Technology

An ending and a beginning

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Wednesday September 21, 2016. That day my life gave me a good blow. He tapped into my most innate emotions and showed me how unexpected life can be.

Maybe if he had arrived earlier, maybe if he had called him, maybe if it hadn’t rained. All those thoughts jumped around in my mind. Every day I walked a short distance from my house to my math tuition. It was a cozy little room with what seemed like hundreds of books and a variety of odd and interesting objects, which somehow accommodated four tables and a few seats. In the middle of the room sat the most extraordinary person I have ever met.

He never liked being called sir, instead he asked us to call him “uncle”. He was a teacher in every sense of the word, teaching us not only math, physics, chemistry, accounting, and economics, but also the many twists and turns, the ups and downs of life. For the better part of 2 years I have known him and after these two years I find myself lost without him. Where everyone saw an abomination, scum so to speak, he saw a lost but innocent soul. More than just telling me about my problem, he took an active interest in solving it. After a long day of taking notes and solving additions, he expected to spend 3 more hours taking notes and solving additions. Why? Uncle. Nobody could give me what he did, inspiration. In everything he did he managed to inspire us, whether it was his days in the army, his relationship with his children, who are doctors but can teach you calculus in three hours, or just a casual epiphany he had last night. My only regret is that I never actually told him what a bad student he had been. I regretted it when he did poorly on the math test. I had no regrets when I didn’t get into that university I always wanted to go to, even after which he still promised to help me so that next year the sun would really shine on me. I regretted it the day I found him dead in the basement.

A walk down the street is the uncle’s house, where his wife, whom we originally just called aunt, had her beauty salon, and across the street, the entrance to the basement of the boat that was our happy little license plate. That day he was going to take a comprehensive test. I was a little late so I was preparing my excuse on the way. So excited, I headed to the license plate. Upon arrival I see the door ajar. Now here’s the thing, since the license plate is the basement room, you can only see the top of the door from the path. Approaching the door I see that the license plate is flooded. No trace of the uncle. A couple of chairs sat upside down near the entrance. I also saw a motorized pump resting next to the stairs and thought, “he must have been trying to drain the room.” Another step forward and horror struck. Beneath those same chairs I saw the torso of my teacher. I hurried into the room, stepped into the water, and was instantly greeted with a shock, literally. I knocked over the chairs and saw him clinging to a corded socket, facing ankle-deep water. I immediately went for the plug in his hand upon touching it, which greeted me with another shock. I took it from her hand and put it on the table. I picked him up and flipped him over and tried to resuscitate him all the while yelling his name. When a minute or more had passed since I entered, I ran to the living room and informed the aunt about what had happened. Soon there were a dozen people at the entrance to the room. We got him out of the room and waited for the requested ambulance, but time was of the essence. So we put him in the car with the aunt and some other people, and they went to the hospital, but I knew better. Even when they pulled him away, I saw his face, with lifeless eyes and an unchanging expression, I knew he had been dead for a long time. The salon staff, the security guards across the street, and just me left. They asked me to close the basement door, handing me the keys. With trembling hands and a hard-pressed mind, I closed the room, gathered up my slippers that had somehow broken in the process, and went home. I walked into an empty room and I cried, I cried until I lost my voice. After that I was silent. It was only at midnight, when my parents were really worried about me, that I recounted the tragedy. That night I did not sleep. I kept thinking about what could have been. If only he had come earlier, if he had maybe called him before he came, could he have saved him? Even the aunt and staff claimed to have heard a loud band but never suspected anything so gloomy.

I also sat wondering, why were his glasses intact? The only plausible explanation was that he was still alive for some time before he died. The current paralyzed him, but if that didn’t kill him, the water surely did. Until dawn I cried and blamed myself. Over time I understood that it was not for me to grant or take life. The next morning, I went to the house and expressed my condolences to her aunt and her son, who had been flown to Hyderabad with an emergency notice. Everyone who came was all talk about me. How I got the lace out of the water, preventing more casualties, how I had this presence of mind, giving him CPR, straightening him out and everything else. With each passing second, he found this praise more and more stupid. What good is bravery if it doesn’t save the only life that really mattered to me? After some persuasion from family members and my mother, I returned home. Before going, I asked them to contact the students who came and tell them what had happened, since I and only a few others who were out of town knew about the incident.

The next day, around 4:00 pm in the afternoon, the extraordinary man, Colonel Charanjit Singh Arora, our dear uncle, was cremated. How much irony here!! He passes away a few days after a granddaughter was born to him. He showed me all his articles from here from the first and he is not even here to see mine first. He always told us that his time is near, maybe in 10 years. But here’s the thing, we may have prepared for when the time comes, but we never expect it to be 10 days. Under his guidance, we had all flourished in one way or another, always learning something new and improving on the old. Even in his death he had taught me a lesson, “to always take care and live life with satisfaction.” For the next 30 years of my life I don’t know what I’m going to do, but after that, I want to be a teacher, so I can one day become someone’s “uncle”.

Business

Review: Scams and Scams: How to Recognize and Avoid Scams of the Internet Age

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There is a well-known wise saying, Caveat Emptor, which is Latin for Buyer Beware. In other words, when purchasing goods or services, it is essential that the buyer take every precaution in examining the item or service that he is purchasing.

The publishers of Silver Lake Publishers have produced an excellent and pragmatic book, Scams & Swindles: How to Recognize and Avoid Internet Era Rip-Offs, which focuses on many of the common tricks and scams that fool people and consumers, particularly if we are involved in one way or another with the Internet, whether by email or otherwise. It is worth mentioning that although some of these scams appear to be relatively new, their modus operandi dates back hundreds of years, as they rely on the imagination of the scammer and the gullibility of the victim.

The book takes a very realistic look at Internet scams and uncovers important details related to scams such as eBay auctions, Nigerian emails emanating from some bogus high-ranking government official requesting the use of his bank account to transfer funds, scams involving investments, business and banking, fake charities, Russian boyfriend and girlfriend scams, drug and pharmaceutical scams.

The authors also include important details about how Internet hackers operate and commit their crimes, as well as something that is becoming more common these days: phishing. Basically, this is when you receive emails from a financial institution that cleverly resembles one you’re currently dealing with, asking you to provide some very personal information. Another variation on the same theme is that it can originate from a site that appears to be eBay asking for your PIN number and some other important information. Internet criminals have become even more sophisticated in their implementation of phishing, in which an email, instant message, or other Internet communication is sent to you on behalf of someone else. As the authors point out, it really boils down to a form of identity theft.

Other topics examined and to which we are often subjected in our daily use of the Internet are the unpleasant and very often annoying practices of spam and spyware. Today, spam is not only limited to pornography, but also involves get-rich-quick schemes or miracle drugs. In fact, as the authors point out, a study by the British computer security firm, Clearswift Ltd, found in 2004 that financial spams topped the most popular list at 39%, while pornography was at the bottom of the list. , 4.8%. .

The authors have obviously done their research and done an impressive job of putting all the information together in a clear, upbeat, conversational style that introduces readers to valuable insights into the world of Internet crime. The message is unmistakable, think twice before clicking anything within the body of an email or giving information to someone and always keep caveat emptor in mind. Additionally, the authors’ elaborate suggestions throughout the book on how to prevent problems should not go unnoticed.

Author: The Silver Lake Publishers

Publishers: Silver Lake Publishing

ISBN: 1563437864

Home Kitchen

Finding the correct LED strip light power supply

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Anyone who buys LED lighting strips should also look for a power supply. A power supply that is a peripheral is often connected using LED strips. This source is also commonly known as a driver or transformer. In most cases, unless the fixture is battery powered, a power source is needed for the LED fixture to work.

Varieties of energy sources

Power supplies come in a variety of sizes and shapes. Some are the standard plug and play varieties, while others are more commercial type transformers that are usually hardwired into the mains. It is also not uncommon to learn that these power supplies are called transformers. This is mainly due to the fact that, in addition to providing power to the LED strips, these devices are also designed to convert the main two hundred and thirty volts of AC to a lower voltage of about twelve votes of DC, which makes the power is more applicable to the lighting used.

Plug and Play vs. Hardwired

There are several points that need to be considered when choosing the type of power supply for lighting.

To begin with, you need to determine if you want to plug it into a wall outlet or if you prefer to have the LED light strips connected to the light switch.

plug and play

If the answer to the above question is “YES”, then you need to use a typical plug and play unit. It is the most standard power supply on the market that allows quick and easy installation for many common applications in the home environment through a plug-in source. The complete device consists of a standard UK 3-pin plug kettle cable, a black transformer, a standard UK 3-pin plug kettle cable and a twelve volt plug which clips onto the strip through its corresponding female connector. The entire unit is similar to a two meter long laptop charger.

hard wired

For applications that are more complex or in the event that a wall outlet is not available, an alternative power supply is available. Instead of a kettle cable, devices like these feature a long main cable that can then be connected directly to the mains.

Size

Also, when selecting the type of power supply, it will also be necessary to know the specific size. These devices come in a selection of different sizes. It can range anywhere from twenty watts to many times more than this number. These digits imply the maximum capacity that a power source can safely handle. The load of the LED strip is calculated by multiplying the power per meter by the number of meters to be used. For example, if the wattage per meter is seven point two watts and there are ten meters to be used, then the product or total load calculation should be seventy-two watts.

It is essential to ensure that the capacity does not exceed the maximum load requirement; otherwise you will experience performance issues with the lighting strips. Examples would be reduced lifespan and voltage drops on lights.

Auto

Convertible bonds: the hybrid bond allows you to get paid to wait while reducing some risks

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Investing in hybrid bonds increases income and reduces some risks.

Summer fun can include long trips along the coast on a two-seater cruiser with the top down. While the summer season has come and gone and it may be time to park the sports car and put the top back up as the colder seasons and inclement weather approach, consider this: Convertibles can also be used for invest and can offer more than just driving fun. Convertible bonds, a hybrid investment, are always in style as part of any diversified all-weather investment portfolio.

Hybrids are all the rage among car buyers. And convertibles are a perennial favorite of car enthusiasts. Both can also be part of a long-term investment portfolio.

Convertible bonds may be unfamiliar to most investors, but they are a great tool to help minimize risk in any investment portfolio. Convertible bonds are hybrid investment vehicles that offer the best of both worlds: income now as a bond and the potential to capture appreciation later as a stock.

Earn money while you wait

Convertibles offer investors a fixed return like any other bond. This regular income offers better protection against loss than simply holding the stock. They also have a feature that allows the bondholder to trade the bond for a certain number of shares on a predetermined date. This feature makes these Hybrid Bonds advantageous during times of inflation when stock prices may be rising and other bonds lose value. During market corrections or bear markets, investors receive interest while waiting for the next recovery or bull market.

Like any other bond, there is an underlying credit risk of the issuer. The conversion opportunity also means that the convertible bond can track the underlying stock more closely and have higher volatility than straight bonds. However, the hybrid nature of this investment provides corresponding benefits to help offset this risk.

Convertible bonds as a separate asset class evolve

As an asset class, convertibles have been around for more than 150 years. From December 1973 through mid-2010, the Convertible Bond Index has had total returns (interest plus appreciation) of 2,736%, outperforming the Government/Corporate Bond Index by 943% and finishing above the High Yield Bond Index (also known as scrap) of 1585% (BofA/Merrill Lynch Convertible Research, 6/30/10).

Convertible bonds have evolved with the times. In the past, many were issued by smaller companies that had no other means of accessing capital. Over the past 15 years, convertible bonds have become more prevalent among the biggest brand-name firms, and corporate treasurers have added them to their mix of ways to finance companies without immediately diluting shareholders. They continue to be a go-to strategy for growing companies in the technology, pharmaceutical and life sciences sectors.

In the past, convertible bonds were more prone to large changes in value because the window provided by the conversion option was generally so far away. Many now offer windows to convert to stocks that are relatively short: 3 to 5 years, reducing the holding period needed for a bond investor to cash in and get their money back with interest or a stock gain.

Advantages of convertible bonds

During the Fed tightening, convertibles performed well. It is inevitable that interest rates will rise from their historically low rates with or without inflation. While the value of other high-quality government and corporate bonds will suffer when interest rates rise, convertible bonds will likely hold their value, continue to pay interest, and offer the potential for higher yields when converted to equity. (For a whitepaper detailing this, visit http://www.ClearViewWealthAdvisors.com and post a request.)

1. Higher yield than most stocks (currently > 3.5%)

2. Potential to capture appreciation

3. Greater diversification and lower potential risk resulting from low correlation with stocks and bonds

4. History of preservation of capital

5. Unlike other bonds, convertible bonds have generally performed well during periods of Fed tightening to raise interest rates or periods of inflation.

Digital Marketing

Keyword research: an essential aspect in SEO

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Keyword research is among the top 3 SEO factors, along with link building and content marketing.

Websites that have lots of organic searches are different from those that have none when it comes to keyword choice.

Making use of effective keyword research tools will allow people/businesses to find a popular/profitable niche, locate related markets, rank high in organic searches to drive traffic to their site, and promote their products/services making them more effective in marketing.

What does keyword mean?

This is a specific word that users enter into a search engine to find what they are looking for.

For example, when a single keyword phrase like SEO is typed into a search engine like Google, this would provide everything related to SEO that is relevant to a user’s search based on the most popular queries on that topic.

Results are ranked in order of what Google thinks the user is most interested in and what is most relevant to their query.

Why is it important to use long tail keywords?

An example of a long-tail keyword is “Blogging SEO Tips.” This search topic is more specific than just “SEO,” and while many only produce a smaller number of search engine searches, the search results are likely to be more relevant to the topic a web user is looking for.

Actually, using long-tail keywords is more effective as they allow users to weed out any traffic that didn’t find this particular topic useful. At the same time, this minimizes competition because long keywords are rarely used on other sites.

Only a few people will search for longer and more specific keywords, however, a website is more likely to rank high as there is less competition; Also, there is a higher chance that most of the pages are not optimized for such long-tail keywords.

Using a long-tail keyword is great as it is more specific than the single word “SEO” which search engines may think of as different relevant topics such as “SEO tools”, “SEO systems”, “SEO for corporations” and “changes”. in SEO”, among others.

Websites that have specific keywords are more likely to rank high for these long-tail keywords.

keyword difficulty

The next step in finding the right keywords to target is understanding how difficult it is for keywords to rank high in search engines. Once people can think of a series of keywords that fit these critical questions, they can ask themselves the following:

  • Do many people search for these keywords?
  • Is your website competitive enough?
  • Are there many sites also targeting the same keywords?

It is important to know if your chosen keywords would rank well in search engines.

A website may have the things that people are looking for, the best answers for their queries, and could generate a lot of revenue from these keywords, but if it can’t be found due to very strong competition, all efforts of SEO invested in it would simply disappear. lose.

Relationship

Health and Fitness Tips

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Starting

Set clear exercise goals and start with some basic exercises. It is recommended to start with a full body strength training program, done 2-3 times per week, or a basic split workout (such as upper/lower). Objectives should be specific and measurable. Write down some long-term goals and develop short-term goals that will help you achieve them. Day by day, week by week, you can achieve these goals. Progress will become addictive! It will help to take notes on how your exercise and nutrition are going each day or each week. This can help you chart your progress and measure it easily.

Getting proper nutrition and rest are the other main components of any successful fitness program.

Nutrition

It is possible to prepare healthy meals very cheaply, using basic foods such as beans and rice. There are many “cheap recipes” online that are easy to prepare, such as quick and healthy salads, bowls, and snacks. Check the price per ounce of each ingredient if possible and find out which one is in your budget. Of course, feel free to modify the recipes based on your personal tastes and/or any food allergies you may have. Gradually replace processed foods with a variety of affordable whole foods.

Recovery time

It is important to take at least one day off from training each week. Physical activity that isn’t too demanding, such as walking or stretching, is also fine on days off. Schedule a download week after every 4-6 weeks, or more often if needed, to recover and rebuild. You can use one or more offloading protocols or just take a week of “active rest.” In either case, focus on mobility work and therapeutic modalities.

Unloading protocols include, but are not necessarily limited to: less volume (sets/reps), less frequency (training days per week), less intensity (regressions of any kind), less variety (less exercises)

Active Rest: Ideas include, but are not limited to, impromptu games of your favorite athletic sport, taking a yoga class, taking a short walk, and doing yard work or housework. If you are physically fit and used to a heavy workload, you can train up to 6 days a week while still playing an athletic sport. Of course, in this case, it is even more important to pay attention to your body. Get enough sleep and have quality nutrition.

General Training Tips

Always make sure to heat properly.

Wear sneakers and comfortable clothes. Some forms of exercise will require certain clothing. Carry an exercise towel with you if needed, and stay hydrated, especially when exercising outside in hot weather.

Safety Precautions – These include, but are not limited to, sunscreen or insect repellant spray, having emergency contact information with you at all times, checking the safety of the training area, practicing situational awareness, adapting training habits, and adapting your training to the weather.

During workouts – 1) Active rest between sets and between exercises. Walk around your workout area and/or do light stretches to keep your circulation active and your muscles relaxed. 2) Take deep breaths during exercise and take breaks to stretch when necessary. 3) Don’t push through pain or signs of overtraining.

Designate an area in your home to exercise. It can be as simple as floor space! Also check your local parks and recreation departments if you want to train outdoors. Look online for local fitness groups or classes. Also, recreation departments often have a variety of activities to choose from. Some churches offer free exercise classes.

Options for finding cheap or free exercise equipment include: searching Craigslist, checking out free stuff groups on Facebook, or signing up for Freecycle and asking.

Some ideas for when you hit a plateau: lighten the intensity and focus on form, do plateau-breaking workouts, change exercises or other variables in a workout

warming tips

Proper warm-up prevents injuries, gives you energy for training, and improves muscle elasticity. Start with an exercise that gets your heart rate up and your blood flowing, to warm up for stretching and training. Ideas include brisk walking, cardio, jumping rope, small space exercises, and light calisthenics. Next, perform joint rotations, such as shoulder rolls. This helps lubricate the joints with synovial fluid and increases blood flow to the muscles.

Start stretching after joint rotations. Stretch only for mild to moderate discomfort. Pain is a sign that something is wrong or that you are overstretching. Gradually increase your range of motion and balance. Try to stretch as many muscles and joints as you can before a workout, or whenever you feel up to it. However, if the time is short, at least stretch the body parts you will be working on. After stretching, do your warm-up sets and then your work sets. Also, stretch lightly after each workout.

The use of cushions is recommended for greater comfort and to facilitate certain stretches. Folded towels and pillows work great. You can also use yoga straps, blocks, and/or bolsters if you already have some, but these are not strictly necessary.

Ideas for cardio include brisk walking, jogging, high-intensity interval training, and small space exercises done at a fast pace. Some ideas for exercises in small spaces: animal movements (like crawling like a bear and bunny hops), “mountain climbers”, jumping rope, running in place, jumping jacks, burpees and agility exercises that can be done in a small space. You can use small space drills to focus more on agility, mobility, cardio, or a combination.

lifestyle tips

Eat a variety of whole foods

Avoid empty calories

Take the time to read product labels.

Take a B12 supplement or Super B-Complex daily

Try to walk and/or stretch every day.

Big changes don’t have to be done all at once; Small changes from day to day add up Shake things up from time to time to increase motivation

Keep long-term goals in mind – consistency is key

Allow time each week to relax and be mindful

Health Fitness

Top 5 Yoga DVDs for Men

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Obesity has become an international concern. The results of being obese are critical and cause various unhealthy foods. Yoga poses can help you lose some of the excess weight and help you lead a healthy life. Frankly speaking, yoga poses are ideal for men, women, and even children. Your whole family can practice them.

Here is a list of some of the top 5 yoga DVDs for men of 2016.

Element: Hatha & Flow Yoga for Beginners

The Element: Hatha & Flow Yoga for Beginners is designed to reduce stress and increase your inner strength. If you feel like your health and lifestyle aren’t right, this DVD can help. It has a 30 minute training session where you can quickly learn how to start doing yoga exercises. The instructions are easy to understand and the guidance helpful.

AM Yoga for your week

The AM Yoga for Your Week is ideal for both men and women. It provides you with yoga exercises that you can practice all week. It’s a great workout tutorial and has five 20-minute sessions that give you the perfect workout. Each session covers something different and allows you to learn something new.

In yoga, you must know how to breathe properly. They also help you release tension and stress to stabilize your body.

Jillian Michaels: Yoga Fusion

Jillian Michaels: Yoga Meltdown is one of the best yoga DVDs of all time. She has received awards from various people throughout her life. Several people have benefited from it. The DVD comes with basic and basic training. The DVD is ideal for both experts and beginners.

Yoga for Beginners by Rodney Yee

Yoga for Beginners by Rodney Yee is the perfect yoga DVD for beginners who don’t know where to start. Many people have not been able to lose weight or achieve what they wanted because they do not follow the correct exercise methods. Using the correct postures, breathing techniques, and doing it the right way can only help you lose weight.

The Biggest Loser: The Workout – Yoga for Weight Loss

The Biggest Loser: The Workout – Weight Loss Yoga, considered as the best yoga DVD of 2016. The DVD comes with simple solutions for your yoga training. Ideal for beginners and professionals, learn to do natural poses. It helps you stay relaxed and calm while doing the exercises.

words of caution

Yoga DVDs for men can help you immensely in achieving what you can. If you are someone who has recently had an operation, has health problems and is on medication, you will first want to consult with your doctor about practicing yoga postures. Certain poses require you to bend and tense your muscles.

By doing them, you can put stress on your heart and other regions of the body. As soon as you feel any pain or discomfort, stop doing yoga poses immediately and take some rest. The idea of ​​using yoga DVDs is to have fun and achieve what you want, which is to lose weight and lose weight.

Yoga poses can be great weight loss exercises, as long as you feel comfortable doing them. Gather your whole family with you in the morning or evening and put on the DVD to start a new healthy family.

Legal Law

How to understand and use NCE and Stanines

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Some performance test scores are less meaningful than others to parent educators and classroom teachers. The normal curve equivalent, commonly known as the NCE score, falls into this category.

If a score is meaningless, it is often useless and is also considered irrelevant. However, because NCEs are part of most performance test reports, here are two things to know about this score.

First, NCEs are similar to percentile ranks in that they rank your student’s score from 1 (low) to 99 (high). If you look at the sample report on our website, you will see that the NCE scores follow the NP scores when looking at the report from left to right. The NCE score for the Total score in our sample report it is 50. Reaching an NCE of 50 is the only time the percentile score and this score are the same. When percentile rank scores are greater than 50, NCE scores will always be lower. The NCE score for Idiom in the sample report illustrates this. When the percentile ranks are less than 50, the NCE scores will be higher. The NCE scores for Reading Y Math in the sample report illustrates this.

Second, NCE scores allow for “meaningful” comparisons (mainly significant for statisticians) between different performance test batteries and between different tests within the same battery. How this works is complicated, and I won’t go into it here.

In the column to the right of the NCE scores are the stanin scores. The name of this score comes from the fact that it rates student performance on a standard scale from 1 (low) to 9 (high). A Stanine score of 5 falls in the middle of this scale and in our sample report corresponds to a percentile rank of 50, indicating that a student’s performance falls in the average range. Similarly, a Stanine score of 4 is associated with a slightly below-average percentile rank, as we see for Reading subtest A Stanine score of 6 is linked to a slightly above-average percentile rank, as we see for Idiom subtest

The value of stanine comes from the fact that because it is expressed as a single-digit number, it is easy to draw quick conclusions about a student’s performance. Stanine of 1 or 2 suggests that a student had problems with the content of the test. Stanine of 8 or 9 suggests a high degree of mastery of the concepts covered. However, keep in mind that statin levels are less precise than percentile ranks.

Thank you for reading,

Curt Bucrot, M.R.E.

Please feel free to forward this to any homeschoolers you think would benefit. Additionally, you have permission to copy this article on your blogs, forums, social media pages, or other websites. We only ask that you provide the live link at the bottom of the article that takes you to our website www.basicskills.net

Lifestyle Fashion

Is a cruise vacation for you?

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Cruise vacations are great fun and great value, but they’re not for everyone, so I want to explore what to expect from a cruise vacation and help you determine what type of cruise is right for you. In fact, I think almost everyone will love a cruise vacation, but you need to determine what type of cruise is for you: a 4-day short cruise, a 14-day long cruise, a Caribbean cruise, a Mediterranean cruise… well, you get the picture. I must confess that at one time I was not a fan of cruise vacations. In fact, I couldn’t think of a worse way to spend a vacation than on a boat. But in the last few years, I’ve become a cruise vacation fanatic and have been on three very fabulous (and very different) cruises (mostly because I was looking for a cheap travel deal) and now I can honestly say I love a vacation. on a cruise! But let’s go over some questions to ask yourself to determine if a cruise is for you or not.

1. Do you get seasickness or motion sickness easily?

The number one reason many people think they won’t like a cruise vacation is because they are prone to seasickness or motion sickness. I personally understand this because I can get very seasick when traveling in speedboats, small boats or catamarans if I don’t take the necessary precautions. For me, these precautions involve taking a motion sickness prevention product called Bonine (for adults and children) that you can buy at any pharmacy or department store like Target or Walmart (but use only as directed). Personally, I haven’t had any problems with seasickness on cruise ships (even when we’ve experienced very strong winds or waves and the ship was really rocking).

2. Why do you want to take a cruise vacation?

A. Why do you want to experience a cruise?

PROS:

Cruise ships are like four-star floating resorts and are so much more than just a vacation. They are an experience like no other vacation you have ever had. Cruises are a great value as they are “all-inclusive” vacations that include your transportation to different ports (when you would otherwise have to book additional airfare), your hotel (since you always have your stateroom), and your meals (offered 24 hours a day). /7 on many cruises). They are one of the best travel deals you can get for a budget vacation when you add up what it would cost to do a similar vacation with additional airfare, hotels and meals, not to mention the quality of the accommodations.

You can make your cruise vacation whatever you want it to be. Your days on a ship can be packed with activities from morning to night or you can just relax, shop and sunbathe by the pool, or just hang out in your stateroom. And when you arrive at each port, there are also dozens of shore and shore excursions for you to take.

CONS:

If you are single or have a partner without children, you may want to avoid taking cruise vacations during a season when there are no classes (especially during spring break) or traveling on a cruise line that caters heavily to the families. If you have a family, make sure you don’t choose a cruise line that caters to seniors (including senior citizens) and isn’t kid-friendly. Several cruise lines have programs for children that travel free (or offer this discount periodically, such as MSC Cruises and Costa Cruises) and these are good cruise lines for you to investigate.

B. Because you like the cruise itinerary and ports of call?

PROS:

One of my favorite things about a cruise vacation is that you can visit so many different destinations on one cruise, without having to repack, and all for one incredible price! On a recent 10-day Western Caribbean cruise, I had a balcony stateroom and went to the Cayman Islands, Colombia, Panama, Costa Rica, and Mexico for a total of $535 per person (including port fees and taxes!) ! This cruise itinerary was perfect because I had just the right amount of time in each port city and country we visited.

CONS:

Now, from the good to the bad to the ugly when it comes to choosing a cruise vacation based on your cruise itinerary. I took an incredible 8 day Mediterranean cruise from Barcelona with ports in Naples, Rome, Florence, Nice and Marseille. I had never been to Spain, Italy or the South of France, so this was a great itinerary to begin with. What I discovered, and what you need to be aware of, is just how limited your time can be when porting. Usually the port time is no more than 10-12 hours. For example, when I arrived in Rome from the port (a 60-90 minute train ride), I only had seven hours for sightseeing. You definitely need much more time than that to see everything the city of Rome has to offer and visit the highlights (Vatican, Sistine Chapel and Colosseum).

On cruise vacations, you should also be prepared that you may occasionally be unable to board due to inclement weather. This is what happened with Florence, so I couldn’t get my proverbial photo holding the Leaning Tower of Pisa. All that said, I had two weeks of incredible experiences packed and condensed into four days on the ground, including being struck down by the Pope in St. Peter’s Square in Rome and standing just 12 feet away from him when he passed by in the famous “Pope Mobile.”

C. Both A and B. Because you want to experience a cruise and you like the cruise itinerary?

PROS CONS:

There is one tricky part of planning a cruise vacation if you want to experience cruising and wonderful ports of call and that is where in the world do you want to go? With hundreds of different ports to choose from, you can find the cruise vacation of your dreams with cruises around the world, including Alaska, the Caribbean, Mexico, Europe, Asia, Bermuda, Hawaii, New England and Canada. But no matter where you decide to go, seeing the world on a cruise vacation is unlike any other trip.

Pets

Spousal Support Waiver Defense – No Laches Anymore – May Ban Collection of Arrears

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Prior to the January 1, 2003 amendment to California Family Code section 4502, laches (unreasonable delay with undue prejudice) was a defense to the collection of spousal support and child support. But on January 1, 2003, Family Code section 4502(c) eliminated the laches’ defense to back spousal support and child support. And while the aforementioned section 4502(c) was later struck down by the California Legislature, Family Code section 291(d) was enacted as a replacement.

In an action for enforcement of judgment for child or spousal support, the defendant may oppose, and the court may consider, the defense of laches only with respect to any part of the judgment that is due towards conditionunder Family Code Section 291(d).

Therefore, the alternative defense of waiver under California Civil Code section 3515 may be available to prohibit the collection of spousal and child support arrears, but no longer laches.

Delay inconsistent with intent to enforce right to support:

With the laches defense of common law for the collection of spousal support eliminated by the California Legislature, the laches defense set forth in Plescia’s marriage (1997) 59 CA 4th 252, 257-258, 69 CR 2d 120, 123-124, and in In re Marriage of Lamb (2007), 95cal. app. 4th 653, 115 cal. Rptr. 2d 787, is no longer good law.

This leaves the defendant-debtor spouse with the waiver defense. Waiver has been defined as “the intentional waiver of a known right or such ride that merits an inference of the waiver of such right, and may result from an express agreement Prayed be inferred from the circumstances indicating the intention to resign,” according to Panno v. Russian 82 cal. app. 2d 408, 412, 186 P. 2d 452.

In In re Marriage by Paboojian (1987) 189cal. app. 3d 1434, 235 Cal Rpt. 65, the Court of Appeals ruled that: “although the evidence of an express waiver is equivocal… (the) delay (the lack of demand for court-ordered child support for almost 16 years) in itself is not a defense of the right to enforce increased payments under the divorce decree, (citing DiMarco v. dimarco (1963) 60cal. 2d 387, 294, 33 cal. Rptr. 610), (b) but the delay is so inconsistent with the intent to assert the right to support that it substantiates the trial court’s decision for a waiver.”

Acceptance of a lesser amount of support and delay of 4 years without exemption:

However, it has been ruled hammer v. Hammer (2000) ___cal. app. 4th ___, that “mere acquiescence in paying an amount of child and spousal support less than that provided by a final dissolution judgment (is not) sufficient to constitute a waiver or prohibit collection of unpaid amounts” .

In hammer v. Hammer, upthe Court of Appeals found that… “it simply cannot be said that the four-year delay in the present case – especially in the absence of an express agreement to waive collection of the unpaid amount – was” ‘conduct so inconsistent with intent to assert the right in question to induce a reasonable belief that it has been waived,'” citing paboojian, up.

The passage of time is not enough in laches and waiver defenses:

As indicated in paboojian Y Hammer, up, the mere delay or passage of time is not enough to waive or prohibit spousal support. There must be a lack of intention to assert the right to aid, either by express agreement or an influence of circumstances indicating an intention to renounce, for Graham v. graham, (1959) 174cal. app. 2d 678, quote Panno v. Russian, up.

The same is true in the defense of eliminated laches. In fact, laches implies an unreasonable delay that causes undue prejudice to the party presenting the laches defense, according to Plescia’s marriage, up.

(The author, Roman P. Mosqueda, has practiced family law for over 20 years in California, New York, and the Philippines. He published a book: Manual of marriage and its dissolution.)