Real Estate

Free SBA Small Business Loan Help

Why should anyone be interested in helping you for free?

The government benefits from making small business start-up loans and helping.

o Statistics show that small businesses outnumber large ones.

o Small businesses employ more than 50 percent of the workforce.

o Small businesses contribute more than 50 percent of the nation’s GDP-Gross Domestic Product.

o Small businesses are the main source of new jobs.

Starting a small business or expanding your small business is not easy. The SBA gives you free expert guidance and help. The US Small Business Administration was established in 1953 and has business offices in every state. The SBA works with thousands of credit, educational, and training institutions across the country. It does not award grants, but offers advice. Government small business loans are offered to many entrepreneurs. Check the websites of state economic development agencies to see if it is available in your state.

The SBA is only a guarantor for loans offered by banks and other private financial institutions. Credit institutions that accept the terms of the SBA make loans to small businesses through the SBA. In case of impossibility of repayment of the loan within the stipulated time; the SBA pays the lender the agreed amount of collateral and the borrower has to pay the SBA the full amount.

Can the SBA Help You?

Small business is one that is independently owned and operated and is not dominant in its field of operation. The SBA has regulations to determine if your business qualifies as a small business. You can search the SBA website or federal government regulations to find out if your small business start-up loan or small business expansion loan qualifies. Your business has qualified, so the next question any lender would ask is: Do you have a business plan?

Most lenders require a detailed description of the business you are starting or expanding. Search the SBA website http://www.sba.gov/starting_business/index.html for planning options and advice. The many things the SBA helps you with is

o Writing a business plan

o Get the loan

o Marketing

o Licenses and Laws

o Patents and copyrights

o Sell to the government and abroad

o Hiring of employees

o Buy the right equipment.

Among the various programs, minority small business loans, women’s small business loans, small business loans for veterans and young entrepreneurs stand out. The various small business loan programs offered by the SBA are:

Basic 7 (a) loan guarantee

This is the premier business loan program. It is offered to those who do not qualify for loans through normal loan channels. The terms offered by the SBA are more flexible. Eligible loans are those in which the loan proceeds are used for sound business purposes. Maturity is 10 to 25 years depending on working capital and fixed assets. http://www.sba.gov/financing/sbaloan/7a.htm

Loan prequalification

Low-income borrowers, disabled business owners, exporters, rural and specialty industries are the target of this program. Bad credit small business loans do not fall into this category. The applicant has a credit worthiness, so it is easier to secure the loan. http://www.sba.gov/financing/sbaloan/prequalification.htm

Certified Development Company (CDC), a 504 loan program

This is a variant of the Basic 7 (a) loan to obtain real estate or equipment for expansion or modernization. http://www.sba.gov/financing/sbaloan/cdc504.htm

Microloan, a 7 (m) loan program

It is available at select locations in most states. The SBA is the guarantor of the organizations that provided the loans, technical assistance and management of the small-scale financing. Nonprofit child care centers can also take advantage of these loans for working capital or to purchase inventory or supplies. http://www.sba.gov/financing/sbaloan/microloans.htm

Disaster recovery

Homeowners, homeowners in disaster areas qualify for this loan program. The term of the loan is 30 years and the interest rate is less than 8 percent for those who can obtain credit elsewhere and below 4 percent for those who cannot obtain credit elsewhere. http://www.sba.gov/disaster_recov/loaninfo/property.html

Shopping Product Reviews

Pet names – cool names for your dog, cat, hamster, or other pet

So you’ve adopted or bought a new pet: a dog, a cat, a hamster, a fish, a snake, a parakeet, or maybe a hermit crab. Whats Next? Of course, you will need to provide a good home – cage, aquarium, etc., and all the necessary supplies. But something is still missing: your pet will need a good name.

Perhaps you are going blank when it comes to naming ideas. Or maybe you are overwhelmed by the myriad of possible names. Hopefully this article will give you some ideas if you are stuck and give you a little direction if you are feeling overwhelmed.

What color or colors is your pet? Many people like to name their pet based on color.

Names for a black pet – Midnight, Blackie, Jet, Inky, Shadow, Ebony, Pepper, Charcoal or Char

Is your pet white? Here are some possibilities – Snowy, Snowflake, Snowball, Frosty, Ice, Sugar, Winter, Ivory

Is your pet brown? Here are some suggestions – Brownie, Eartha, Clay, Coffee, Java, Sienna, Bear, Cub

Is your pet multicolored? Try these – Patches, Freckles, Fall, Calico or Callie, Confetti

Another factor to consider when trying to find a name is your pet’s personality or behavior. Here are some suggestions:

The pet that likes to jump – Cricket, Grasshopper, Hopper, Kanga or Roo

The aggressive or alpha animal – Bandit, Bandito, Sergeant, Chief, Cleopatra or Cleo, Blanca, Queen or Queen, King, Prince, Princess

Dog names taken from the entertainment field:

Benji – The main character in a movie series.

Lassie – The main character in a TV series and movies.

Astro, the family dog ​​on the TV show, the Jetsons.

Tramp – The main character of the male dog in the Disney movie “Lady and the Tramp.”

Lady: the protagonist dog of the film “Lady and the Tramp” by Disney.

Snoopy – the character of the dog in the “Peanuts” comics and movies.

Pluto – famous dog “Walt Disney”.

Goofy – famous dog from “Walt Disney”.

Dynomutt – A cartoon superhero dog.

Bruno, the dog character from the Disney movie, “Cinderella.”

Cat names taken from the entertainment field:

Felix – the main character in comic strips and movies.

Garfield – the main character in comics, television and movies.

Simba: the main character of the lion in the Disney movie “The Lion King”.

Mufasa – Simba’s father in the Disney movie “The Lion King”.

Sarabi – Simba’s mother in the Disney movie “The Lion King”.

Scar – the villainous lion in the Disney movie “The Lion King”.

Tom – The cat from the “Tom and Jerry” cartoons and comics.

Sylvester – The cat from the cartoon “Sylvester and Tweety”.

Tigger – The character of the tiger in the “Winnie the Pooh” books and movies.

Names of rodents, hamsters or mice taken from the field of entertainment:

Fievel: the main character of the mouse in the Disney movies “American Tail”.

Bernard – An important mouse character in Disney’s “The Rescuers.”

Mickey – Disney comic and movie star male mouse.

Minnie – Disney comic and movie star female mouse.

Jerry: the mouse character in the “Tom and Jerry” cartoon.

Mighty Mouse – a superhero mouse in comics and movies.

Remy – The main mouse character in Disney’s “Ratatouille.”

Emile: Remy’s brother from the Disney movie “Ratatouille.”

Django – Remy’s father from the Disney movie “Ratatouille”

Roddy – the main character of the mouse in the movie “Flushed Away”.

Sid – the character of the sewer rat in the movie “Flushed Away”.

Rita – the scavenger rat in the movie “Flushed Away”.

I know I haven’t covered every type of pet that people have, but I hope I’ve given you at least a little inspiration on your journey to finding the perfect pet name.

Sports

Everybody seems to offer advice on great football – follow these 6 principles and win consistently

As we enter the new fantasy football season, we recommend that you take a look at your competition. It would be helpful for you to understand those who are looking for the league title that you are surely coveting. Of course, those of you who play casual free league may not feel compelled to go overboard with your analysis, but playing against coaches with high levels of success deserves your attention. By taking the time to assess your situation, you will better understand the effort it will take to claim the title or at least some level of respectability. For money league managers, this is imperative.

Rules to manage to win

For novice and inexperienced managers, these simple rules are designed to enlighten you on the things that experienced players have already learned. For those of you who believe you have it all under control, let this information serve as a friendly reminder.

Rule No. # 1: manage your team – Year after year and league after league, the coaches who consistently make the playoffs have one thing in common; They take the time to manage their equipment on a weekly basis. They always seem to have the best players on their active roster and never miss a chance to hit the exemption wire for the promising ones. Awareness is key because a player listed as doubtful after suffering an injury on Friday has stumbled more playoff hopes than you can imagine when the coach missed an opportunity to adjust his roster.

Rule No. # 2: stats are king – Have you ever wondered why your opponent was cunning enough to seat his number one quarterback in favor of number two? The answer is, he probably took the time to find out that his number one was playing against the best passing defense in the league. If that same team’s offense has a great running game to boot, the old number one won’t get the number of opportunities needed to maximize the score. All that astute manager did was use the facts to make a decision that, in most cases, is in their best interest. If you play in the money leagues, you are competing against players who use all the tricks. Review your stats and matchups and don’t select your players based on excitement or loyalty.

Rule No. 3: the exemption cable in a sanctuary for the winners – By the fourth week, if not before, the injuries will begin to accumulate and those who do not perform well will be exposed. For every problem, there is a possible solution in the exemption wire that could end up being a diamond in the rough. You should be on the lookout for runners # 2 and # 3 on each list. The RB’s casualty rate in the NFL is between 35% and 40% each year. Remember, every opportunity you lose is one that your opponent could claim.

Rule No. # 4: put aside personal prejudices – You may be fiercely loyal to a particular team or certain players. That said, fantasy football is not personal, it is a game. Don’t get in the habit of loading your team with players you love if the facts don’t support your action. Additionally, you should be prepared to bench underperforming players who can put you at a disadvantage each week that you put them on your roster. This may come as a shock, but no one except your league managers will know that you benched their favorite player.

Rule No. # 5: get help when appropriate – There are many free tips related to fantasy football on the Internet. Much of this advice comes from people who do statistical work and don’t mind sharing their efforts with strangers in need. If you’re playing in a serious money league, it might even be worth the investment to pay a small weekly coaching fee. You don’t have to know everything. You will improve your management skills if you learn from the advice you receive for free or otherwise.

Rule No. # 6: always play to win – They’ve all been caught up in leagues where managers wave the white flag and stop managing their teams once they feel like they’re out of the playoff race. Don’t be one of those guys. You’re the guy who finished last, but cost someone a playoff spot the last week of the season by beating someone, not by letting someone beat you. It’s called losing with dignity.

Hopefully this tip will set you free to become the best fantasy football coach you can be. Experience is a great teacher and the only thing you have to learn now is that fantasy football is a game and should be played for fun, even in the money leagues.

Tours Travel

Frugal travel tips for Chicago

Chicago offers many free attractions for the frugal traveler. These free views make up for more expensive splurges like deep dish pizza, admission to the famous Shedd Aquarium, and a trip to the Sears Tower.

Free cars

From Memorial Day weekend to Labor Day weekend, between 10 a.m. There are stops at Museum Campus, Michigan Avenue (The Magnificent Mile), and Navy Pier. Do some loops to get a feel for the city. Drivers often provide information on landmarks.

Street parking in the city center is usually free on Sundays.

Buckingham Fountain, Grant Park and Millennium Park

The Buckingham Fountain (seen in the opening credits of the Married With Children television show) in Grant Park, near the waterfront, was designed to emulate the grand fountains of the Palace of Versailles. It consists of three basins, surrounded by four bronze seahorses.

More modern art can be found in the adjacent Millennium Park. The Crown Fountain has two giant glass towers with projections of faces on them. The water gushes from the mouths of the faces, to the delight of the children. Cloud Gate resembles a giant stainless steel jellybean, warping the reflection of onlookers.

Marina Pier

Navy Pier hosts a street carnival type of atmosphere. There’s a 148-foot classic-style Ferris wheel, a musical carousel with painted animals, a children’s museum, a stained glass museum, and a maze of fun houses. Add in seasonal street performers, food vendors, and face painters, and travelers can people-watch for hours.

The old water tower

The Old Water Tower, located on famous Michigan Avenue near the John Hancock Center, is one of the most famous survivors of the Great Fire. Designed to resemble a small European castle, the Old Water Tower is now a visitor center.

The Art Institute of Chicago

With great American masterpieces like Grant Wood’s American Gothic, the Art Institute of Chicago is a must-see for art lovers and a gift for the savvy traveler. From May 31 to August 31, admission is free after 5:00 p.m. on Thursdays and Fridays.

There are plenty of other free or frugal attractions in Windy City, storefronts on the Magnificent Mile, facades like Dearborn Street Station, and more.

Technology

Top 23 Free Music Streaming Online Sites

Music is life. It inspires, uplifts, changes moods and has the power to bring out the best in us. Without music, the world wouldn’t make much sense. There are many ways to access and listen to music, especially in the modern world.

Advancing technology has made it easier for us to access music on the go, online, through different media such as smartphones, tablets and mobile phones. If you want unlimited access to great music that won’t cost you money, here are the top 23 sites.

Spotify

With over 20 million song options, hardly any site can beat Spotify when it comes to bringing quality music to the masses for free. Users can open the site and listen to any music on their desktop, laptop, tablet, and Apple devices.

IHeart Radio

This site is one of the best online music sites that does not have any paid subscription options. With more than 18 million songs, 4,500 artists and 1,500 live radios, this site offers the best options for all types of music lovers.

Sixty one

If you are one of those people who thinks there are great songs that are unpopular, you would love this free music streaming site. They select great songs that have not been heard and put them in the spotlight.

Band camp

This free music sharing and streaming site offers something unique that benefits both the artist and the users. Artists can post their songs, while users can listen to songs, add comments, and endorse songs.

Jango

This site offers music lovers the opportunity to browse thousands of music in different genres and categories, play the songs, or play a collection of songs together. It is an excellent place to discover good music.

Last FM

There are very few sites online that can offer users the opportunity to find great music, talented artists, and exceptional bands than Last.fm. Users can also use the radio option on the website to locate new music.

Pandora

This site is like an online radio station where you can find different types of songs, but with a little difference. During registration, users must provide details of their favorite music genre and Pandora will automatically resend songs that relate to their interest.

iTunes Radio

Apple’s premier online music streaming channel needs no introduction. Users have access to more than 25 million songs; they can play on your Mac and other iOS devices. The site is updated every day with great new songs.

Soundcloud

Step into the world of unlimited music with SoundCloud’s music collection provided by the most creative talents on the planet. The uniqueness of the site is attributed to its unique characteristics, compatibility, and ability to share on social media.

RDIO

The RDIO model offers music lovers something more unique among other sites. Users can listen to their favorite song or album, create a playlist, and listen to songs on multiple platforms such as Android, Windows, and iOS.

Radio Slacker

Listen to all your favorite songs without having to download them on the Slacker Radio Platform. Users have access to more than 10 million songs that they can play anytime, any day.

Di.fm

Listen to songs, find talented bands, get music information, all for free on Di.fm’s online music streaming site. It’s loaded with cool features that allow you to choose songs based on categories like release years and genre.

Grooveshark

There are very few free online music streaming sites that can beat Grooveshark. Users have the opportunity to explore cool features like unlimited streaming, social integration, folders, and music selection options.

YouTube Disc

Although not well known, this website offers users the opportunity to search for songs and playlists. You can also find your favorite artists and use them online without downloading them.

Amazon cloud game

With this free online streaming platform, music lovers can upload the playlist they already have and listen to it at any time. Also, when you buy songs from Amazon, Cloudplay automatically adds them to your playlist.

TubeRadio

This search engine offers something unique for music lovers. With TubeRadio, users can search for any song and will be presented with a list that they can choose from. The site relies on YouTube to find and display the songs you are looking for.

Live365

Internet radio is a phenomenon and Live 365 is here to make the magic even more realistic. The website allows users to find online radios where they can listen to their favorite songs, from different parts of the world.

8 tracks

The playlist has been taken to another level thanks to 8track’s innovative style. Anyone can register on the site, select eight tracks, and share them. If you like the playlist, you can follow the creator or share it on social media.

Jelli

Jelli offers music listeners the power to vote for and against a song they have heard. This way, site owners will know which songs to play the most and which songs to delete.

My space

The social media site becomes an online music streaming site that has been around for years. You can listen to songs from your favorite artists or local artists, which are available in a large selection on the website.

StereoMood

Mood-based playlists are becoming more and more popular because they offer a unique way. The songs are tagged together in a playlist based on the mood they express. Users can find the generated playlist and jump when they want to listen to the songs.

Turntable.fm

This site is another unique free music streaming site that strives to immerse users in a community. Anyone can sign up and join a room where a DJ plays songs of their choice. If there is a vacant DJ spot, you can take it and serve others.

CitySound

While other online music streaming sounds target the global audience, CitySound tries to target local content. Users can find their favorite music that comes from or is reigning in a particular place or city.

Home Kitchen

Expert Tip: Choosing Interior Wall Paint Colors

There is something magical about painting your house. First, it is incredibly inexpensive. You can almost completely transform the way guests feel when they walk through your front door for an investment of less than $ 100 in paint and supplies.

And secondly, paint is powerful. When you choose the right color, everything in your home sings. But that’s the hard part. Choosing interior wall paint colors is difficult, and you often feel like you’re flying blind in front of a large number of swatches at the hardware store.

To help you make the best decision for your home, here is a guide to choosing interior wall paint colors in different rooms.

Oh one final note: different houses open to different rooms. Keep this in mind when choosing interior wall paint colors. Whichever room your visitors walk into for the first time, you want it to be bold and beautiful without being over the top. That room is usually the living room, so that’s where we’ll start, but pay more attention to the room than the first impression of your home.

Living room

What matters when choosing a paint color for your living room? Start with these three things:

  1. Natural light

  2. Furniture color

  3. Spacing

If your room is filled with natural light, you can get away with earthier tones that add a dark complement to the sun’s rays coming through the windows during the day. If you have almost no natural light, opt for something lighter.

Also, use your living room paint to balance with your furniture. You want your living room to include one primary color and two accent colors. For example, you can have a large, eye-catching rug that creates the primary color. Next, use your furniture and walls as accents. Or you can have a beautiful painting on the mantel that creates a nice accent. Then you can use furniture as another accent and wall paint as your primary color. No matter how you divide things, balance is the key.

Also, consider the spacing. A lighter paint color can make a small, compact living room feel bigger. You definitely don’t want a narrow living room with little natural light to also have dark, earthy paint colors.

Kitchen

You have plenty of opportunities to provide pops of color in your kitchen: tapestries, curtains, tea towels, granite, and even a fun mixer. This is why I usually prefer a nice neutral gray for my kitchen. (I’ve always been in love with Dorian Gray, but it’s just me.) Find the right gray and you have a nice palette to add fun pops of color to.

Not in neutral? Okay, that’s totally understandable. The most daring options for the kitchen can include yellow, green or blue. Green is quite versatile when pairing brighter accent colors, and yellow is like bringing sunshine into your home. Blue is good if your kitchen is filled with neutral tea towels, granite, curtains, etc.

Looking to be really daring in the kitchen? Pass the painting and participate in the return of the wallpaper. I haven’t gotten to that point yet, but …

Bedroom

If you’re like me, you don’t do much in the bedroom other than read a book, get ready for work, and rest. (Okay, there is also something else, but let’s stay on topic). With that in mind, make your bedroom the perfect place to rest by using soothing and calming paint colors.

What colors are calming and relaxing? Try lavender, a soft green, or an icy blue. I know that many homeowners just can’t help but put a bolder stamp on their walls. If you are tempted to go for a stronger bedroom color, go for it in a guest room or a child’s room. These are the perfect space to be a little more adventurous.

Bath

Bathrooms often have little or no natural light. If anything, you might have a frosted window, but most bathrooms don’t have a window at all.

With that in mind, go to the hardware store and stock up on lighter colors from the blue-gray family; this is the best range of colors for the bathroom. Take the swatches home and place them on the floor to see how they work with the lighting and your tile, wood, or vinyl floor.

I have used this method in the past, and one sample always caught my eye. I wish you the same success! But again, along with the kitchen, the bathroom is another place where you can try some fun wallpaper, especially a half bath.

Final thoughts on choosing interior wall paint colors

I say this a lot, but: The rules are bound to be broken. Throw everything I’ve written here out the window if it leads you to paint colors you just don’t like. Always stay true to your personal taste and you won’t go wrong.

Auto

Traits of the best auto repair shops

Having a car in need of repair can be stressful, especially when you don’t know which auto repair shop to take it to. The truth is, many car owners wait until they require auto services to start looking for a reputable service provider. But what exactly makes a good auto repair shop? Here are some of the things to keep in mind:

Excellent customer service

It all starts with that first contact you make when you call to find out about the services offered and their charges. If, on the other hand, it seems that the person is really interested in helping you, you can visit the auto repair shop. The best auto repair shops understand that customer satisfaction is key and that professionalism, respect, and open communication are part of that process.

Mechanics who are not only competent but also personable

Before a mechanic can work on your car, you need to make sure it is ASE certified. ASE stands for standards of excellence in automotive service. Depending on the type of work you need to do, you may need automotive technicians to have additional certification.

In addition to technical knowledge, it is critical that a mechanic have the personality to interact graciously with customers who bring their cars in for auto repair. Mechanics interact with car owners on an individual basis and as such they must know how to do it right.

Reliable warranties and guarantees

Competent auto repair shops guarantee their work and offer warranties of at least 12 months and 12,000 miles. This way, you can put your mind at ease knowing that you are receiving professional services from a competent provider who is confident in the type of services they offer.

Long hours / Flexibility

Auto emergencies happen when you least expect them. Good auto repair shops understand this, which is why they offer flexible work hours that allow you to call when an emergency occurs on a Saturday. They are open on Saturdays, they offer towing service and service of your car the same day you bring it in.

Some of the services offered by reliable companies include mechanical services, electronic ignition, alignment, car air conditioning repair, tune-up, major and minor engine repair, factory scheduled maintenance, oil changes, cooling system service, among others.

Membership in a cooperative marketing association

Before an auto repair shop can join a network like NARPRO, it must pass quality and integrity tests and also receive a high customer satisfaction rating.

If you’re looking for an auto repair shop that understands your needs and works hard to meet them, look for one with great services and great prices so you can be sure you’ll get all the work you need without emptying your wallet. Whether you want to do some maintenance work or your car has broken down and needs major repairs, you have the right auto repair shop for you.

Copyright (c) 2015 Crawfordville Auto and Tire

Digital Marketing

5 common UX mistakes that can kill your website and their respective solutions

Having a website and online presence strategy allows you to market your business effectively. A website helps you establish the credibility of your brand among users. An ideal website is a powerful combination of impressive images, a well-thought-out user experience, and spectacular content. To build a user-centric website, it is mandatory to develop an influential user experience design. But most of the websites cannot perform well enough to please the users. The main reason behind this bug is poor UI / UX design of the sites. In this blog, let’s explore the five most common UX errors that can kill your website and their respective solutions.

1. Not clearly defining your target audience: You must explicitly define who your target audience is for whom you are developing the website. Understanding the specific needs of your users is important to providing them with an enjoyable experience. If users do not easily find what they are looking for, they will definitely look for other options. You need to properly define your target audience so that your UX design team can develop the website according to your specific target user requirements.

Solution:

Create realistic user personas: With the help of your UX design team, you need to do intensive research on who your end users are, what their behaviors, needs, and expectations are. Condense all the research and look for common characteristics or patterns. Form groups based on this research and create realistic user personas that will help your UX design team develop the best UI / UX for your next website.

two. It does not incorporate the actual content: The use of dummy text or lorem ipsum is another point that has a negative impact on its users. Everything on the internet mainly comes down to content consumption and therefore using dummy text on your website is not a good idea. The dummy text looks like the real text, but it has no meaning. It makes it difficult to relate to your design and users will have a hard time visualizing the actual product you are offering.

Solution:

Research and incorporate real content: You should ask your UX design team to do a thorough research of your domain and learn the terminology used. Always incorporate real content that your users really want to see. Set a specific strategy and tone for every page on your website and have a professional content writing team review it. The actual content will help you test your designs with users effectively.

3. Do not perform user tests: The best websites are not integrated one day. It is obvious that you will like the products that your UX design team will create. But it is not recommended to accept them as is because even good designs fail. It is very possible that the design is not working as expected. Your design may not realize the goals you set out to achieve.

Solution:

Perform extensive user tests: Always instruct your UX design team to perform user testing so you can get an idea of ​​how users respond to your design and observe their behavior. You can discover the problems your users are facing while interacting with your website and ask your UX team to solve those problems. With testing, you can examine whether your design is having the desired effect on your users.

Four. Failure to provide relevant information: Bombarding your users with a lot of irrelevant information can frustrate and confuse them. It is critical that you only incorporate what is relevant to your users. All users who visit your website are in different phases of their user journeys and are probably looking for different information. This fact makes it important for you to offer your users only the required information and remove all unwanted data.

Solution:

Create user tours: As a website owner, it is your primary responsibility to help your users easily find the information they need. For this purpose, you should encourage your UX design team to develop user journeys based on the user personas that you have previously created. You should help your team discover what scenarios users might encounter and what information would be needed in those situations. User journeys can allow you to find out how users are going to interact with your website and what exactly they want from it.

5. Do not systematize the information: If a user finds it difficult to navigate your website smoothly, they may immediately look for other alternatives. It is very important that you organize all the content on your website properly so that users can easily navigate and easily find the information they need. Poorly structured content makes discovery difficult and thus renders your website useless.

Solution:

Develop a well-organized information architecture: You must intelligently prioritize the main features of your website and develop smooth navigation. Instruct your UX design team to make your website as user-friendly as possible. Make it easy for your users to find what they need with the help of providing them with clear navigation. Evaluate what information can be grouped together and how it can best be structured to have a positive impact on your users. Clear information hierarchy plays a crucial role in the success of your website.

These are some basic mistakes that can discourage users from visiting your website entirely. You can easily avoid these errors by implementing the solutions provided. If you want to create a simple but effective UI design for your website, contact a competent UI and UX design agency with a host of exceptional user experiences.

Business

The Benefits and Difficulties of Online Paid Surveys

Are Paid Online Surveys Scams? This question has two parts. The first part, which are market research companies, have been in business since the 1920s. When the Internet came into existence in the 1990s, it transformed the industry into a more online presence.

Before the Internet, companies used market research companies to conduct surveys by going door-to-door, mailing them, using the phone to conduct surveys, and in in-person groups.

Once the Internet appeared, it totally revamped the industry. Now companies can send paid surveys directly to an email inbox. This invention created even more companies that operate primarily online and added another element and workforce to existing market research companies.

The online businesses that were created are not scams. Existing businesses that existed before the internet appeared are not scams either. Market research companies are very generous and go beyond the scope of what exists on the internet today when it comes to making money online. Most companies want to get some kind of payment from people. The opposite is true with paid market research companies. They pay you to sign up and may even offer a sign-in bonus just for joining. What appears to be a scam is actually a legitimate way of doing business.

The second part of the question is online paid survey scams are the actual websites that are scams and use the nature of free paid online surveys as a way to lure people into the scam.

People looking for survey websites to join or trying to earn some money online may come across a website that appears to be a real survey that promises them some rewards such as devices or cash at the end.

The scam is that people end up paying some kind of price for a product or service. The unsuspecting party may also come across an endless loop of ad websites. Another scam may try to get you to enter an email so they can spam your email with ads and offers. The worst case scenario is that they steal your credit information, damage your credit and steal money from you.

These are just a few of the real scams out there. Scammers use a paid survey front because they are free to join. Every time a program is free to join to earn money, it will attract visitors. Unfortunately, scammers will use this great way to make money and turn it into a way to commit fraud to unsuspecting parties.

The best way to avoid scams is to consult the pages about us. They may have a phone number and / or email on the contact page so you can ask questions before joining. Also check with the Better Business Bureau to find out if they are registered and rated as yours. Another great way to find legitimacy is to check if they have accreditations on the site. Typically, at the bottom of the website, they will display a certified label, such as the TRUSTe Certified label.

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Adaptation of Glenn Doman’s method for teaching your baby to read

Adapted learning method

Teaching Even Younger Babies to Read – The New Experience.

In the experience that I have developed with my three children, I created an Adapted

learning method based on the first four steps described by Glenn Doman:

– Visual differentiation (how to prepare the material);

– The appropriate vocabulary (cards that reflect the daily reality of the baby);

– The vocabulary of the family environment (which reflects the objects that the

the baby contacted at home, for their daily interactions), and

– The vocabulary to build sentence structures (articles, prepositions and

adjectives).

The sentences were not entered as suggested by the Doman method for the fifth step. Tea

other steps, including 5, were dropped in our experience, due to our

circumstances, as the babies’ own preferences suggested that these steps

omitted, indicating what the brain did or did not need to experience. When you drink them

He completed the reading of all the vocabulary, he also knew the alphabet and had already read

elementary school books, road signs and billboards on the streets.

However, the reading assimilation process was global, since steps 5, 6 and 7 of

Doman’s method was introduced simultaneously in steps 1, 2, 3, and 4. To explain

better, while I played the card game with the babies, the whole family

showed them reading as an object and how reading presents itself circumstantially

in a community context (on television, the media, and road signs).

The brain itself created mechanisms to find similarities and differences between

some letters and others and some words and others.

As the process of stimulation in a familiar environment continued its course, the

assimilation by babies of words that reflected their accommodation of

the contents ended up resulting in object connections and the objects’

representations, at such impressive speed that when the babies were two years old

of age, they already knew how to read and showed passion for the game of

reading. The babies also showed that they were ready to write. By himself

pleasurable process, which they felt while playing with an object until they got tired of

that, babies played with words. However, the difference became that the words were

part of a very vast grouping, which led the babies to combine them, discover them,

and the game continued to spread until the babies proved they could

integrate it.

We realize that this learning game will never come to an end as it started as

as early as with a baby, the human being will tend to try to manage it throughout his life.

existence.

This then leads us to say that teaching a child to read only at 6 years of age is

take away the opportunity to discover the learning game of

reading at the stage where it can be best experienced: at the earliest age,

when the brain makes its first mental schemes, and in which the mind

activities were not yet restricted in their development within nature and

potential prospects.

It is very easy to establish the systematics of the method of how to teach a baby how

read and wait for each phase of development to occur exactly as we expect. That

It is known that only the intention of parents to teach their children to read

early on, it may already result in events that would better distinguish your children from

the ones who didn’t try. Even the most disorganized attempt will produce observable results

results, which are the most positive and encouraging results, it is worth

highlighting! The procedure adopted must be very disastrous or complicated, not

to produce results. From the simplicity of this initiative, it is already possible to obtain

better results than if the child was taught only at 6 years of age. At six,

It’s too late! Curiosity and the motivational potentialities of the brain

by then it will be deactivated. The later you start, the more difficult the task of teaching will be.

to teach the child to read.

Glenn Doman, in his book “How to teach your baby to read”, states that the child

before the age of 5 he is able to absorb a huge amount of information and

it can accept information at an incredible rate. It says that the more information

the child receives before reaching the age of 5, the maximum that he retains; cast

the child has tremendous amounts of energy for that. On top of that, the boy from

this age group has a great desire to learn. Can learn to read and wants

to learn to read.

In my experience, I realized that the most important factor when starting the

The process is to make sure that parents have the proper attitude and

focus, or better yet, keep the enthusiasm; and that the father should

Do not push or delay the steps to present the information to the baby. The other

factor is to be attentive to the size, format and order of presentation of the material

to be read by the baby.

It is also important to observe when to start each reading session and

when to finish it. To start the session, the most suitable moment is every moment in

that the baby is in a good mood. Do not take him to read if he is in a bad mood, cries,

or dissatisfied. The play activity should be joyful and playful for both the baby

And the father.

The moment of finishing the game activity, which is the main motivation of the method,

It should be before the baby loses interest, so that we can ensure that the baby

The baby will want to repeat the activity and live the moment of happiness of being with

the father. During this time, the baby enjoys the company of the parents and plays

with new knowledge and information. You need to know exactly what baby

are thinking, or better, to know their reaction to stop each session before

your desire to do so. The reader must imagine that this is impossible to do.

But it’s not like that. After a few sessions, it is possible to perceive exactly when the moment is.

to distance the baby from the card. If you have more than one baby, you will see

that each one has its own rhythm, as I have found out with mine.

Eliane Leao, doctor

Adapted learning method (c) 2006

http://www.baby-can-read.com

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