
  • empty soda bottles
  • empty packages, bags, etc.

2. Clean items belonging to other rooms. Gather them in a laundry basket and take them to the room where they belong.

Mistake 3: going alone.

You know you’re smart enough to figure out how to order once and for all. But every time you start a project, you end up discouraged and quit.

You are ashamed to ask for help. You don’t want anyone to think you’re a failure.

What to do instead: The formula for clearing and losing weight is the same. Calories in vs. calories burned. Things come into the home vs. things that come out of the house It’s a simple concept but difficult for most people to do without help.

Help comes in many forms.

  • Self-education: books, blogs, articles, etc.
  • Personal help: friends, family.
  • Virtual support and encouragement: Twitter groups, Facebook pages, blogs, forums
  • Professional virtual help: e-courses, one-on-one emails
  • Professional Organizer Help: Phone Calls, Practices at Home
  • Occupational Therapist: Find someone who works with emotional issues that cause excessive clutter and hoarding.

Remember that the turtle crossed the finish line taking one small step at a time.

Auto

How to fix "Missing Binkw32" Bugs in Splinter Cell’s chaos theory

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Binkw32.dll is used to help games like “Splinter Cell Chaos Theory” load the advanced graphics and video files they require to run. As part of the “Bink Video Codec”, the binkw32.dll file is an extremely important part of many popular games and must work perfectly to ensure that your computer can actually play the game you want. Unfortunately for many people, binkw32.dll often causes an error that prevents the game from loading, making your PC erroneous and unreliable. If you see a binkw32.dll error with the game Splinter Cell Chaos Theory, the good news is that there are several things you can do to fix the problem for good.

The errors that binkw32.dll normally causes will usually say things along the lines of “binkw32.dll not found” and “binkw32.dll is missing”. These errors can be caused by a number of reasons, including the likes of different games installing the wrong versions of the file on your PC, as well as Windows having some kind of bug that causes the error to be displayed. If you want to resolve the error you’re seeing on your system, you should be able to fix the problems causing it to show up, which will include reinstalling the game and cleaning your PC’s “registry”.

The way to fix this error is to analyze a number of causes and then fix them. The first way to do this is to reinstall the Splinter Cell Chaos Theory game on your PC, by clicking on Start > Control Panel > Add or Remove Programs. This will replace all the files this program uses, basically giving your computer the ability to read all of them in the best possible way again. You should also be able to clean your PC’s ‘registry database’ with a registry cleaning program. The registry is a common cause of all kinds of DLL errors on your PC, due to the way it stores a large list of DLL files that your computer needs to function. The registry is the central information hub that Windows computers will use to “remember” everything from your DLL files to your most recent emails, and while it’s one of the most important parts of your system, it’s also a big cause of mistakes. To make sure that this issue is not causing the error on your PC, it is recommended that you reinstall your game and then use a registry cleaner to fix any issues Windows is having.

Digital Marketing

Earn money with Instagram easily

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The more accounts you create, the easier it is for you to earn money. Usually though, you need to create at least five Instagram accounts, and it’s better if you can create more. Instead, you have to run multiple Instagram accounts. There are those who want to acquire popular Instagram accounts so that they can market to the followers of the account.

If you want to make money with Instagram but need help getting there, take a look at my From Infamous to Influencer course! Earning money apart from nature and fighting is a symptom that you are not in harmony with the flow of nature, how things work. Everyone wants to make money from Instagram as it is an incredibly popular social network. If you want to make money legitimately, choose an ideal platform that teaches you everything to make money. You can earn money with Instagram and other social media platforms.

The way to ensure that your content is seen by the right amount of your followers is to ensure that your strategic content advertising plans are well thought out. Instagram users no longer rely on cell phones as a source of images. There are several users on Instagram that there is no product to sell them.

You really just have to focus on how to make an income with Instagram and I’m sure you will be one of them. The way to make money with Instagram is to promote the products you love using affiliate links. So, it will be difficult to make money on the website. After that, you will be in a position to earn money on the website.

Obviously, you are here to learn how to make money with Instagram. So you can make money with Instagram now. You can’t make money if you don’t have a product. On the other hand, if you need to achieve great success compared to your product, then something must be different and not available in the industry. Once you do, you’re ready to start making some money. If you are wondering how you can make money with Instagram, I will reveal it to you now.

In case you have followers who are interested in earning money online, share your referral link so they can become an affiliate under you for second tier commissions. If you have a lot of followers, you should earn a lot of sales. Many people believe that you need a lot of followers to make money with Instagram, but that is not accurate. If you really need to increase followers on Instagram, click on the highlighted link. Real followers are the only way to get real profit from Instagram. Unlike the ideal selfie, however, to make money on Instagram you will need to have a large following who believe you are influential.

Ways to get started with Instagram To begin with, you’ll need to have a sufficient number of followers before you can begin to consider posting sponsored posts. As soon as you get a large number of followers, you can sell your Instagram account to willing buyers. If you have big numbers on your Instagram to show your friends, most of them will probably be surprised. There are many methods in which you can earn money from your Instagram account. Therefore, a good follow-up of users must be developed.

First of all, though, making images look good takes a lot of time and practice. How to generate income with Instagram is easier than you think. Now you have a complete idea about the ways to earn money from Instagram. When you are happy, you think happy thoughts and you feel happy. When you are sad, you have sad thoughts and you feel sad. It is also possible to discover that friend in the business that will make you do more every day. Having a best friend in the company is essential for long-term success.

Fortunately, you can get Instagram proxies in bulk. Once you get your Instagram proxies, you can create numerous accounts and create a next one. Instead, you should use Instagram proxies and respective strategies to make money from the social network.

The big challenge with having a very low barrier to entry is that it is also too easy to stop. In real numbers, from about 1000 followers onwards, you will have the opportunity to place advertising and earn money. As you probably already know, the secret to the success of any social network is consistency, and Instagram is no difference.

Relationship

5 myths about how to protect yourself from skin cancer

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Sara spends much of her summer near the beach. she lives in a

temperate climate and is very athletic. He loves swimming, biking and

play outdoor games. Sara knows the dangers of the sun and that is why

opt for tanning salons to get your ‘golden glow’ while still being safe

apply sunscreen every day before going outside.

Joseph lives in a colder northern climate. summers can be

very humid, but most of the year is temperate or even below zero

during the harshest winter months. The beach has never been much

of a draw for him and spends most of his time doing indoors

activities or at work. Joseph doesn’t worry about sunscreen.

and he only had one sunburn that I can remember and that’s when

He was a boy.

——————–

Which of these examples do you most associate with? Did

you know that both Sara and Joseph are at risk of developing skin

cancer? We’ve all heard the warnings about the dangers of the sun.

exposure. We know all about the importance of using sunscreen.

and hats But are you protected against skin cancer? consider these

myths and facts:

MYTH ONE: Tanning beds are safer than the sun

20 minutes of exposure in a tanning bed is approximately equal to

four hours in the sun. Although tanning beds use UVA instead of UVB

rays, ‘The Skin Cancer Answer’ states that “UV-A rays penetrate more

deep into the skin than UV-B rays, can cause skin cancer and can

suppress the immune system.

MYTH TWO: Using sunscreen on the beach is protection

85 percent of UV rays can even get through on cloudy days.

That means you run the same risk in the car, walking the dog, or

let your children play at any time of the year, even when

you are not at the beach Of course, you usually feel less attracted

on the beach, so it is recommended to cover up even when wearing

sunscreen Sunscreen also washes off with sweat and water and

It should always be applied every two hours or after getting wet.

MYTH THREE: Taking care of your skin will now protect you

Unfortunately, skin cancer can take 20 years or more to develop. The skin

The Cancer Foundation states that most people receive about 80

percent of their lifetime sun exposure before the age of 18.

Just one blistering childhood sunburn is estimated to double

the risk of melanoma later in life. take better care of yourself now

reduce the risk, but not eliminate the damage already done.

MYTH FOUR: Having a tan means you are more protected

Dark-skinned people are less likely to develop cancer, but

tanned skin is actually damaged skin. Repeated tan insults

the skin and increases the risk of skin cancer.

MYTH FIVE: You can’t get burned on cloudy days

The fact that the sun is hidden by a cloud does not mean that

It does not need protection against the harmful effects of the sun’s rays.

So how do you plan to protect your family this year? Some

Suggestions are to limit sun exposure, especially for

infants Examine your skin for early signs of damage. Use a

sunscreen of SPF 15 or higher and apply it for at least 30 minutes

before exposure and every two hours after that. teach your

children appropriate safety clothing and make sure you and they are covered

up when outdoors. Have fun and be safe.

The information contained in this article is for educational purposes.

solely and is not intended to medically diagnose, treat or cure any

disease. Consult a health professional before beginning any

health care program.