Business

Attract Pisces Man – How Can Women Attract Pisces Men?

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Attracting a Pisces man is not difficult; in fact, it is quite easy to love them. Pisces men appear tough and strong on the outside, but on the inside, they can be the most lovable, cute, and kind children that you will surely want to cuddle and snuggle. They love the arts and are themselves artists in the very sense of the word, they are also up-to-date and very knowledgeable about many things, especially with their passions and interests. They are smart, flexible and dedicated old friends from the street and yearn for a partner who is a bit of the same. So, without further agonizing, here are some important tips when it comes to attracting a Pisces man: impress and seduce him now!

  • Show them your romantic side. Poetry? Love’s stories? Cheesy movies? Nothing appreciates them more than a Pisces man. Sure, he can be a softy, but a Pisces man can also be sensual and a great lover. They appreciate the beauty of life and know how to live it to the fullest, but they also need constant inspiration and motivation.
  • Show them your consideration. Send him a text message, pay him a visit, or make a surprise phone call. Attracting the Pisces man means that you should be full of surprise and expect him to show you his highest appreciation; You will never regret giving him all your attention.
  • Let them know that you care. A Pisces man can be very caring and protective of his partner, so he will expect the same from you. He keeps his promises, he never misses a birthday and he will always make sure to invite you. Let him know that you care by offering him a massage (which he will decline, but insist on anyway), holding his hand, and initiating intimacy. He will fall completely in love in no time.
  • Get them to try new things. If you’re the adventurous and experimental type, impress a Pisces man by introducing him to things he hasn’t tried before. So if you haven’t tried sushi or never heard of bungee jumping before, pack your sushi gear and explore the wilderness! Pisceans are very enthusiastic and can become quite adventurous if you let them.
  • Stay grounded. The famous quote “Together we rise, together we fall” works best for a Pisces man. He wants someone who can be with him when he is down and also someone with whom to share his accomplishments and victories. He can be quite generous and he will shower you with gifts and loves women who know how to show appreciation and admiration. Get corny and corny with a Pisces man now!

If you still think that it is quite impossible for you to attract as many men as you want, get some free lessons and find out more about the secrets of attraction, tips on how women can attract Pisces men and other information about your zodiac sign by visiting my website now. It contains all the amazing techniques on how to be cool and sexy with women you thought you would never have a chance with!

Home Kitchen

Fix houses: create space in the bathrooms without knocking down walls

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Some rehabbers don’t mind stripping down a house to fit it into a desirable area. For example, many old houses in Los Angeles are torn down to the ground and only a few walls remain. However, most rehabbers like to update a house with new fixtures and features without trashing the house. Also, many houses simply won’t make a profit with too much rebuilding. One way to update an old house is to make bathrooms. feel larger

Bathrooms have steadily increased in size over the past thirty years, and the average bathroom today is twice the size of bathrooms in the 1970s. However, bathrooms can be difficult to add to existing homes without tearing down walls. There are a few ways you can create a more spacious look, without having to use mallets.

For example, you can save some space by installing a smaller bathtub, since bathtubs are traditionally the largest element in the bathroom. Modern, shorter five-foot tubs take up less floor space than older, longer tubs. New bathtubs are often not as tall and make the ceiling appear higher. A new bathtub makes a good impression on homebuyers, especially if your bathroom has a cast-iron tub full of chips and stains.

Although it won’t technically save space, you can also help create an illusion of spaciousness by covering the side wall of the tub with a simple, unadorned shower curtain. Large patterns on shower curtains tend to overwhelm a smaller bathroom and make it feel less spacious. Stick with a sheer curtain or match the wall color to further enhance the feeling of openness.

You can also gain some floor space by replacing the sink cabinet with a pedestal style. You will lose some cabinet space, but you can usually more than make up for that loss by hanging a cabinet over the toilet. You can also save space by adding a sink that mounts directly to the wall. If you like having your sink in a cabinet, consider putting it in a smaller cabinet. There are dozens to choose from, in any color and style you like, at your local home improvement center.

If you are a handyman, you can opt for an old cabinet or chest of drawers instead of the usual bathroom cabinet. Look for small chests in thrift stores and paint them in your target buyer’s preferred colors. You may need to reconfigure top drawers for plumbing. Top with a solid surface countertop; the little piece won’t cost much compared to the dramatic impact it provides. You can finish with a vessel sink that sits on the counter for a great updated look.

The toilet can also be replaced with a smaller, more efficient style. Newer toilets generally take up a smaller footprint and are not as tall as older toilets, which will allow you to get an even larger cabinet to hang over the toilet.

The easiest way to add the illusion of space is with a new mirror, especially if you have a small old medicine cabinet over the sink, the kind with a stainless steel frame. These old-fashioned medicine cabinets really do date back to a house. Replace it with a mirror that spans the wall to the ceiling. Or find an extra large framed mirror and paint the frame to match your decor.

When organizing your bathroom, use towels to add softness to hard space. Don’t use too many small pictures on the walls; they create a cluttered look and make the space feel smaller.

You don’t need to bring in a wrecking crew to create the look of a larger bathroom. All it takes is a little imagination and a few relatively simple upgrades, at a price significantly less than knocking down walls!

Auto

Buy the right car, save a polar bear

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A recent series of news reports suggests that the polar ice caps are melting “faster than expected” and that this phenomenon may result in the extinction of one of humanity’s favorite animals, the polar bear. Polar bears apparently need to be able to migrate to the ice to fish, and this change in climate is already beginning to disrupt their ability to feed.

Most rational scientists believe that this change in the arctic climate is due to global warming resulting from the greenhouse effect, produced largely by automobile emissions. While some scientists speculate that it may be too late to reverse the global warming trend, at least in the short term, others believe we must do something drastic, now, to avert environmental disaster.

Internal combustion engines are the big culprits here; They emit a variety of gases into the air as they burn fuel, including carbon dioxide, one of the main causes of the greenhouse effect. Two automakers, Toyota and Honda,
have created gasoline-electric hybrid vehicles: Toyota’s Prius, at this point the highest-rated hybrid designed to have the lowest emissions, and several Honda designs, including the newly designed Honda Civic: smarter, sexier, more efficient in fuel, and with lower emissions, than its previous versions. Ford offers a hybrid SUV in its new Escape, and even Lexus has introduced a luxury hybrid.

Many cars on the market today can burn a mixture of gasoline and ethanol, which can reduce emissions. In fact, any gasoline-powered vehicle can tolerate blends of up to 10 percent ethanol, while many can use E85, a blend of ethanol and gasoline that contains 85 percent ethanol. The Dodge Caravan and the Chrysler Sebring are just two of many current car models. [http://www.eere.energy.gov/afdc/progs/search_type.cgi?1/E85_GSLN] on the market that can burn E85.

One problem is that ethanol, particularly E85, is not available everywhere. Additionally, some critics have dismissed ethanol as impractical, claiming that it takes more energy to create it than to produce it. As global political and environmental concerns increase the demand for alternatives to petroleum fuels, scientists will continue to work on more efficient ways to produce ethanol.

Diesel cars can run on biodiesel, a combination of regular diesel fuel and vegetable oil-based fuel; some cars run on D100, which is 100 percent vegetable oil. Two concerns with biodiesel are, again, availability and emissions of nitrogen oxide, another greenhouse culprit. While biodiesel shows promise and has the added benefit of reducing dependence on foreign oil, any real effort to make biodiesel-based cars more popular will have to include much stricter emissions standards that greatly reduce the content of nitrogen oxide.

An interesting irony is that the EPA’s mileage standards, while criticized for being inaccurate, are actually a good way to measure car emissions. This is because the EPA actually measures the emissions coming out of the vehicle as a way of measuring the car’s mileage. While a high MPG rating may not necessarily be accurate in terms of your gas usage, it’s actually a very good way to choose a car with lower emissions.

Global warming endangers more than polar bears; As the polar ice caps melt, the temperature of the oceans rises along with the sea level. Warmer ocean temperatures fuel hurricanes, making level three, four, and five hurricanes more frequent. And many millions of people, in Micronesia, Southeast Asia and around the world live in areas literally inches above sea level; their habitat, and possibly their lives, are threatened by rising sea levels that accompany global warming. While driving a low-emissions car won’t completely solve the global warming problem, it is a contribution any consumer buying a new car can choose to make.

Digital Marketing

Choose your keywords wisely

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The keywords and key phrases you choose to include in your content are critical to your success. They will make or break your business. If they are effective, search engines will react to them in a positive way. On the other hand, if they are not effective, you will not progress at all.

How to choose the most effective keywords and key phrases possible
Before you even start writing any content and before you even consider which keywords to use in your content, it will probably be very helpful to analyze which keywords will work best for your content. As you do your research, you’ll want to study how keywords are used by marketers. If you learn the concepts behind options, you will be able to use those concepts over and over again with great success.

As you study, you’ll discover that marketers have identified trends and can forecast what can (and will) happen in the near future. That is very valuable information to have at your disposal. That information can allow you to have an advantage when it comes to your competitors so that other people notice you and need and want what you offer. If you are able to do that, you Will succeed.

You may be wondering exactly how you should choose the metrics that are most important to your brand’s success. Well, here are a few that will probably help:

Search term volume
When it comes to keywords and key phrases, you’ll need to pay attention to volume. If a keyword or keyword term is popular, more people are likely to pay attention to the content you post. That means your keywords and key phrases will likely be found higher up on search engine pages. The more it happens, the more people will visit your website.

Of course, that will ultimately translate to you finally having a larger number of customers and a better revenue stream. That concept is actually quite simple. Your keywords and key phrases are still (and probably always will be) critical to the success of your brand. One way to get a clear understanding of how your chosen keywords and key phrases will perform is to research how similar keywords and key phrases have performed for other people.

Study current trends
You’ll want to look for volume for certain trends. You definitely want your search terms to perform well and draw people to you. This is another analytical element that you would do well to pay attention to. The main reason (obviously) you want to pay attention to metrics is so you can identify what is and isn’t working for you. That way you can keep doing what works and modify or remove what doesn’t.

It is important to note that not all keywords and key phrases will produce exactly the same results. However, there will be many who achieve certain results and have a similar movement. The analysis tool will show you the trends that are important for you to identify and work with. You will want to focus on keywords and key phrases that are not time sensitive because you will definitely get more for your money in that case. Evergreen is definitely the way to go.

Get to know your competition intimately
Interestingly, if you ask most business owners, they will probably tell you that they really have no competition in business. Of course, that’s almost never the case. When it comes to keywords and key phrases, you’ll want to choose those that have less competition because that makes them more unique and therefore more memorable and interesting. It can be difficult to find those words and phrases, but once you do, you’ll be glad you made the decisions you did because the results will be really favorable.

The search results that appear
Of course, you want your keywords and key phrases to produce a large number of results. The more search results that are displayed, the higher the chances that people will find you. If your content is optimized, the results that are produced will be the most effective for your business. This is definitely a metric you’ll want to pay attention to. It will help you assess the effect your competitors are having on your target audience so you can refine what you’re doing to keep up with the competition.

The strength/value of your keywords and key phrases
Naturally, you don’t just want to use keywords and key phrases, you want to use the best possible keywords and key phrases for your particular business. The value of your keywords and key phrases is an extremely important factor for your business. The stronger they are, the better your results will be. You can learn a lot about this by paying attention to what your competitors are doing here too. If they can achieve positive results, so can you.

Pay attention to past trends
If you’ve been in business for a while, you probably know how to use your data from the past to achieve greater success in the future. You can use that data to identify trends and patterns that have worked well for your business. It’s a very good idea to go back and review what you did and exactly what kind of results those actions produced. The trends will help you tremendously in understanding exactly how you should proceed and what to expect.

conclusion
Paying attention to analytics is invaluable to your brand and business. Of course, you’ll want to choose keywords that are really relevant to your brand. Those keywords and key phrases will help you generate more valuable traffic for your website. Analytics will allow you to identify trends and make forecasts for the near and far future. It will also allow you to understand which keywords and key phrases to use and why.

Relationship

How to be a mother and best friend

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Can you be a best friend and a mother to your child? I remember as a kid I went through that phase where I wasn’t happy with my parents. I didn’t really talk to them about anything that was really going on in my life or share my feelings. Over time, I really found a best friend in my mother. What a gift this was to me! We went to many places together like shopping, to the movies and at home we watched television together. How angry I was with myself for having wasted so many years not treasuring her or sharing my life with her.

When I had my children I promised myself that I would do my best to be not only a good mother, but also a better friend. My mother passed away at a young age by today’s standards and I was heartbroken to think of the time lost in my younger years. This would mark the path I set out to follow and it would be for my children what my mother was for me, who was my best friend.

To understand and follow this concept, of course, parenting must come first. There still has to be discipline and rules. This does not mean that you always say yes to your child when he asks you for something. This goes far beyond his usual daily family life. I have made an effort to truly listen to my children, yes this can be difficult at times, especially now that I have my teenage daughter telling me things that must almost make my eyes pop out of my head. Ever since they were little, I made it a point to go into their rooms and talk to them about their day, not just about schoolwork and what they were feeling at the time. When they told me secrets, yes, for the most part I kept them, unless it was something that really needed to be shared.

Whenever I could, I made it a point to spend time alone with them outside of the house. This could be a trip to the store or a meal, with just one of them so they would have me to themselves and talk freely. For my teenage son, I go to his room and have what we call “Pow Wow’s” where he can ask me anything and I do my best to answer his questions honestly. Now his friends come over and invite me into the living room to ask them questions they’re afraid to ask their own mothers. By gaining my daughter’s trust, we would continue to grow closer and closer. She knew I was someone she could turn to and wouldn’t judge me, but would listen and really help with experienced advice. I also got to be the designated parent to do all the driving for them, sometimes at crazy times I might add.

This is something that I was lucky enough to start very early with my children, this is not to say that it doesn’t work when they are older, as I am living proof that it does, having lost so many years of time with my mother as my best friend as well. Personally, I think maybe it would have happened before her if I had been more comfortable with her during those difficult teenage years. The years go by very quickly and there is no better time than today to make the effort, take the necessary steps and choose to be part of your child’s life, instead of seeing it from outside her world. Of course, remember that you are still the father, but with trust, time, and love, you might as well be best friends with him.

Health Fitness

How to be successful with Medifast

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I guess if you judge in terms of pounds, I’m a Medifast success story. But I think the real success is in how I have changed my life. I’m so much healthier, I have so much more energy, I’m so much more confident, and I see food (and how it relates to my body) in a whole new way. I finally believe that I am worth something and I am as important as anyone else. I will offer tips and advice on how to be successful with this diet in the following article.

As simple as it sounds, follow the instructions and trust the process: When I tell people that the first piece of advice I would give is to follow directions, I am sometimes met with sighs and rolling eyes. But I have a lot of experience on this diet and weight loss forums and I can’t tell you how many people (myself included) think they know better than the doctors who developed Medifast.

It’s very tempting to look at the plan, know you’re eating six times a day, and think you can do better. Countless people cut back on the number of meals they eat or substitute one of the Medifast meals for one of the larger, fresher, “lean and green” meals. I can tell you with 100% certainty that the weeks I lost the least amount of weight were the weeks I skipped meals or skipped lean and green meals.

You’ll only consume 1,000 to 12,000 calories per day with Medifast, so cutting back is no longer necessary. If you do, you risk slowing down your metabolism and tricking your body out of the nutrients and energy it needs. Eating so often may seem weird at first, but you get used to it quickly and there’s a reason the diet has been designed the way it is. It’s been repeatedly tested by institutions like the John Hopkins Bloomberg School of Public Health and has been successful by countless others, so trust that you will too and follow the program even if you resist all six meals at first.

Know yourself well and do what works for you: Some people like to surround themselves with others when they are on a diet and others feel that it is a personal process and prefer to do it alone. No matter where you are on this spectrum, you can make this work for you. The company’s website offers tons of free support, resources, and advice. You can interact with others online or in person. Accountability really helps and while I am by no means joining a group, I have found these resources to be quite helpful.

Some people are introverted and feel uncomfortable having to interact. That is perfectly acceptable too. The company offers you tons of resources that allow you to go it alone if you want to.

Finally, I would say know where you have failed before. I know I need a lot of variety. Therefore, I add “safe” ingredients to my foods, such as sugar-free syrups, whipped cream and fat-free cheese, etc. I knew this would be necessary to continue with this and it certainly hasn’t slowed my progress at all.

Don’t let the traps derail you. Accept it and move on: It’s a fact of life on a diet that you’re going to cheat. It is highly unrealistic to think that you will never have a bad day on your diet. Perhaps you eat at a restaurant and choose not to go “lean and green.” That’s perfectly fine and no big deal. However, it becomes a big problem when you allow this to get you down and repeat the process the next day.

When you cheat, just shrug it off and promise to do better tomorrow. It’s not the act of cheating that sabotages you, it’s allowing cheating to become a habit or a derailment. Essentially, you are trying to get into the habit of a new lifestyle. This will happen as you start to have a lot more good days than bad. So don’t let the bad days feed on themselves and prevent this from happening.

Understand how ketosis works: Ketosis is the metabolic state that makes this diet so effective. Because Medifast is low in carbohydrates and high in protein, your body will burn fat instead of carbohydrates. And when you get to this state (which you can test with ketone strips), you’ll feel less hungry and more energized. The best way I can put it is that once you’re in ketosis, you no longer think about food as intensely as you used to. You don’t think so much about diet anymore. You start to lose your cravings and this is generally when you hit your groove.

Obviously, this is your goal and where you want to stay. When you cheat, it takes 2-3 days to return to this state. And, while you can test yourself, you can usually feel ketosis when you’re in it. So use this as a motivation and know that if you fail and get eliminated, all you have to do is regroup and continue.

Know that it is the small victories that change your life: A lot of people get intimate and turn off on diets. They feel very pressured and give in before they even start. What you must realize is that it is the small victories that count, the victories that are repeated and add up. Two pounds becomes five and then ten. Ten becomes twenty. Keep repeating your success until you reach your goal. Don’t look at it as a big, big change. Look at it as little baby steps over time.

Legal Law

Recognize marketing deception (fraud?) before becoming a victim

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Lately, I’ve been listening to a certain radio ad bombing the New York subway news station that I enjoy listening to. The reason I like this station is simple: It’s smart, it’s interesting, and it carries John Sterling/Susan Waldman Yankee commentary during the games of the season.

However, this particular radio ad strikes me as so full of misleading marketing language that it gives me goosebumps every time it plays. Not only does it give my profession a bad name, but I may be tricking thousands of resourceful consumers into signing up and becoming victims of what I almost consider to be fraud. But, too cleverly manipulative for that, he probably can’t even be found guilty of deceit, since all the statements made are true. But it is definitely misleading unsuspecting listeners to interpret these “true” statements as a good reason to respond to the ad and commit to the advertised service, only to later discover the naivete of their gullible decision to do so.

Let me explain: The ad starts out as an overbearing ad that claims it can save American car owners thousands of dollars in auto repair bills. As long as you have less than 200,000 miles on your car (like most people), you’ll never have to pay a repair bill out of pocket again! The advertiser will pay for you. If you’re sick and tired of spending your hard-earned money on car repairs, call to see if you qualify! (This places the onus on you to prove that you are one of the eligible owners of a car with less than 200,000 miles who can take advantage of this scam to trick you into buying.)

You can even keep your own mechanic or auto repair service and have the advertiser pay the bills for you. This includes all of the most advanced auto tech repairs you could ever need! (Again, they say this to throw you off course, so think about what kinds of repairs your car may need now or in the future and whether you’ll qualify.) So far, everything they’ve said with the possible exception of “saving you thousands of dollars” has been true. That is until you read between the lines.

No, you won’t spend your hard-earned money on your car repair bill. Instead, you will spend your hard-earned money to pay them a fee to represent you and pay your car repair bill for you. And while they claim you can save a lot of money, you may actually be paying more if you make them a middleman. After all, they are in business to make money. They won’t do this for nothing. And how can they be paying for these expensive radio ads on such a powerful New York station? Just through the responses of hundreds of unsuspecting customers signing up en masse.

So what do you get from this? Maybe a lot of trouble if you sign a contract and don’t pay your fee, and who knows what else! They probably make it seem like they’re giving you a great service by guaranteeing they’ll pay for your car repair on your old clunker (with less than 200,000 miles), allowing you to keep driving and hopefully going to work (if you still have a job) while they wait for you to cover the (possibly late) bill with interest.

I’m guessing at all the finer details, but you can see the risks I’m pointing out. I remember hearing about a similar fraudulent attempt by another car payment company in the past few years that was distributed through the mail. I later received a series of telemarketing calls about it. Now, I’m hearing this ad from a different company on the radio. Could it be the same organization operating under a different name? And ironically, as soon as I recognized it, I suddenly don’t listen to it anymore, which may also be part of their formula: run it for a short time to rack up new customers and then disappear into thin air, so to speak. These are the kind of questions I ask, as I’m naturally suspicious of marketing claims that raise these kinds of red flags.

The concept is much like the service a credit card offers: You pay with plastic, then pay the credit card company with interest for their generosity in allowing you to pay over time. But we all know the enormous risk that implies, as a nation and as a world, insoluble economic problems wherever you look at it! If you’re one of the unlucky people who’s lost the privilege of using some or all of your credit cards, this car repair payment service ad might sound pretty appealing, especially if old Bertha is making horrible noises and putting on jeopardize your journey. But I urge you to tread carefully and carry a big stick.

So what exactly are the laws regarding false advertising? According to the Federal Trade Commission (FTC) Bureau of Consumer Protection, there are three attributes that determine whether an ad is false or unfair:

1. If it offends public order;
2. If it is immoral, unethical, oppressive or unscrupulous; Prayed,
3. if it substantially harms consumers.

This last point is considered the most important when weighing whether the advertisement is false or disloyal, and the damage to the customer is usually based on the loss of money as a result of a purchase that would never have been made if the advertisement had not been misleading in the first place. False statements are determined by whether they are false on their face; or if they are implicitly false. In my opinion, the above radio ad may be making a blatantly false claim that it can save you huge sums of money if you use their service. However, with a clever twist of interpretation, that statement could be held true if they attribute their savings to payments made directly to auto repair providers.

If you’re not paying your mechanic directly for your car repairs, you are essentially saving that money. However, you will need to use that “saved” money to pay the auto repair payment company that will pay your mechanic for you, regardless of how misleadingly they are advertising their service. Does this seem ethical to you? Also, I think the ad says “can save you” instead of “will save you”, implying that there may be other conditions involved that you need to meet to ensure your claim can perform as stated.

Based on the complaints the FTC receives, some consistent themes emerge, most often about undisclosed costs and conditions. Responsible radio advertisers avoid legal trouble simply by adding a statement like “Restrictions may apply,” while some overzealous advertisers spend a good percentage of the radio ad’s time explaining in detail a long rant of disclosures delivered at the speed of light, making it virtually impossible to understand what is being said. Depending on the space available, the FTC advises advertisers using visual media to disclose details “clearly and conspicuously.” If space is limited, perhaps the 3-word disclaimer mentioned above might suffice, but the small type and deliberately ambiguous terminology are frowned upon.

What the FTC allows or regulates appears to be a somewhat gray area with decisions depending on whether the ad is national or regional in scope; if you represent an industry regulated by another branch of government (such as airlines, banks, insurance companies, public transportation companies, and companies that sell securities and commodities); or if it can be resolved by some other more local agency like the Better Business Bureau. As stated above, the most important thing for the FTC seems to be issues related to harm to the consumer, whether to “health, safety, or wallet.”

Penalties for non-compliance can be severe and range from a simple “cease and desist” order which, if not properly obeyed, amounts to as much as $16,000 per day for further violations; to fines reaching millions of dollars where applicable, sometimes requiring refunds to consumers affected by the offending ad; to post new ads and contact customers to correct previously misleading information.

If an advertisement has harmed you in any way as a result of deceptive practices, you have the right to file a complaint with the FTC and contact an attorney. If the offending ad is broad enough, your case may be considered suitable for a class action lawsuit, involving many plaintiffs other than yourself. Keep in mind, however, that no matter how noble your attorneys’ representation may seem in such cases, it is generally the attorneys who stand to gain the most in class action lawsuits.

What if you think a competitor’s ad is misleading? You have a few options, some or all of which you can follow:

1. You can contact an attorney to explore whether you should sue for unfair competition by making misleading claims in advertisements.

2. You may file a complaint with the National Advertising Division (NAD) of the Council of Better Business Bureaus, which investigates and resolves such disputes both nationally and regionally.

3. If the ad is local, you can contact your local Better Business Bureau to file a complaint.

4. You may contact the print or broadcast outlet where the advertisement was published to report your suspicion of the misleading nature of the advertisement.

5. You can contact your state Attorney General’s Office or your city, county, or state Office of Consumer Affairs to report the problem.

6. Finally, you may contact the Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue, NW, Washington, DC 20580; or call: toll-free 1-877-FTC-HELP.

As a piece of advice from a marketing expert, if you are an advertiser using vagueness, or worse, duplicity, to camouflage the full truth of your message, keep this in mind:

“The bitterness of poor quality lingers long after the sweetness of low price is forgotten.” -Benjamin Franklin

Translation: An unsatisfied customer will share their unpleasant experience not only with their friends and family, but will also spread bad words about you on blogs, forums, and chat rooms, giving your business a negative reputation it can never live on . today’s Google-dominated universe. If your publicity mischief was unintentional, it will be far less expensive to try to win back the loyalty of a dissatisfied customer with a valid complaint than it will be to weather the devastating winter of their discontent.

Lifestyle Fashion

How to Treat Feces with Feline Blood at Home

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Bloody feline stools are something to worry about. This can be a sign of a number of medical issues, so it’s important to take your cat to the vet. Before doing so, you should have a list of the symptoms he has noticed, which will help your vet make a conclusive diagnosis. Beyond that, knowing the best way to treat these symptoms and cure the underlying cause will prevent your cat from having to endure this condition in the future. In the article, you will learn the symptoms, causes, and treatments for blood in cat feces and how to help your cat.

Symptoms of Feline Bloody Diarrhea and Blood in Feces

Beyond seeing blood in your cat’s stool or diarrhea, you may also notice one or more of the following symptoms. Since writing down these symptoms will be helpful to your vet, be sure to write them down:

  • sudden weight loss
  • drink too much water
  • loss of appetite
  • Frequent bowel movements (more than usual)
  • Decreased activity, lethargy
  • Straining or pain during defecation

Causes of Feline Bloody Diarrhea

Causes of blood in diarrhea may include one or more of the following:

  • bacterial infection
  • Intestinal inflammation or colitis
  • parasites
  • Ingestion of household poisons or foods that cause allergic reactions
  • antibiotics

feline blood feces treatment

Since blood in the diarrhea or stool can be indicative of digestion problems, be sure to feed your cat quality food. Many pet owners don’t understand that canned cat food and kibble are processed foods. Some of these foods contain dyes, fillers, additives and preservatives. These are not healthy for your cat. Feed your cat natural food that is high in fiber, low in fat, and has good quality protein. Refrain from giving your cat table scraps.

If your cat has worms, use a deworming medication to get rid of them, but do your research before considering the use of other medications or drugs. One of the causes of feline bloody diarrhea is antibiotics, so giving them to treat a symptom caused by them is obviously not a smart course of action. Antibiotics have side effects and suppress symptoms, but they do not cure the problem. This is why pet owners around the world are turning to homeopathic remedies to treat and prevent colon and urinary tract problems.

These remedies contain ingredients that work as effectively as antibiotics, but do not have any side effects. They work at the cellular level to heal symptoms like bloody feces and the conditions that caused them. They will strengthen your cat’s immunity, and since they are gentle and affordable, they can be used daily to prevent problems from reoccurring. Best of all, they’re convenient: just sprinkle them on your cat’s food or put a few pellets in your cat’s mouth.

Since all natural remedies are not created equal, be sure to do your research. Look for remedies that contain proven ingredients like berberis, cantharis, and uva ursi.

Pets

Top 12 Must-Have Clauses for Your Referral Agreement Template

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Every small business should have a referral agreement template. A simple referral deal will help you win new business in any economy, and particularly in a down economy.

You need to have a good referral agreement template on hand so that when a good opportunity presents itself, you’ll be prepared. You will never know in advance when this will happen.

A good referral agreement will have certain essential clauses. This article presents a checklist of the clauses you will need.

Referral Agreements Vs. reseller agreements

It is important to understand the nature of the referral relationship and how it contrasts with the reseller relationship.

Referral agreements are based on a principal and agent relationship:

* the agent refers prospects (and in some cases actively participates in the sales process) to the principal;

* the principal determines the sale price to the customer; Y

* the sale to the client is made between the principal and the client (the principal pays a commission to the agent for procuring the sale).

Reseller agreements are based on a principal and reseller relationship:

* the reseller purchases the principal’s products or services for the purpose of resale;

* the reseller determines the sale price to the customer; Y

* the sale to the client is between the reseller and the client.

Referral Agreement Checklist

This checklist is not exhaustive, but it should provide a good start to a simple referral deal.

* Define the agency relationship. Indicate that they are independent contractors in a principal and agent relationship, and not an employer and employee, franchisor and franchisee, joint venture, or partner relationship.

* Qualified or unqualified references? Do you just want a list of prospects or are you hoping for qualified referrals? Perhaps it is only understood that you want qualified references. Best practice is not to leave something that important to inference. Get it in writing. If you want qualified references, specify that the references must be qualified and define what this means. Qualification typically involves personal or telephone contact, in addition to full contact information, including the identity and contact information of a decision maker for the referral.

* Commission percentage or specific dollar amount? Most referral deals that require qualified referrals pay commissions based on a specific percentage of income. For prospect lists, commissions are generally paid on a set dollar amount.

* When is the referral commission earned (ie what is the earning period)? One of the most important clauses defines precisely when a commission is earned. This usually involves specifying a profit period. An earning period begins with the date of the referral and continues for a specified period of time. If a sale is made (or a sales contract is concluded) during the waiting period, a commission is earned.

* What is the payment period? The pay period is relevant if the referral engages in repeat business or pays over a period of time. The pay period defines the period in which earnings qualify for commissions. If you do not wish to pay commissions forever, you will specify that you will continue to pay commissions on income received from the referral for a specified period of time, after which your obligation to pay commissions will cease.

* Commission payable from what income? You must accurately specify the income from which the commissions will be paid. This typically takes the form of a definition of Net Income, which generally includes monies received minus (i) credits and returns, and (ii) any sales-related taxes, fees or duties.

* Resolution of commission conflicts. If you have (or may have) multiple referral agreements, it’s a good idea to specify how to resolve referral-related conflicts. Generally, you would provide that you would exercise reasonable efforts to resolve any dispute, but you should also consider providing that your determination is final.

* Confidential information. If there is any possibility of a disclosure of confidential information (for example, confidential marketing plans), you must state that all such information is confidential, should be used only in the performance of referral duties, and should not be disclosed without your prior approval. .

* Limitation of liability. You must limit your liability to commissions payable. You must also state that this clause will survive expiration or termination.

* Termination for convenience. Termination for convenience means that one of the parties can terminate it before the expiration of the contract term for any or no reason. If you provide termination for convenience, it generally applies to both parties.

* Commission payable after termination. The contract will expire at the end of its term, and may be terminated before the end of the contract for cause or convenience. In general, you must establish that from and after the expiration or termination of the agreement for any reason, you will continue to pay the commissions that you earned before the expiration or termination. You must also state that this clause will survive expiration or termination.

* Consider arbitration for dispute resolution. It’s usually a good idea to provide an arbitration clause that specifies that all disputes will be arbitrated. You probably don’t want to risk the expense of litigation.

conclusion

A simple referral agreement can be a very effective tool for business development in any economy. To be prepared for every opportunity, a good reference template should be one of your essential tools.

This article is provided for educational and informational purposes only. This information does not constitute legal advice and should not be construed as such.

Copyright © 2010 Chip Cooper

Real Estate

What is Premium for Tax Link certificates?

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The premium is an amount above the amount of the tax lien certificate that the investor will pay to the municipality to acquire the lien. When the premium is paid for a lien, it is not the lowest interest rate offered that wins the lien, but the highest premium. The premium is not offered in all states that sell links. In some states, the interest rate is offered at a lower rate and the lien is sold to the investor who offers the lowest interest rate. In other states, the interest rate is held constant while a premium is offered on the lien, which lowers your yield on the lien (since no interest is paid on the premium in most states).

Each state has its own rules regarding offers and whether or not a premium is offered. New Jersey is unusual in that the interest rate is bid low and once the interest is bid at 0%, the premium is bid. This means that the investor does not earn interest on the amount of the certificate or the premium, which significantly reduces the returns on this investment. The only interest charged in this case is the interest paid on subsequent taxes, which in New Jersey is 18% for bond amounts greater than $1,500.00.

In New Jersey, the premiums are withheld by the municipality and if the lien is not redeemed within a 5 year period, that money is not returned to the investor. Of course, the investor can initiate foreclosure proceedings after 2 years, but if the property is foreclosed, the investor does not recover the premium from him. He can get the property, but the premium will be forfeited and considered part of the cost of the property. The rules about when and if the premium is returned to the investor and whether or not interest is paid on the premium offer are different for each state.

Why did this happened?

At almost every tax lien sale I attend, there is a local investor, new to tax lien investing, who is confused and wants to know what’s going on. Why would someone want to buy a lien, pay more than the amount of the lien, and get no interest on their initial investment? They assume that investors do this in the hope that they can foreclose on the property.

The real reason tax lien investors pay a premium is that once you are the lien holder, then you have the ability to pay subsequent taxes. In New Jersey, you can earn 8-18% on subsequent taxes, depending on how much is owed. For amounts due above $1500.00 the interest rate is 18%, for amounts due below $1500.00 the interest rate is 8%. Also, as long as the lien is redeemed after the issuance of the certificate, even though you have not obtained the amount of the certificate at an interest rate, there is an additional redemption penalty payable to the lien holder. The New Jersey redemption penalty is 2% for certificate amounts from $200.00 to $4,999.99, 4% for certificate amounts from $5,000.00 to 9,999.99, and 6% for certificate amounts from $10,000.00 or more. The homeowner must pay this penalty when redeeming the lien and it is only calculated on the amount of the certificate, not on any subsequent taxes paid by the lien holder. Each state also has different penalties that can be applied in addition to the amount of interest on the link.

On top of all this, some New Jersey municipalities have an additional year-end penalty for back taxes in excess of $10,000. A 6% penalty is added for amounts due in excess of $10,000.00 at the end of the year. This penalty only applies to subsequent taxes. So, if you own a lien and paid more than $10,000.00 in subsequent taxes, at the end of the year the owner will have to pay you back 24%, if you redeem the lien, you will also receive the redemption penalty in the amount of the lien. certificate of your link.

A simplified example

Let’s look at a somewhat simplified example: Let’s say you’re going into a sale and lien of $5,000 on a property with annual taxes of $10,000.00 (not unusual in some New Jersey municipalities) and offer a premium of $10,000. You pay the municipality $15,000.00 (amount of lien + premium) on the day of sale. The sale happens on December 1st and delinquent taxes from last year are being sold. On December 11, you pay current year taxes of $10,000.00. And let’s say the lien is redeemed on December 11 of the following year and you paid no further taxes after that.

To redeem the lien, the property owner must pay the amount of the certificate plus the redemption penalty and the amount of the subsequent 24% tax. That’s $5,000 (lien amount) + $200 (4% redemption penalty) + $10,000.00 (after taxes) + $2400.00 (24% subs) = $17,600. The municipality has to pay you back your premium of $10,000.00. You raise $27,600.00. His initial investment was 25,000.00. You have a total profit of $2,600.00 for a return of 10.4%. This is a simplified example. Your actual return will be slightly higher if you continue to pay subsequent taxes until the bond is redeemed.