Home Kitchen

Double Play: designs that appeal to both the baby boomer and millennial generations

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Today, Baby Boomers and Millennials make up the largest demographic group in the nation. Over the next decade, these two groups are expected to dominate the real estate market as they gear up to buy new homes. As home builders, architects, and design tradesmen, we must be prepared to meet that demand.

By incorporating design features that these buyers seek, we are able to successfully appeal to both groups, giving them exactly what they need, based on their similarities and differences.

similarities:

  • The desire to reduce the size. Millennials don’t have a lot of “stuff,” while Boomers don’t need as much space anymore if they’re empty nesters. Both buyers are looking for a smaller sized home to call their own. Anywhere between 1,850 and 1,900 square feet is the average size that appeals to both types of buyers.
  • Focus on a great kitchen space. Whenever a gathering is thrown, everyone eventually gravitates toward the kitchen. It is the “heart” of the home. Boomers and Millennials recognize this and are drawn to homes that offer a well-designed, open kitchen optimized for entertaining guests and cooking together as a family.
  • A large open room. These shoppers envision fun, social interactions in a central area. Both Millennials and Boomers are “experience-oriented” and therefore often entertain family, friends, children, grandchildren, or co-workers. Integrating the dining, living, and kitchen areas into one space that can accommodate a variety of situations is ideal for both types of buyers.
  • Outdoor living space they love. Whether they’re grilling outside on summer nights, playing in the yard, or enjoying the sunset with friends and family, Boomers and Millennials alike demand outdoor space and are often willing to pay upwards of $ 5,000 for an improved outdoor area.
  • Provide space for flexible rooms. Boomers are looking for extra space that can change over time to suit their hobbies and interests. Millennials need a space that can accommodate the ever-increasing size of their family. Having this space available in your plans is ideal for both types of buyers.
  • Pets need love too. For Boomers and Millennials alike, pets are members of the family. Both groups appreciate a special space for their pets, as well as storage space for all their food, toys, and other necessities. A nook under the stairs for a pet bed or built-in laundry room storage will pique the interest of your shoppers as they envision a comfortable area for their furry family member while keeping food and supplies out of sight.
  • Go easy on the stairs. Many Millennials are working in a fast-growing family with young children. Boomers are looking for a space that requires less physical maintenance so they can focus more on relaxing and having fun. For both lifestyles, stairs can be an inconvenience. Therefore, consider avoiding the use of stairs in your floor plans when you can.

Differences:

  • Separate living rooms. Boomers had formal living rooms in their previous homes that were rarely used. Now, Boomers don’t want or need that extra area to live. Create unused space that requires unnecessary maintenance. Millennials, on the other hand, want a separate living room to “show off” to guests. Although this could be considered a “formal” living space, Millennials will keep this area more casual than Boomers’ previous formal living rooms.
  • The Great Garage Debate. Being environmentally conscious, Millennials tend to embrace public transportation and ride sharing. You don’t necessarily need a garage for car parking, although you can use it to store bikes, sports equipment, or garden supplies. However, they may prefer to have the square footage inside the house, rather than in a garage. Boomers also use their garages for more than just cars. They can use them as work space, extra storage, or a place to store their golf clubs, skis, and other gear. Boomers often want a three-car garage, even if they’re a one-car family.
  • Energy efficiency. Energy efficient homes appeal to the Boomer population, saving them time and hassle. In fact, 76% of them are willing to spend the extra cost of upgrades on efficiency packages that can save them at least $100 a month. Millennials feel that these types of options should already be included in the home and will not pay more for this feature.
  • Storage. At this point in their lives, Boomers are downsizing, but they don’t necessarily want to get rid of all the items they’ve collected over the years. 71% of Boomers are willing to spend an extra $5,000 on an area designated for storage only. Because experiences are more important than tangible items, less than half of the Millennial population is willing to pay more for storage in their homes.
  • Rent, rent, rent. Bonuses for fantastic land are popular with Boomers. This is not the case for millennials. With less money to spend, Millennials are more focused on being close to good schools, lush parks, and shopping, rather than owning a home in a prime spot in the community. Boomers have the means to buy a home with the best views, in a desirable part of town, or perhaps well situated on a golf course or near the beach.

Boomers and Millennials have striking similarities and some differences as well. By paying attention to what they are looking for, architects, builders, model home marketers and designers can deliver homes that resonate with these buyers and help them envision their dreams. When homes and communities are created to appeal to these two segments of buyers and their similarities, it really is a double game!

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5 signs that a man is serious about a woman

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There are the exceptions, the men who finally give in when pushed relentlessly, but these relationships don’t last. I have a friend who says “I won’t stop trying to hook it until it’s mine”. She will be ruthless in her activities and ultimately she will end up having to be deceitful in some way. She doesn’t believe in the allure of mystery or playing hard to get. In the end, she ends up disappointed. Eventually, these men find out and walk out the door. Men are a mindless race. ‘It is what it is’. Men are not as prone to being difficult and causing total confusion as women are. If you’re not sure if her intentions are sincere, here are some signs that she’s got you hooked.

1. He calls on the phone.

Generally, when men start to think that things may be tense in the relationship and that something doesn’t feel right…they will call and try to find out what it is. If you’ve dated him a few times and have a feeling he might be the one, but he’s elusive. Then you may need to take a second look and move on before hanging out to dry. He just isn’t interested if you can’t reach him easily.

Most men know that by calling you they are showing interest. Unless he’s shy and scared when dealing with women, he’ll call you. Once you’ve had a few dates and real connections and feelings have been formed, men will go to great lengths to contact you. He calls you to say “I was thinking about you, so I thought I’d call you.” If the man’s problem is that he’s shy or intimidated, you don’t want to be the one having to train him for the benefit of his future girlfriends…or do you?

2. He includes you in family activities.

He invites you to places with friends or family. If he includes you in activities with his loved ones, he wants you to be a part of his life. Why would you take a person you don’t give a fuck about to meet your family? Then you will have to go through all the questioning later when you are asked about her. Meeting the family is a big deal for a man and, in his opinion, it’s a big step. So if you played scrabble with mom and dad on “Saturday Scrabble Day,” his weekly ritual, he thinks you’re definitely a girlfriend.

3. Suggests that you leave things at his house.

If he asks you to leave a change of clothes, toiletries, etc. instead then you are acknowledging a commitment. Mind you, if he’s putting your stuff away in a box in the basement at the end of a maze with a retinal scanner to clear, then he’s hiding your relationship from someone. If his things aren’t out in the open, or where they can be easily spotted by anyone who stops by to visit, he’s not taking your time together seriously. Or worse yet, he has someone else he cares about, and you’re the one helping him get lost. If you can drop your bright pink toothbrush into the space next to hers, you’re in.

4. He lets you drive his car. Not because he’s been drinking. / And without him as a passenger.

If you drive a car that doesn’t have a back seat because it was stolen and the rear window is covered with plastic wrap, then this shouldn’t apply. You probably shouldn’t be driving that car anyway. This is for the guy who loves his car, spends hours waxing it, and takes pride in taking care of it. If he gives you the keys to his most prized possession, and not because it’s a matter of life and death (a designated driver), you’ve been deemed trustworthy. In his mind, he is showing the utmost trust in you, and the keys to his apartment will soon follow.

5. He says “I love you” with no hope of sex in sight.

If you’re walking down an aisle at the local market and he stops you to say “I love you,” he really does. Men are overwhelmed with emotion in the sack, but this is short-lived and in the throes of passion, it is not wise to put all your faith in their words. Men are like a valve that opens when pressure builds, this is the same for sex, but also for feelings and love. For men it is the action that counts, not the words. But if at the most random and unpredictable moment he expresses his feelings for you and has nothing to gain in the immediate future, he means it.

There are exceptions to this, but this applies if you are unsure at the start of a relationship. If the two of you have been together for a few months and in bed he says that he loves you, then listen to him. Some men could take a whole year to utter the words. He always tries to look at the context in which he expresses his undying love for you. Never say “I love you” first. Always. Even if he loves you, he might get scared and feel like things are getting out of hand. Out of his control, that is.

If the two of you have been together for a long time, you should know where he stands in his love for you. If she doesn’t, then she has bigger fish to fry. Women get their hearts broken every day by men they trust. Those who have thrown caution to the wind and ended up being swept away or tossed aside might have mitigated the blow if they had kept their hearts a bit.

Men can be influenced by many things that can affect how they view a budding relationship. Friends, family, past heartbreaks, and fear of commitment. Let them express themselves naturally and without pressure. If he’s not talking about his feelings all the time, that doesn’t mean he doesn’t have real feelings for you.

Digital Marketing

Review: FutureHype: The Myths of Technology

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Author: Bob Seidensticker

ISBN: 1576753700

In an era where there is considerable hype about the wonders of modern technology, Bob Seidensticker urges us to step back and put everything into a more realistic perspective, or, as he so aptly puts it, we should vaccinate against hype.

Seidensticker’s main theme in FutureHype: The Myths Of Technology Change is that the rate of technological change does not increase exponentially. According to Seidensticker, although we may be living in an era of rapid change, this does not mean that we are the only ones to have experienced this phenomenon. In earlier times, people had their own examples of rapid change, and to find out if our times are really unique, it is necessary to compare today’s social change with that of the past. In fact, as Seidensticker warns us, “the popular perception of modern technology is inflated and out of step with reality.”

Divided into two parts, the book first illustrates how we fall into the trap of seeing technology incorrectly and short-sightedly. Seidensticker underlines his arguments with several concrete examples that are developed throughout this first section.

As an example, we are reminded that a technology may be innovative, but the product we build from that technology need not be revolutionary, particularly if our predictions are off the mark. It must be remembered that predictions are often more a picture of the present than of the future, and there is often a danger of careless extrapolation.

The Internet may be able to provide us with a great deal of information, however, this will lead us to be better informed. Probably not, as the downside is that much of the information is unreliable and just plain rubbish!

One of the hype we are all bombarded with on a daily basis is that we should blindly trust modern technology and put all our eggs in one basket. This is all great until the basket is broken as we become more and more dependent on software that is sometimes full of bugs or where we have fragile and brittle technology. All of this has undoubtedly created much of the insecurity we feel today in our modern world.

The second part of the book looks at the constancy of change across a broad spectrum of areas: popular culture, health and safety, fear and anxiety, personal technologies, and business. We have an excellent study of the history of technology that is illustrated with stories of thousands of years of human advancement that show us that technological change is not unique to our days.

FutureHype: The Myths Of Technology Change immerses readers in a challenging study in which technology should not be considered good, bad, or neutral. As Seidensticker states: “a technology is not inherently good or bad, but it will have an impact”. The important thing is the impact, since it will have a good side and a bad side.

Bob Seidensticker has spent twenty-five years in the technology industry and holds thirteen software patents. His extensive experience is quite evident with his insightful and compelling study as he alerts his readers to the dangers of technological infatuation. He also warns us that we must never lose sight of the myths surrounding technology and the unexpected ways in which it evolves and affects our lives, while also examining its drawbacks. As his book concludes, he leaves us with a very important warning, “don’t be intimidated into buying a particular technology because a vendor, an ad, or his nephew tells you to.” Ask yourself if the product is right for you.

Relationship

3 cheerful and fun secret Santa games

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This Christmas, many families will be looking for cool activities to do with their families. One thing they can do is play Christmas gift games. Not only are they fun, they can also be quite inexpensive. Playing games like Secret Santa will help make the holidays that much more special for the kids and the whole family. It will also teach your children the importance of giving and thinking of others when giving gifts. Gift giving remains the same, but the rules vary from game to game. Here are some great gift games to play with your family this Christmas.

The most fun game you can play with your kids this Christmas is Naughty or Nice. The game is based on how Santa supposedly decides who gets the gifts. Good kids get gifts and bad kids get a lump of coal as a warning to change their habits. The object of the game is not to be the person caught with the lump of coal. First make sure you have received gifts from a common wish list of what everyone wanted. You can set the maximum amount each person can spend, and then assign who buys which gift. On Christmas day, each person chooses a gift at random. So they have three options. They can keep the gift they have, choose a new one, or trade with a neighbor. Then everyone opens their presents. The one who gets coal loses but can be given a consolation gift if the loser is a child.

Another great Santa game is Dirty Santa. This game is a version of Secret Santa that has a seedy underside that allows for double crosses and heists. As in Secret Santa, all participants must purchase a gift. Instead of purchasing a gift for a designated person, however, gifts are purchased without a particular recipient in mind. The real fun begins when players choose their gifts. They can decide to keep their gift or choose a new one. Then everyone else has the option to exchange the gifts for the one they just picked. This makes the game challenging, especially if someone chooses a gift that looks promising.

Another great game is the Dirty Dice Christmas Gift Grab Game. The rules are simple. A stack of various gifts is placed in the center of the room. The game also uses a pair of dice and a set time of 15 minutes. If a person gets a double, they can choose a gift from the pile. Once the time limit is up, everyone who has gifts can open them. The next part gets tricky. The timer is set and everyone must start rolling the dice once more. If a person gets doubles, they can steal a gift from anyone. If a player rolls double sixes, he can keep the gift he stole without fear of having his own stolen.

You can do something special for your children by having them receive a letter from Santa. This can be ordered online and personalized with the three good things they did during the year and some of the items they wanted to receive for Christmas. The letters are also made to look as authentic as possible. Each letter bears Santa’s signature and a special North Pole postmark.

Gaming

Find out which Temco fireplace doors fit your firebox

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Typical Temco fireplace doors are created with tempered glass which is refractory metals. The main purpose of such accessories for your home is to ensure that your home remains warm and protected. Combustion chambers have already been used for many centuries. They have been carried out without the need for electronic and electrical devices for their operation. Today, as the modern age enters, people are looking for ways to make their home look and function better. New additions such as oven backs, air dampers, and non-vent systems are created according to market demands. Some newer versions of the stove also paved the way for the creation of today’s models that use propane and liquid gas to keep wood fires burning all night.

To find the best Temco fireplace doors for your home, you need to consider the installation style. Some of the cover models can only be used when the correct type of fireplace style is also present. The original Temco TLC36-3 combustion chamber opening, for example, requires a custom-made panel cover to ensure that the heat from within is utilized. This style has a frame size of 36 by 21 5/8. Potential clients of the design must present the manufacturer with the appropriate size of the frame. As it is a glass cover specially made from tempered materials, it is durable and strong.

One of Temco’s most well-known styles of fireplace doors is the Special Z door. This creation is made from an anodized aluminum casing that is encased in a 3/4-inch-wide frame. This design is perfect for use only in the type of fireplaces with no clearance. The model is also prepared for its installation as an internal fit to the mouth of the fireplace. As a whole, Temco glass doors are painted in finishes of all kinds. Door opening designs also include the double folding method and rail opening, which uses small rollers of granules to slide the door. Custom designed for your home, the protective shields will go a long way before they break.

Health Fitness

Drink green tea and sleep well, among the tips to lose weight in 2018

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Eat raw fruits and vegetables

In addition, the energy that the body acquires through fruits and vegetables is greater than with other foods and this helps to put an end to the desire to eat, that is, with these foods you relieve hunger and burn fat.

keep moving

According to research conducted by the University of Missouri, being inactive for four hours or more slows down your metabolism considerably. This means it increases fat storage, so we recommend moving for 10 minutes every four hours, or five every two to combat this.

Do cardio work at the end of your exercise routine

If you are already exercising, do not trust the routine you do, at the end of your activity, before doing an hour on a bicycle or treadmill, it is better to do your exercise routine to increase muscle or do exercises to shape the body (this will help you spend most of your body’s stored carbs or glycogen for energy), so you start burning more fat for energy during your cardio workout, so you won’t be burning a combination of fat and carbs because you’ve already expended most of it of carbohydrates stored by your body for the energy you used during your 45 minutes of muscle-building or body-sculpting exercises.

sleep well

If you don’t sleep well, your leptin level drops and this doesn’t help, because leptin is a protein in your blood that suppresses your appetite. According to studies carried out by the University of Laval in Quebec, sleeping between seven and eight hours is ideal to keep this protein at a good level. But if you sleep less than six and more than eight, this can affect you.

drink green tea

Drinking three to five cups of green tea a day will help burn 35% to 43% more fat. If you don’t have time to brew your own green tea, you can simply take a green tea diet pill.

Chew your food longer

A defect that our body has is not knowing that you have eaten enough after a while, this is something that we inherited from a long time ago, when we did not know for sure that the next day we would have food, but now what it can do is to eat slowly, chewing 12 to 15 times the bite to give the body time to feel full.

Eating with children’s cutlery

Not kidding, using smaller plates and cutlery will limit your meals or portion size, small cutlery will lead to smaller bites and slower eating so you can tell when you’re full and with fewer calories ingested.

eat more fiber

To eliminate fat quickly and easily, and this helps to lose weight, add a lot of fiber to your diet, this will help you even without dieting or exercising, of course if you add these two things the results will be even faster.

The effect of fiber on the body is not only digestive, but it helps you feel full faster. If your meals consist primarily of fiber, protein, and water, you’ll feel more full and have higher energy levels throughout the day.

avoid soft drinks

There is not much to say, soft drinks are ideal drinks to gain weight, so it is better to drink water, which, having no calories, can help you lose up to half a kilo each week.

keep a record

This was because those who took the record were better able to estimate their portions, so they ate the correct amount.

Legal Law

I’m worried that my normal hair won’t grow back after my telogen effluvium ends: ideas to help

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I sometimes hear from people who have been suffering from telogen effluvium hair loss that they worry that their hair follicles have become damaged and as a result will not be able to produce healthy or normal hair once again.

Common comments are things like, “I’ve had hair loss for over a year. During that time, my new growth was thin and constantly falling out, so I never had a chance to grow it back normally. Now, it seems that the fall has stopped.. But I am worried about my regrowth. Will my follicles be able to grow normal, healthy hair again? Or have they been damaged by this process? I have a terrible feeling that I am going to grow back thin, sickly, loose. hairs”.

I’m certainly not a medical expert, but based on my own experience and observation, as long as the triggers that caused the shedding in the first place have been removed and you have no other hair loss or scalp issues, then your hair cycles are normal. (including regrowth) should eventually resume. Sometimes people worry that their scalp or their ability to regrow hair has been negatively affected because they see their new hair fall out or notice that it looks thin shortly after recovery. Sometimes the new hair has to grow a few inches in length before it begins to reach a normal diameter. Also, you may need a couple of shedding cycles before your normal hair cycles resume.

If your hair is a couple of inches long or you keep seeing things that worry you for a couple of months after recovery, then there are other possibilities. The first is that the original trigger has returned or a new trigger has emerged. If your hair loss is due to medical problems, then it may not be completely resolved. Another possibility is the inflammatory process. Rapid and drastic hair loss and growth can sometimes cause an inflammation process in the scalp that can affect regrowth. However, if this is the case, you will often see a reddish or pinkish scalp that feels tight or itchy.

If you’ve ruled these things out, ask yourself if it’s possible that telogen effluvium was an androgen-driven process instead. Androgen-induced hair loss or androgenetic alopecia is the most common form of hair loss, even for women. And one of the symptoms of this type of hair loss is a scalp and hair follicles that struggle to regrow and maintain healthy hair due to excess androgens (or your body’s reaction to normal androgens). time and you keep seeing things that worry you, then it might be a good idea to explore if your hair loss is androgen driven. Also, some hair loss begins as an effluvium and eventually becomes androgen-induced hair loss as soon as a person reaches the age when androgenetic alopecia would have started in the first place.

So to answer the question posed, in my experience the follicles are not negatively affected by shedding in the long run. While hair may look different when it’s still short and it’s not uncommon to have a few abnormal cycles before normal patterns resume, the follicles should behave normally several months after shedding ends. If they are not, then it is important to see if there are other possibilities (such as inflammation, medical issues, or androgens) that need to be addressed.

Lifestyle Fashion

Life as an empathic or highly sensitive person?

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Empaths can be referred to as highly sensitive individuals, easily affected by their environment and personal interactions. His basis for living is based on feeling and perceiving as opposed to the mental process of logic and fact finding. They rely on intuition for guidance, demonstrate compassion in personal interactions, and use emotional language to convey their point of view. People are drawn to their warm personality and sympathetic ear, making them excellent counselors and humanitarians. As wonderful as it sounds, many empaths and sensitives find themselves easily burned out or suffering from anxiety, unfounded fears, and general confusion about who they are.

If you are reading this article, you may be wondering what the difference is between empathic and sensitive people. Are they one in the same? Everyone has varying degrees of sensitivity, from someone who can be as sensitive as a brick wall (no sensitivity) to someone who can feel the effects of a feather falling on the ground (very sensitive). When it comes to empathic and highly sensitive people or HSPs, there are subtle differences. The main one is that empaths can experience the physical, emotional and mental pain of another. A sensitive can feel compassion without physically assuming it.

What empaths and HSPs have in common is their ability to connect with the world through sensory communication. They are sponges when it comes to receiving energy waste emitted by others or left in places. It is not uncommon to walk into an empty room and feel uncomfortable or even physically ill. In fact, it is common for those who are very sensitive to take on so much energy waste that it causes anxiety, thoughts that are out of place, or feelings of being overwhelmed.

In the extreme, an empath may suddenly have a desire or longing that is uncharacteristic. Alcohol, sex, smoking, eating foods you wouldn’t normally consider. Fortunately, the experience can be quick, disengaging when the person leaves the trigger behind.

Empaths and HSPs attract those who instinctively know they will benefit from interacting with someone who is open to giving. It may be in the form of one individual unloading their emotional baggage, empathy draining of vitality while the other walks away positively transformed.

In more serious cases, an individual may pray for their generous nature. Draining vitality and instilling dominance leaves the empath and HSP questioning their own motives, desires, and goals. Making them targets for unbalanced personal relationships.

The generous nature of the empath or HSP often lacks the conviction to leave the relationship, believing instead that they are there to help or heal the other person. Putting others before themselves is a familiar and often repetitive aspect of their lives.

In relationships, they adapt their behavior and mood to avoid confrontation.

Empaths and HSPs innately choose to avoid living from a controlled ego state and therefore may have difficulty with conventional academic learning methods. When in the company of someone who lives by logic and reason, they will inadvertently adapt to the individual’s mood and behavior instead of going head-to-head in a battle of will. The goal is to avoid confrontation and having to focus on an intellectualized view of life that would only bore and belittle what they hold dear, live life, experience love and connect with all that is.

Empaths and HSPs can get into a personal relationship with someone who is logical in nature, making it a very good foundation for people to find balance in their individual personalities. However, if the empath or HSP has failed to understand her sensitivity, he will end up adapting to align with the other person’s needs, favoring her likes and dislikes while suppressing her own needs.

It may be out of fear of losing out on the relationship, “If I don’t assimilate, won’t they like me?” or instinctively basing your personality on another provides a sense of trust that is often lacking in empaths. “If I behave like them, I’ll be fine.” Whatever the reason, the result is that empaths lose connection with themselves. Their authentic selves are overshadowed by the need to please others, and in doing so they base their own identity on an external source.

Adapting to people in a forced environment like work can be a nightmare for an empath. The need to earn a living outweighs the need to care for oneself and manage one’s sensory capacity. Many will find themselves going from job to job hoping for a different environment. Those who choose to stay in one position may appear calm, smiling, and pleasant when pressed, but lack real interaction. They will get the job done, but at what cost to personal well-being?

Are you an empath?

It may sound crazy, but many people are very sensitive, they empathize and they don’t even know it. Traditionally, we call sensitives, clarisintients, a French word meaning; Clear Sensation (Conscious). These people know that they are sensitive by nature, but to what extent is where the problem exists.

Common features are:

Overwhelmed by people or places

Easily adapt to the mood and tone of others.

Experiencing the physical, emotional, and mental pain of others.

Feeling confused by too many thoughts and feelings.

Attract people who like to openly share their problems.

You feel the need to distance yourself from people and society.

If you identified with two or more of the above traits, consider yourself on the highest sensitivity scale. Over the past 15 years, I have seen a rise in sensitivity among those who often thought they were too emotional, questioning whether they belonged in a world that favors the intellect over the heart. Leaving many with the question, what is my place in this world and who am I? This is all because no one has told you that you have a finely tuned sensory system that can receive subtle frequencies that the body translates through the physical senses.

The benefits of being an empathic or highly sensitive person

Inventors, entrepreneurs, explorers, humanitarians are all on the highest sensitivity scale. With a positive self-awareness, they continue to use their creativity, connection with others to benefit the world.

Choosing to understand and develop sensitivity provides many benefits.

A deep connection with your authentic self

Clear and intuitive vision

The ability to go through the BS and see what really needs to be done

Satisfying relationships because you know what the other person’s needs are

Open to create what you want

Raise the restrictions that cause doubts

Set personal boundaries, avoiding unhealthy relationships.

How do I work with my sensitivity?

Recognition of sensitivity is the key to knowing that you are not going crazy; you are not unusual, you are you and sensitivity is your normality. Now, understanding what and how your sensitivity works is essential, so managing incoming data becomes easier than running away from social events or dreading shopping.

awareness is the key

· Start by being aware of changes in feelings, thoughts, behavior, cravings. Take note of what is happening at that moment, where are you, who are you with?

Know when you need to spend time alone. Recharging the batteries is crucial.

· Limits are necessary. If someone is wearing you down, be polite and end the interaction.

Salt baths (sea salt) or time by the sea are wonderful, indeed a must for the sensitive. Salt contains negative ions that create positive results.

Nature is a filter that all sensitive people need. Connect with the air, the earth, smell the flowers and feel rejuvenated.

· Do something fun! Laughter releases happy chemicals. When we laugh, we feel good.

Confusion is a sign that you are giving too much of yourself. Take a step back, go within, reflect in solitude, breathe, listen to soft music or meditate on a positive happy scene.

Integrate awareness into daily life to emit the interception energies of control of your moods, behavior, thoughts and feelings. In a short time, you will receive confirmation of what is best for you regarding the path in life, options and opportunities.

Pets

Miniature Pomeranian – Beauty with a Brain

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The Miniature Pomeranian, a miniature dog of the Nordic family, is a compact, short-backed, active dog. Originally used as a sled dog in Iceland and Lapland, the Pomeranian has now become a great companion for humans. Contrary to the size available on the market today, Pomeranians were bred to be much larger and weigh around thirty pounds. But breeders later went to great lengths to make the breed smaller. According to the standard specified by the American Kennel Club (AKC), a Pomeranian can weigh between three and seven pounds, however, Pomeranians that participate in dog shows must weigh between four and six pounds.

The dog has unlimited intelligence. With a great lively character, the dog extrovertedly shows his intelligence in almost all aspects. Although very small in size, he is tremendously alert and attentive to strangers. Because of these qualities, the Miniature Pomeranian makes a great watchdog. Their intelligence is a great asset in dog training that can be applied in various fields including different therapies. The miniature Pomeranian is a symbol of beauty and intelligence. Therefore, he is a valuable show dog on the one hand, and a great friend for life on the other.

The Miniature Pomeranian has an exquisite double coat consisting of a soft, dense undercoat and a long, straight, shiny, rough-textured topcoat. The coat is significantly dense on the neck, the front of the shoulders, and the chest. This makes the fur in these areas look like a ruffle. Body hair is longer compared to hair on the head and legs. The tail is really beautiful with long straight hair, which overflows extensively. The lifespan of a typical Pomeranian is around twelve to fifteen years, however in some cases they can live up to twenty to thirty-five years.

Although health complications are not as common in the Miniature Pomeranian, they can still suffer from some complications, such as dislocation of the patella. This is a common thing among miniature breeds. Additionally, Legg-Calvé-Perthes syndrome, hip dysplasia, patent ductus arteriosus, and collapsed trachea can occur in the Pomeranian. They are also susceptible to skin diseases such as acute moist dermatitis, hot spots, follicular dysplasia, and a few others.

Regular grooming is essential for the Miniature Pomeranian. Regular brushing of your little Pomeranian will keep him mat-free and keep his hair thick and luxurious. Although the coat needs little trimming, shaving is almost unnecessary. Regular ear and nail care is also strongly recommended. It’s not a good idea to bathe your Pom too often, as it can damage the texture of the skin and the shine of the coat by removing essential oils. Like many other breeds, the Miniature Pomeranian is very susceptible to dental problems, so regular dental care is also necessary. A minimum of one tooth brushing per week is required.

Many great personalities own Pomeranians, including Sir Isaac Newton, Queen Victoria, Michelangelo, Paris Hilton, Sharon Osborne, Maria Sharapova, and many others. There are many interesting stories about these dogs and some famous personalities. The Pomeranian belonging to Michelangelo, the great painter of the Italian Renaissance, witnessed the great work of the Sistine Chapel. Another interesting event is, of course, with Sir Isaac Newton’s Pomeranian Diamond, who knocked over a candle and set fire to some valuable research papers and created a painful story in the age of scientific invention.

Real Estate

A Disaster Loan is a Disaster: Debt Resolution and Debt Forgiveness Nearly Impossible

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It makes little sense, since the SBA has a definitive Offer in Compromise program; we initiate it frequently and resolve delinquent loans very effectively. There are procedures, guidelines, requirements and a resolution process. It works. It’s often hard to navigate, cumbersome to use, but since we understand the process well and have a lot of practice with it, and have a lot of success with it, we do it.

Not so with Katrina disaster loans or other disaster loans that go into default.

For some reason, they have not received the memorandum. They are not aware of any Offer in Compromise process and act as if they are not SBA guaranteed loans. They cannot be resolved. We know that we have tried repeatedly and got nowhere each time.

Apparently, the SBA has determined in its own infinite wisdom that there is a significant difference between directly lending money that Congress gives them to support disaster situations and guarantees on loans made through traditional banks. For some reason, this is enough of a difference that there is an offer in compromise procedure for guaranteed loan issuances through banks and direct loan issuances directly from the SBA.

Why there is a difference, I don’t know. I can’t even understand the logic behind such a demarcation, but there is.

A defaulted disaster loan goes directly to the Department of Justice, the US Treasury and is handled by an Assistant United States Attorney and prosecuted as if the default were a crime.

Now, in fact, we have taken the defense of such a situation through the Federal District Court system and litigated it before a Federal District Judge and achieved a great discharge, our typical 90% discharge on a $1.2 million loan. dollars, however, the sad part of it is the huge legal fee borrowers had to pay for such justice. It took years and a small fortune for legal fees that could have been used to reduce the debt, but instead were used to prove that the borrowers were broke and out of work and couldn’t afford to pay another dime. In fact, the payment was structured over several years.

Picture the scene, your home and business razed to the ground, your entire community gone, and the SBA is on site working from a mobile office, offering on-site cash to rebuild. The rebuild didn’t go well, it didn’t bring back the business or the market, and the revenue is gone seemingly forever, and then the second disaster strikes, the SBA comes collecting their reimbursement, and although the borrower never recovered from the disaster, he lost everything he owned. . , the US Treasury is going to collect no matter what.

Despite the facts and despite the reality that the SBA has a debt forgiveness plan, disaster loans are not included in this process. Let’s hit borrowers again, says the SBA, collect no matter what…and they do…no matter what, and until you get to US Federal District Court, no settlements are available. We know. We are defending a handful and we are not winning. We are losing.