Business

How to read a balance sheet

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Reading or analyzing your balance sheet can sound a bit daunting, like it’s something stock analysts and bank managers do. I would like to bring it much closer to you and help you get familiar with it so that you can use it as one of your trading tools.

Preparation of accurate financial statements
To get started, we need to obtain accurate financial statements for your business. It is not always as easy or as obvious as it seems. Many small business owners, when they first come to me, complain about not having a correct balance sheet. They had a family member who took care of their books and that person had very basic knowledge of QuickBooks and knew how to enter bills and pay bills.

To prepare accurate financial statements for a business, a little more accounting knowledge is needed. So let’s make sure we have that first.

reading a balance sheet
Now we can start by understanding its main categories: assets, liabilities, and equity. It’s really all very logical and intuitive. Assets are simply things your business owns, liabilities are the business’s debts and obligations, and equity is the residual value. Your balance should always balance and the equation is:

Assets = Liabilities + Equity

Assets and liabilities are further divided into short-term and long-term categories. Short-term is considered everything that expires within 12 months or the operating cycle.

Examples of current (short-term) assets are: cash, marketable securities, accounts receivable, and inventory.

Long-term assets can be items such as: property, plant and equipment (land, buildings, equipment and vehicles) and intangible assets (for example, goodwill and trademarks).

On the liability side, we have the current category typically made up of: accounts payable, current portion of long-term debt, unearned income, taxes payable, and salary increases.

And here are examples of long-term liabilities: long-term notes and bonds payable.

The equity section typically contains the following: common stock, retained earnings, and net income for the period. The equity section will be different depending on the legal structure of the business.

balance sheet analysis
If you only look at one period, you analyze it vertically, unlike comparative analysis when you look at two or more periods.

The best way to read and analyze a balance sheet is to use ratios, because absolute numbers don’t tell the whole story and don’t capture the important relationships between the different components of the balance sheet and thus the business.

Ratios, on the other hand, are like barometers, helping you stay on track and warning you when things start to go in the wrong direction.

The most important proportions are:

Current ratio = Current assets / Current liabilities
Quick Ratio = Current Assets minus Inventory / Current Liabilities
Net Working Capital = Current Assets minus Current Liabilities
Debt to Asset Ratio = Total Liabilities / Total Assets
Debt to Equity Ratio = Total Liabilities / Stockholders’ Equity

Home Kitchen

Types and characteristics of softwood

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Softwood is a wood that is used for many different purposes, from building furniture to roofing and even construction. There are several types, but curiously this wood comes from coniferous trees, which are trees that do not lose their leaves.

The advantage of these trees is that they grow very tall and straight, making them the ideal choice for cutting the lengths of wood needed for various applications. Even better, this type of wood grows fast, making it an affordable option whether you’re building a new home or looking to make new cabinets for your kitchen.

Pine is probably one of the best known types of softwood and is used for a variety of purposes from shelving to construction. Cedar is another popular choice, often used for furniture and wainscoting, while redwood is used for cabinets, shelving, and ceilings. There are other options, but these are the three most people can relate to.

The main characteristic of softwood is that it is very easy to work with. It is easy to drill, plan and shape, making it a popular choice in both the construction and woodworking industries.

Another advantage of this is that it is much more affordable than hardwood and is lighter in both color and weight. If you’re looking for different types and characteristics of softwood, you’ll be pleased to know that there’s a wider variety than you’d find when looking for hardwood.

However, there are a few factors to consider, the most important being why you want to buy lumber. What are you going to use it for? If you’re looking for a natural wood floor, choose hardwood. But if you’re looking to build a house, make a piece of furniture, or need siding, then softwood is the best choice.

Because this wood is softer, it is a pleasure to work with and is widely used throughout the world. Although there is an important consideration, you need to understand the grades, moisture content, and options available to ensure you are purchasing the right product for your particular project.

Only buy from a reputable supplier that is known for their experience and knowledge in the industry. This is very important because you need to know that the product you are buying is what you will get. When building a home and choosing Grade A softwood lumber, you should know that the correct grade will arrive at your doorstep, reducing unnecessary delays in the construction process.

The best way to ensure this is to do a little research on where the wood comes from and who the supplier is. Some companies will import the lumber from Canada using a reputable company that is reliable and trustworthy.

When the product arrives at your door, be sure to check the qualifying seal against the paperwork to ensure the product received is the product ordered. The price will depend on the grade you choose, with grade A being the most expensive option.

Because this type of wood is so widely available, grading is a must to determine the strength and durability of the wood. This type of wood is not as durable as hardwood when used in high-traffic areas, such as a floor. I wouldn’t use it for flooring, it’s much better suited for cabinets and construction. Hardwood, on the other hand, is not ideal for use in construction because it is not as easy to work with, which can cause costly delays in the construction process.

Take the time to learn about the different classifications, types, and characteristics of softwood lumber before making any final decisions to ensure that the lumber you purchase is the best choice for your specific project.

Auto

Transport your vehicle at a low price with auto transport services

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If you want a company to move your vehicle, you’ll need to do some serious research first. A simple internet search term for “auto transport discount” will reveal thousands of results and it’s your job to find the best ones. However, unless you really know what you’re talking about, how do you know which discount auto transport offer is genuine and which one shouldn’t be trusted with a raw egg, let alone your vehicle? One great thing is that just by looking at the different companies out there, you will already learn a lot about transportation methods.

Auto Transport Discount Quote Search
As stated above, the best way to learn about transporting your car is by contacting companies. However, as also stated above, an internet search will return thousands of results and you probably won’t have time to try them both. People often assume that the hits that appear on the front page are also the best. They usually are, but you shouldn’t blindly accept this. The website owner may be better at SEO marketing than offering car transport discounts. Unfortunately, it’s not as simple as contacting the top five companies and hoping for the best. So how do you get a list of companies that you can request quotes from? Using common sense is generally the best policy. Look at the results of the car transport companies you have found and think about which ones seem genuine and which ones do not. As stated above, most of the really good companies that offer car transport discounts manage to show up on the first page of Google, so realistically you just have to look at those results, or maybe go to the second page. page too. Take a look at the websites and weed out the ones that have a poorly designed or poorly written website, as well as those that are too flashy. That’s a very common sales gimmick and it’s just not what you should be looking for. Hopefully, once you’ve completed this, you should be left with no more than five different companies offering discount car transport, and with any luck, the best car transport service nationwide is among them. Getting five quotes is always the best policy, because it allows you to really compare the different offers and find out who offers the best value for money. Always remember that value for money does not mean cheap. Talk to each of the companies you’re considering and tell them about the vehicle you want to transport. Ask them how they plan to transport it. This will give you a good idea of ​​the methods used by companies that offer discounts on car transport. Always ask why they choose a specific method, as this will give you a better idea of ​​what seems safest to you.

Using the online world even more to find the best car transport service nationwide
In fact, you can use the Internet to your benefit even more. As shown, the Internet should already help you find the best car transport service nationwide, but it also allows you to have a wider search range. If you only used the yellow pages, you will be limited to your geographic area and this is not necessarily the best auto transport discount out there. Not only that, if you were to purchase a vehicle that is far from your geographic area, it will make much more business sense to use a company that is closer to the location of the vehicle, rather than your location, as this will usually work. more economical.

Using the Internet will also help you significantly reduce costs. Many companies claim that if you can find the same similar quote at a cheaper price, they will match it or even reduce it. Admittedly, this may add some time to your search for the best auto transport companies, but we live in tough economic times and getting the best deal on something is very important. In addition, the Internet can even provide you with price comparison websites for car transport discounts, where you can find the best price with just a glance. Remember, though, that finding the best price doesn’t necessarily get you the best possible company, so be sure to check companies one by one. Last but not least, finding a company online and booking your car transport online can get you even more discounts. Clearly, the Internet is your best friend when searching for auto transport discounts. Make sure you use it to the best of your ability.

What to expect from the service
Armed with all of this information, you should be able to find the best value for money on your car transport service. But what can you expect from a car transport company? What service will you receive and what will they actually do? A car transport company is capable of transporting vehicles from one place to another. This can be beneficial if you work for a salvage company or own a junkyard. Or maybe you’ve seen your dream car on the other side of the country and you don’t really have the ability to go out and drive it yourself. There is a discount car transport service to load your vehicle or vehicles and take you to the destination of your choice. The vehicle is securely tied to the back of a truck, along with any other vehicles, and driven to its destination. The best car transport service nationwide will always be happy to explain more details about it. Don’t confuse discount auto transport services with tow trucks. A tow truck tows a car a relatively short distance. This may be because they have committed a parking violation or because they have broken down next to a road. Whatever the case, the key here is that this service is not applicable for long distances. After all, you couldn’t tow a car all over California, for example.

The bottom line
Basically, you should never feel rushed when making a decision. A car transport company tends to transport an item that is generally of high value. A car, after all, is not a cheap toy that can be easily thrown away. Be sure to pay close attention to all the quotes you receive. Read all the fine print on any details the auto transport discount company sends you. Think about things like what kind of insurance do they have, what would happen if their vehicle arrived damaged, what would happen if they didn’t arrive on time. If your car has to be transported very long distances, make sure the discount car transport service has measures in place to protect the health and safety of its drivers. Do you have machines installed that force trucks to go no faster than a certain speed? What arrangements do you have in terms of working hours? Also look at the history of the company. Have you had mainly satisfied customers and if not, what were the complaints? When looking at the complaints that a car transport company has received, it is not so much about the content of the complaint, but how the company has responded. Remember that there are people who feel that complaining is a national sport, which makes it clear that the reaction to any complaint is much more important.

You should now be armed with all the information you could possibly need to find the best car transport company. Always remember that it is good to look for a car transport discount, but that price should not be the main factor in finding the best car transport service nationwide. In fact, what is important is that the discount auto transport company you intend to work with is reliable and experienced in handling what you need. Do they know the vehicle or vehicles you want to transport? Do they understand how to keep things safe and secure? Do you protect your staff? Do they have a good track record? For one last bit of security, you can again use the internet to find reviews on the different discount car transport services out there. Make sure these reviews are independent and not from the company itself. Also, don’t trust the reviews you read on the company’s website. It is very unlikely that they will post something there that is very negative. This does not mean that the positive reviews about the service are not genuine. However, they won’t give you a complete picture of the customer experience. Never be afraid to ask questions, a good company should be happy to answer any query.

Digital Marketing

Influencer Marketing on Instagram

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Facebook Ads, eBooks, YouTube Marketing, Twitter and Blogging, are one of those new marketing methods that appear every day or every week and really help businesses to increase their trust and online marketing. But it can be exciting to spot which fashion marketing strategies are real. We know that there is one thing that reigns over all those methods: Influencer Marketing, right! But what is the connection of influencer marketing to Instagram marketing?

If you are not very familiar with what Influencer Marketing is, it is a form of marketing that focuses on using key ambassadors to spread your brand concept and message to your audiences, your target market and possibly a larger market. Instagram has over 300 million monthly users, and 70% of Instagram users have already searched for brands on the same platform who wanted to gobble up their content. This is why Instagram marketing is effective for your eCommerce business if used correctly.

Instead of marketing directly to a group of consumers, you may want to hire and inspire influencers to spread the word for you. Well, Instagram has become a place for influencers, many of them have grown their audience from small to millions in a short period of time. These internet celebrities wield enormous authority over a budding audience of virgin consumers. They have a great influence on their audience and can affect the latest trends available. if you work with them? You will be able to accelerate your product development in a short period of time.

For businesses, you need to start identifying the right influencers to work with. This is in some ways the inflexible part of the whole process, you don’t want to mess things up at this stage as it impacts your entire marketing strategy. Take note, if influencers don’t like working with your brand then stop pandering to them, you don’t have to pressure an influencer into a relationship, if you keep begging them they are likely to falsely praise your product. , ending in a large number of comments saying “spam” from the audience. Once you’ve found the perfect person for your project, offer to run a test campaign before going deeper into the relationship.

Using Instagram Analytics tools is important to track important metrics like comments, engagements, and calls to action that have a huge impact on your business.

It should be noted that you should engage with your team regarding campaign strategy, to stay up-to-date on your campaigns. If you achieve this efficiently, you will be surprised with the result and the benefits that influencer marketing can have on your business.

Instagram Influencers are users with a significant audience that may be one of your clients.

Relationship

Raising Semi-Adults – What is a Semi-Adult?

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I feel like coining a phrase today. Some well-known relationship writers will note the tendency to write books that help parents understand their adult children’s behavior. You will write chapters trying to explain why such children tend to treat their relationship with older adults who love them like a Chinese menu. They have a propensity to choose how they will relate to their parents, sometimes as a partner and sometimes as a child. This, of course, drives parents a little crazy because they would make the opposite choices from the same menu, choosing the child over the partner and the partner over the child in a given situation. The big-name writer will somehow stumble across (hint, hint) this blog and steal credit for coining the term: semi-adult. Remember you heard it here first.

A semi-adult is a legally adult child who is still dependent on their parents in some way. That dependency includes but is not limited to financial, physical, legal, or moral in nature. Due to the child’s dependency, she is not yet able to operate as a peer in the relationship with her parents.

College students whose education is being paid for by their parents are the classic example of what I would call a semi-adult. Conflict arises when the child demands/expects the freedom to make decisions without being willing and/or able to accept the consequences of her action. We tested this when our semi-adult children went through the debit card learning curve.

Conflict can also arise as a parent due to the child’s dependency which demands that the child remain childish in their relationship rather than move towards peer status. Constant negative comments about an adult child’s decisions that cause the child to choose some kind of avoidance behavior is a good example of a parent not understanding the nature of a semi-adult relationship. I have to take care to avoid this behavior. My daughter has a job and is fulfilling her obligations (even titles). She is also on a spending spree. Saving for a rainy day is not on her agenda yet. I’m trying (I really am) to respect her as a peer in the way she’s using her money. I have to bite my tongue so often that it is swollen.

There you go; the term semi-adult can now be admitted into the English lexicon. Can someone get in touch with Webster’s?

Health Fitness

Benefits of whey protein for weight loss or weight gain

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Whey protein supplements have been around for many years, originally classified as bodybuilding supplements. Whey protein supplements started out as bad tasting protein powders that couldn’t be mixed, but have now dramatically improved to the point where they taste great and can be mixed with a fork, blender or shaker in 10 minutes. to 20 seconds.

More recently, whey protein supplements have been classified as sports supplements, and in recent years, whey protein has received a lot of positive publicity about how it can boost the immune system and help with weight loss or support lean muscle growth, which results in weight gain. . As the director of the company behind Promart Supplements, I can tell you that whey protein supplements CAN help you lose or gain weight, and I’ll explain that below.

weightloss
Your body weight is controlled by your calorie intake, not protein. If you’re in a caloric deficit long enough, you’ll lose weight because you’ll be using more energy than you’re taking in. But starving yourself slows down your metabolism, leaving you tired and lethargic, and also sets off a trigger for your body to go into starvation mode and retain as much of its energy stores (fat) as possible for the long term. This is not good, because even if you can follow a very low calorie diet and lose weight, you will feel rough and end up with a ‘skinny fat’ appearance. If you want long-term progressive weight loss, with an improved physique, better health, and more energy, follow these tips:

  1. consume 10 calories per day per pound of body weight
  2. spread daily calories over 6 equal meals
  3. keep protein high by supplementing meals with whey protein. Each serving of whey protein is only about 100 calories, as it contains very small amounts of carbohydrates and fat.
  4. drink 8-10 glasses of water per day
  5. OPTIONAL: Do some light cardio, four mornings a week on an empty stomach for 40 minutes, followed by a protein shake. This is the best time in terms of your hormone levels to lose only fat and it works well. Use a heart rate monitor to monitor your exertion levels.
  6. OPTIONAL: High intensity exercise 2-3 nights per week, using free weights with a 12-15 rep range, using slow controlled reps. This will increase muscle tone, but with fewer calories you won’t get bigger, just more toned.

weight gain
For lean muscle weight gain, the exact same principles apply, but your body needs more calories. Instead of consuming 10 calories per day per pound of body weight, consume 18-20 calories per day per pound of body weight, that is 18x if you have a slow metabolism and 20x if you have a fast metabolism. Protein is more critical for success and you should ensure you consume protein every 2-3 hours, totaling 1.5g of protein per pound of body weight per day.

Legal Law

The Legal System and Technology in the 21st Century

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Technology has found its way into almost every facet of human lifestyles. For your edification, this discussion continues, as well as an addition to previous study formats. In offering this informative passage, the legal system is just one more profession that has been conquered by technology.

We are aware of the court reporters and PCs that record and track our legal system, but what about the CGA System? The computer generated animation presentation can be admitted in our American court system. The admissible evidence in criminal trial(s) has been registered as a previous case ruled by the Supreme Court. As reported by Legal Intelligencer’s Asher Hawkins, differing arguments by six Pennsylvania Supreme Court justices concluded that a Lackawana common pleas judge correctly admitted the use of CGA during a 2002 first-degree murder case. CGA He has been portrayed in several television shows. like CSI Investigations and Crime 360.

Justice Sandra Schultz Newman wrote: “Society has become increasingly dependent on computers in business and in our personal lives…” She went on to say: “With each technological advance, the practice of law becomes more sophisticated. and consistent with the need to get rid of any technophobia and be more willing to embrace advances that have the ability to improve the efficiency of the legal system.”

Prosecution teams, including forensic pathologists and crime scene reconstructionists, presented a murder case to the jury; the prosecutor’s version… the accused did not possess and/or did not have access to this tool. An argument against this procedure in court is that a defendant, a poor person, can order an equivalent production. In other words, could the defense match the expenses associated with bringing the indictment to court? Another judge suggested that it would be wise to exclude CGA evidence if an indigent or poor defendant could not afford “equivalent production” costs. The basic cost could be more than $20,000.00. Another legal professional commented on whether the CGA costs were worth it. The judges also took note of the fact that CGAs are becoming less expensive to produce and could be a vital tool in speedily expediting court cases. In any event, pretrial motions that include CGA evidence should be treated with respect. Jury instructions and indigent defendants (lacking food, clothing, and other necessities of life due to poverty; needy; poor; impoverished, destitute) are required with the permission of the court for the presentation of such evidence.

The position of the judges was to ensure that the Computer Generated Animation was fair and accurate while allowing defenders the opportunity to challenge its rationale. The magistrates have also pointed this out, to make it clear to the jury that it was not intended to be a re-enactment or simulation, but simply an expression of opinions formed by expert witnesses. Another judge expressed his position… “I think it’s a valuable tool, but a tool that should be used sparingly. I don’t think it’s necessary in every case.” Newman also wrote, “The difference is that the law does not, and should not, prohibit the competent professional employment of new technologies in the courtroom. This is the 21st century, after all.”

Each state has its own court system. There is also a federal court system. Decisions made during adjudication by federal administration agencies may be appealed to a federal court. Similarly, decisions made by state administrative agencies can be appealed to a state court. The definition of adjudication (to adjudicate) is to issue a judicial decision. In the administrative process, the procedure in which an administrative law judge hears and decides on the issues that arise when an administrative agency accuses a person or firm of violating the law or the regulations applied by the agency. An administrative agency is an agency of the state or federal government established to perform a specific function. Administrative agencies are authorized by legislative acts to make and enforce the rules for administering and enforcing acts.

Typically, a state court system will include several levels or levels of courts: (a) trial courts of limited jurisdiction, (b) trial courts of general jurisdiction, (c) appellate courts, and (d) the highest court in the state (often referred to as the State Supreme Court). Anyone who is a party to a lawsuit has the opportunity and/or the right to argue their case in a trial court and then, if they lose, in at least one level of appellate court. In addition, if the decision of the State Supreme Court involves a federal law or a federal constitutional issue, that decision may be appealed to the Supreme Court of the United States.

Have you ever wondered, with all the jurisprudence (the science or philosophy of law, a body or system of law, a department of law, Civil Law, court decisions, especially of review courts) activities that flood the earth, how could the legal system work without technology?

Monica Bay of Law Technology News reported that small firm attorneys, especially freelancers, have resisted adopting case/practice management software (CMS), though there is no doubt that it can help firms provide faster, better and cheaper services to its customers. Several observers suggest that the initial threshold of establishing a management system intimidates companies. One software consultant, Tom O’Connor, said, “Everyone loves technology but hates installing it.”

Project management hasn’t been a prominent topic in many schools, according to an independent IT consultant in Minneapolis. Successful project management depends on a large network of people. An effective Electronic Data Discovery (EDD) Project Network includes: clients, partners, IT legal staff, associates, paralegals, internal consultants, service providers, and technical experts. Without a doubt, the use of project management (PM) to mitigate risk while providing consistent and quality results that represent significant benchmarks in the process of maturation of the EDD environment.

Used in many corporations to increase productivity, quality control programs like Sigma Six have been generating interest. Understanding why and where problems occur has a huge impact on reducing errors. The application of these principles and practices in electronic data discovery processes improves a lawyer’s results with higher quality and lower costs. The reasons for the growing interest in project management are the recognition that success depends on effective management.

Mitigating risk and reducing costs by applying “E-Discovery Techniques” offered a host of considerations, for example, matching schedules, securing external IT experts, proposing and following “E-Discovery” protocol, hiring a special teacher for compliance monitoring and dispute resolution, use of checklists containing critical steps and reminders for each step in and of a project, working service providers, working with attorneys to find answers to the right questions, since supplier management requires special attention to service level agreements (SLAs ‘possesses).

In the meantime, discover these definitions/legal jargon terms that can help you in your studies of management, business, daily life and technology:

surrogacy – Any claim that a creditor has against a debtor now becomes the security interest. Included are the rights of creditors in bankruptcy, the rights of collateral possession by the creditor, and the rights to judgments guaranteed by the creditor: the collateral is now in the shoes of the creditor against the debtor.

Compensation – The right to request reimbursement/guaranteed payment to a director for legal costs, fees and/or lawsuits involved in the defense of corporations – (clients) related lawsuits. It is enough to put the right to compensation for services as directors (representatives/lawyers).

Habeas corpus – held against their will – against their constitutional right(s), an order that requires a person to be brought before a judge or court, esp. for the investigation of a restriction of a person’s liberty, used as protection against unlawful imprisonment, one of a variety of court orders that may be issued to bring a party before a court or judge, having the function of releasing the party of illegal restraint.

write – a legal order, a court document.

Wrong – personal injury, a civil damage that does not arise from a breach of contract… a breach of a legal duty that immediately causes damage or injury to another.

Posterity – the offspring of one parent to the most distant generation; decendents; all future generations; successive or future generations collectively; The judgment of this age must be left to posterity; all descendants of a single person.

HIPA – The Health Insurance Portability and Accountability Act of 1996 (HIPAA) was enacted to ensure that personal information stored, accessed, or processed complies with a set of guidelines or “security rules.” These rules describe the security measures that must be in place to adequately secure all electronic protected health information (EPHI). LogRhythm directly complies with some HIPAA requirements, reduces the cost of complying with others, and provides out-of-the-box HIPAA reporting packages.

stockings – require public companies to create, monitor and manage controls over many aspects of their financial reporting. Some companies have discovered that such transparency is not easy. The rules require not only new processes, but also new tools that can determine if reporting systems and standards are up to the task. In general, SOX applications can be classified into three main market segments, according to Forrester Research. Those in the enterprise applications space include Oracle and SAP; IBM and Stellent fall under the enterprise content management (ECM) heading; and OpenPages and Paisley Consulting are considered specialists and compete with Certus, HandySoft and other exclusive providers.

Where is that technology has not reached? Are playgrounds really behind in technology? Are they out of the loop like many “non-tech savvy” or poor people are? The “Great Technical Gap”… imagine!

After all, this is the 21st century.

Until next time…

by

Gregory V. Boulware

3.16.10

Pets

Soft-Coated Wheaten Terrier Dog Breed Profile Information

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Description: The Soft Coated Wheaten Terrier is a medium-sized dog with a height at the withers of 17 to 20 inches and a weight of 30 to 45 pounds, depending on the sex. The bitch is a little smaller than the dog. This dog has a long, single coat that is found in various shades of wheat. Puppies are born with dark fur, and the change to the lighter coat does not occur until the dog is about 2 years old. The tail of the Soft Coated Wheaten Terrier can be left natural or amputated. The Soft Coated Wheaten Terrier will live from 12 to 15 years of age. This dog is also known as the Irish Soft Coated Wheaten Terrier, Wheaten Terrier, and Wheaten.

History: Descended from the Irish Terrier and the Kerry Blue Terrier, the Soft Coated Wheaten Terrier was a farm dog in Ireland. It is known to have been used there for over 200 years. Interestingly, the docked tail began as a tax exemption: if the tail was docked, the Wheaten was considered a working dog and was not subject to dog tax. This dog was a versatile farm dog, making a living killing vermin, herding herd animals, hunting, and guarding the home.

Temperament: The Soft Coated Wheaten Terrier is a cheerful dog with an optimistic outlook on life. While not as aggressive as other terrier breeds, this dog will bark at a stranger and protect the family from him. El Trigo is very affectionate with his humans and loves to play with them. Children are fine with this dog and enjoy his company. The Wheaten should be socialized with cats when he is young, but will always exhibit hunting instincts when he is around small animals.

Health Issues – Although generally a healthy dog, the Wheaten can suffer from gastrointestinal ailments and eye problems. The most serious threats to this dog are two protein wasting diseases, one affecting the kidneys and the other affecting the intestines. Protein is lost from these organs and there is no cure for either condition.

Grooming: Since the Wheaten is single coated rather than double coated, it is easy to groom. This dog will only need to be brushed and combed two to three times a week. The Wheaten does not shed much and is considered hypoallergenic. The Wheaten’s teeth need to be brushed several times a week, and it’s a good idea to get the dog used to this while he’s still a puppy.

Living Conditions: As the Soft Coated Wheaten Terrier bonds strongly with its human family, it is best when kept in the home where it can participate in family activities. This dog can live in an apartment since he has a calm character, but if he does, you have to give him a good walk every day. They will work part of their energy with the game inside. During hot weather, it may be a good idea to skip the walk, as the Wheaten does not adapt well to heat.

Real Estate

is the future of real estate investment in megapolitan areas

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Experts believe that real estate development and construction will produce some $25 trillion in revenue between now and 2030. Most also agree that most of that revenue will trickle down to and through the top ten megapolitan areas. important in the United States. This amount of revenue will completely dwarf the construction boom that followed World War II and means an unprecedented amount of growth and opportunity for investors.

Megapolitan is defined as two or more existing metropolitan areas that have grown together to become one large area and the boundaries of the community have become blurred. An example of one such area is from San Diego to Santa Barbara. When you drive from San Diego, you will pass through Oceanside, Newport Beach, Long Beach, Los Angeles, Thousand Oaks, Oxnard, Ventura, and Santa Barbara. It is very difficult to know when you leave one city and enter another. Robert Lang of urban studies at Virginia Tech has theorized that two-thirds of the population will live in 10 of these megapolitan areas by the year 2040.

Atlantic Coast: Stretches from Boston through New York, Philadelphia, and Washington.

Gulf Coast Belt – Brownsville, Corpus Christi, Houston, New Orleans to Mobile.

I 85 Corridor – Birmingham, Atlanta, Charlotte, Raleigh to Durham.

Valley of the Sun – Phoenix to Tucson.

South – Florida Miami, Tampa to Orlando.

Southland – Los Angeles to Las Vegas.

Great Lakes Area Detroit, Chicago to Pittsburgh.

Northern California – San Francisco to Sacramento.

I 35 Corridor – San Antonio, Austin, Dallas, Ardmore, Okalahoma City to Kansas City.

Cascadian-Eugene, Portland to Seattle.

Megapolitan Areas will have certain characteristics in common. They will combine at least two existing metropolitan areas together. Each will total more than 10 million residents by 2040. They will have a similar physical environment. Have very good transport infrastructure and support. Goods and services flow freely from one urban area to another. They will also require a large geographic area that is suitable for large-scale regional planning.

It is true that some of these megapolitan areas have been affected by economic problems, but even CNN’s Money magazine agrees that these areas are some of the best for real estate development and investment. Why is that, and what should you look for when trying to protect your investment in these areas?

Of course, it is very important to be careful about the industries that support these megapolitan areas. Investing in areas related to the automotive industry or manufacturing may not be a good idea. However, the megapolitan areas of New York and Charlotte, North Carolina, have done very well in recent years because their dominant advertising, banking, and investment industries have better track records than these other, less trustworthy industries. Absolutely nothing is completely safe or 100% reliable when it comes to business and industry, but obviously one can use some common sense when it comes to investing in certain areas.

Megapolitan areas are often more desirable for industry and new businesses because they already have a skilled workforce and developed real estate. A company looking to build a large factory or set up a back office is unlikely to choose a desolate area, even though real estate may be more affordable. There is no population in this immediate area to support your business through staff, vendors, and sometimes even available roads and houses. This is one of the reasons that megapolitan areas seem to consistently and steadily attract established industries and businesses and emerging businesses as well.

If you’re looking for a solid real estate investment area, you may be drawn to more scattered areas because they’re more affordable, but remember that sometimes you get what you pay for. Instead, consider investing what you can in these established megapolitan areas. By using a little common sense and doing your homework, you will surely find that it is the right choice.

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Music licensing: what, how and why is important for your company

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Music licensing is commonly referred to as ‘royalty-free music’ or ‘production music’. This is music that has been written and produced for the sole purpose of being used in another project. Anyone can then license this music for a fee, to use in their project.

What about commercial music?

Commercial music, written and performed by artists like Adele, M83 and U2, for example, may not be used for any purpose other than personal/private performance. When you buy a CD or download an MP3, it is specifically stated that you cannot do anything with that song or music track except listen to it yourself. Any commercial use is prohibited, including playing it on the radio for clients in a hair salon.

To play commercial music to the public, a public performance license from the appropriate performing rights organization in that country is required. In the UK it may be PRS or PPL. In the US/Canada, it may be BMI or ASCAP. These organizations charge a fee to the business owner, based on the size of their business/location. This can be expensive and time consuming just to play the radio for your customers at your facility, but it allows the company to play the radio for their customers without legal issues.

This is not a suitable solution for video production and film making as the use and purpose of music are not the same. As many video production companies produce content for clients, they need background music for their video/movie that is licensed for its intended purpose. When licensing commercial music, arranging such a license for online, public, in-store performance, and mass distribution quickly becomes expensive and complicated.

Royalty-Free Music Licensing offers a simple and cost-effective solution to acquiring well-produced music with all the necessary rights for the customer, within an affordable and transparent license.

Who needs to license music?

Anyone who creates digital content with the intent to publish it online or publicly. It really is that simple. You may not legally use music that you have not written yourself or obtained a license from a music library.

What about ‘home movies’ and ‘personal projects’?

The same rules apply to home movies and personal projects, but because these are produced non-profit and professionally on behalf of a client, it is possible to use commercial music in this type of content. However, when this content is posted on social platforms like Facebook and YouTube, your video may be blocked in certain countries or removed altogether. This is because commercial artists and record labels have an agreement in place that monitors the use of their content on these platforms and can enforce it accordingly. However, there are many commercial artists and record labels that allow the use of their music in exchange for publicity. An advertisement will be attached to your content as a pre-roll, overlay, or halftime break during the video in exchange for permission to use your music track. If you’re producing something personal, ‘for fun’, then this shouldn’t be a problem.

The risks of using commercial music in professional video

A client may want to see the latest chart-topping hit in your video because it resonates with their target audience or they feel it represents their brand. However, as stated above, this could end up being immediately blocked or deleted with further implications such as account suspension. If the video is not blocked or removed, it will be displayed with ads.

This is the last thing you want for your client. You produced a video promoting your new product, and before the video starts, ads for competing brands and products are shown to viewers. It degrades the potential of the video and the brand.

Why license RIGHTS FREE MUSIC?

There are THREE key reasons why the right music licenses are so important.

1. You are using music that will NOT be subject to copyright claims, blocking, or removal when posted online. This means that you can deliver your final product to your customer without fear of any music-related issues.

2. You can MONETIZE the content you produce. If you are producing the content for your own online channel on YouTube, you will certainly enter the partner program to earn money from the ads displayed on your videos. You cannot make money from these ads if the music is not licensed as it will go directly to the artist/producer of the music. Pay music license, make money from that music license. Easy.

3. Create an identity for your video. Whether you’re producing something on behalf of a client or for yourself. If you use a very popular and well-known commercial music track, that song is likely to resonate more with the viewer than its content. However, if you create really great video content AND license the perfect music track that no one has ever heard before, you are offering a completely unique audiovisual package that is fresh and new.

What about free music?

If you search for it, you will find music that is available to use for free. But ask yourself, why is it free?

Free in exchange for ads and revenue.

The creator could be giving you permission to use their music in exchange for advertising revenue online through YouTube and Facebook, and you won’t know until you post it and find out. Ads will be shown alongside your video, and all revenue will go to the artist.

A sample of poor quality.

The free music track you’re using could be a low-quality sample of something an artist is trying to sell. This could be a low 128kbs MP3 that looks adequate, but when played with high quality content, it will sound low, muted, and generally not that great. When music is licensed from a library, it must be available in streaming quality WAV or 320kbps MP3 as standard.

Who else is using it?

You won’t be the only one looking for free music. People who create content purely for personal projects don’t have a budget for music licenses, so they need something free. If you’re producing a project for a client who’s paying you, would they be happy if you used the same free music track as everyone else? If it’s free, chances are a lot of people will use it.

Settlement and Insurance

Anyone can upload a music track online. There is no background screening, no quality control, and no legal guarantee. Any blog or digital content platform can host a music track for others to share. So when you’re downloading a ‘free music track’, how do you know that the provider actually has the rights to give it to you? When you license a music track from a professionally curated library, you have the assurance that each music track has been legally reviewed, contracted, and published so you can license and use it.

Why pay for music?

There are thousands of music tracks online. What is the difference between ‘Track A’ and ‘Track B’? As a video producer/filmmaker, ask yourself this question: “There are thousands of video cameras available. iPhones can shoot 4K video and you can plug a microphone into it. Why should a business hire me to shoot their video?”

When you license music from an accredited library, you are paying for the experience in writing and composing the music track. From the beginning, middle and end. The quality of the instruments used. Dynamic audio production, builds and crescendos. Mastering and post production edits so that a 3 minute piece can be condensed into a short 30 second edit without losing any of the magic of the music track.

The difference you get when someone shoots a corporate video on their iPhone compared to someone shooting the same video with a professional camera, lighting, and staging is painfully obvious. It’s no different when it comes to music or photography. There is the technology, the knowledge, the skill and the ability to combine them to achieve a result of the highest quality.

What can I do with licensed music?

What you want. Music may be licensed for limited use or global distribution, mass production, and streaming. You can license music for a specific purpose and adapt it to fit any additional requirements at any time.

Royalty-free music licensing aims to be the most cost-effective and practical solution for using music in your professional projects. General online distribution is commonly a one-time license fee per track for lifetime use.