Real Estate

How to Price For-Profit Foreclosure Cleanup Jobs Using HUD Guidelines

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A foreclosure cleanup business does everything from lawn maintenance to trash removal, cleaning, pressure washing, gutter cleaning, repairs, and more.

The foreclosure dump industry is proving to be a lucrative business option for hard-working entrepreneurs. With one in 25 homes in foreclosure, according to Michael Williams, CEO of Fannie Mae, and with millions of adjustable-rate mortgages set to reset in the next few years (creating the prospect of another round of foreclosures), companies Emerging foreclosure cleanup companies are perfectly situated to have evergreen ventures for years to come.

Although foreclosure cleanup is a thriving industry, due to the large number of jobs available, foreclosure cleanup can be a slim-margin business if employers do not price their services to make a profit.

Pricing for profit can be tricky for new property preservation business owners who don’t know the ins and outs of how contracts are won, who gets paid first, where on the totem pole they are to get paid , etc.

A good tool to use for pricing for foreclosure and garbage collection jobs is HUD’s pricing guidelines for property preservation type companies, BUT, using this tool alone can be a serious mistake.

When using HUD’s guidelines to price jobs, business owners should keep in mind that the tables list the maximum amount that HUD will generally pay to the PRIMARY contractor for a foreclosure cleanup job.

As a smaller business, business owners need to know where they are on the totem pole when receiving payments in order to know how to get paid using the tables. They must also learn to determine if they are the main subcontractor, number two in line, number three, etc. This will not only help them figure out how to price, but also guide them in figuring out the best strategy to use to win jobs.

Foreclosure cleanup business owners can’t just look at HUD’s price charts and use those figures to make a bid, or they will certainly overbid a job and lose. Tables have to be dissected effectively.

Remember, HUD’s pricing guidelines for foreclosure cleanup are what HUD will pay, at most, for a service (although certain scenarios will allow them to go higher with supporting information). The amounts listed in the tables are actually for that main contractor.

Anyone can set prices, but “for profit” pricing in the booming foreclosure cleanup industry is an art. New foreclosure cleanup companies should plan to do their research so they can learn how to dissect HUD charts and effectively trade for profit to win more cleanup business.

Shopping Product Reviews

From Victorian prudery to personal vibrators

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Do you long for the “good old days” when you didn’t have to spend half your life parked on the freeway and the other half deleting mountains of spam to get your email? Does your blood pressure spike at the end of the day when you’re trying to have a quiet dinner at a restaurant and the inconsiderate jerk at the next table is yelling into his cell phone? Take a breather from this hectic madness and enjoy MEMORIES OF TIMES BYGONE by Marta Hiatt, a nostalgic collection of stories and photos reminiscent of what life was like in the early 20th century, when life was much less complicated.

Take a sentimental journey back to the days of Model T Fords, housewives, long-playing vinyl records, telegrams, radio days, strict etiquette and manual typewriters. Hiatt has collected hundreds of personal stories from “the good old days” in her enchanting book, illustrated with 250 vintage black-and-white photographs that bring the stories to life.

“My sister and I were reminiscing one day how we used to spend most of Saturday helping Mom run clothes through a wringer a few times to get the water out,” says Hiatt. “What a homework! We also discussed how we had to foam up dish soap before detergent was invented. We put the hard bar of soap on a small wire rack and shook it for about 10 minutes to get enough suds. After our talk, I thought it would be interesting to put together a whole book about the so-called “old days” by asking friends and family to contribute their stories.”

Dr. Hiatt compared her childhood in the 1940s to life today:

o You have a cell phone, we had a shared line, and everyone on our line could hear, usually surreptitiously.

o You send email, we send telegrams.

o You play your music on a pocket iPod, ours came on 12-inch vinyl records.

o If you want information, just google it, but we had to look in the local library listings.

Friends and family contributed interesting personal stories like this one:

“In our family we always ate together; mom, my sisters and I would prepare them, and then we would also clean up, while the children played and dad read the newspaper. Sometimes my mom would play the piano after dinner and we would all stand up .and we sang. We were creative, we played board games together as a family and made up games. On Sunday nights we would all sit around the kitchen table and listen to the radio, shows like “The Lone Ranger,” “Jack Benny, “” Fred Allen ” and ” The Shadow Knows “. Of course there was no TV, so we talked to each other.

Hiatt believes that the biggest cultural changes were the hippie revolution of the 1960s and the feminist revolution of the 1970s, sparked by Betty Freidan’s book “The Feminine Mystique.” “After this,” says Hiatt, “women gained a lot of freedom. Before this time, job listings in the newspaper were divided by gender, and women could only apply for ‘women-only’ jobs.” a long way to go, today we are even talking about the possibility of a woman president, so there have been enormous changes.

“The ’60s generation transformed our entire culture. We went from being a very rigid society, governed by religion and strict rules of etiquette, to anything goes, and ‘do your own thing.’ –From bathing suits that covered the entire torso of a woman, to bikinis and thongs, and from ties and white button-down shirts at work to ‘Casual Fridays’ People were no longer afraid of ‘what would the neighbors think?’ or mortified if they made a social faux pas.”

Speaking of “Sex and Social Mores,” Hiatt explores the shifts from Victorian prudishness to personal vibrators, and from corsets to Wonder Bras. She recalls: “It’s amazing to realize that, until the feminist movement, it was legal for a man to rape his wife. It was considered her duty as a wife to submit to his sexual demands when and how he wanted, whether she wanted it or not. And a spouse could not divorce unless he or she could prove adultery or mental cruelty Wife-battering or chronic alcoholism were not sufficient grounds for divorce If a woman was not married by age 25, she was called a “spinster” , and was often denied admission to university or promotion to management, which was reserved for men.

Says Hiatt, “Life was tougher in the 20th century, but it was also a lot simpler.”

Sports

A quick way to lose weight

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Are you looking for a quick way to lose weight? If so, read on for some of the best tips, products, and tips available today.

Internet, television and brochures are full of paraphernalia -that you must buy- to lose weight quickly. New gadgets like the electric tummy blaster, which stimulates stomach muscles with an electrical current, and new energy drinks, weight-loss pills, and exercise videos saturate the market—and also leave your wallet dry.

However, if you are looking for a quick way to lose weight, all you really need is a proper diet and some physical exercise. In today’s modern world, we drive, take an elevator to the second floor, sit and watch TV, sit at a desk all day, and then wonder why we’re packing on fat. Why not try walking, biking, or going for a run? It just makes sense. After all, our bodies are made to move! We are not designed to be sedentary all day, filling our mouths with unhealthy foods.

If you’re looking for a quick way to lose weight, you really have to get active. You can start slowly at first to allow your body to get used to the extra physical activity. Little things like taking the stairs or taking a walk between meals can help you lose weight very quickly.

Next, target your diet. Reduce the amount of food you eat at each sitting. Reduce it by eating smaller portions of food, several times a day. Simple common sense can go a long way when you’re trying to lose weight fast. If someone offers you a piece of chocolate, you know before you put it in your mouth that it is not healthy for you. Instead of grabbing it, say “No thanks” and walk away. When shopping, steer clear of the isles of chips and sodas, and head to the isle of fruits and vegetables instead. Finding complementary foods, like a particularly juicy fruit to quell your sweet tooth, is an incredibly important aspect if you want a quick way to lose weight.

Alcohol slows down your metabolism and certainly increases your beer belly. If you want to lose weight fast, you want your metabolism to be running at full speed. This way you burn calories, instead of storing them in your abdomen.

There really are very few ‘secrets’ when it comes to finding a quick way to lose weight. It’s all about changing your lifestyle… Put down your fork, get some rest, get some fresh air, get a good fiber supplement and a body wrap to cleanse your system and change your life. Everyone loves food. But don’t let your love of food drag down the rest of your life.

Tours Travel

It is good not to be good

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What a fucking year this has been! We have all been beaten and tossed like a piece of driftwood in a tumultuous sea of ​​chaos, confusion, and uncertainty. It is a fact! Some of us have been hurt more than others, but through it all, it’s been terribly hard on each and every one of us in some way!

Depression and anxiety are a daily experience for many and alcohol use is at an all time high. Suicide rates are through the roof and school-age children are experiencing spontaneous crying due to the strong and unidentifiable emotions they are experiencing.

As we all “keep swimming” through life as this year winds down, I was out on a few errands the other day, only to get out of my mind and out of my house. It was an emotionally difficult day for me and it took everything I had to stop the tears from spilling out like a dripping faucet.

During one of the stops I made, the gentleman asked me how I was doing. My response, with a fake smile cracked behind my mask, was, “I’m doing great!”

I knew it wasn’t the truth, and probably, he probably would have called my BS if he’d known me better. Regardless, I ran the rest of my errands quite anxious to get back to the safe place I call home. All I wanted to do was bury myself under a blanket and put on some Netflix to take my mind off the strong emotion. I’m pretty sure I went to bed at 7:30 pm that night just to finish the day.

The next morning I woke up and the brief interaction with the store clerk came to mind. I thought to myself, “No, Tracy, you’re not okay and why would you say you were?”

While I know no one wants to hear a sad story, I certainly could have been a bit more honest and vulnerable.

I then continued to reflect on what that conversation on my end would have been like if I had been 100% honest with that man and more importantly with myself.

Sorry for the rant, but there is a message in all of this. In fact, I felt 100% better after my little fuss. It was about honoring and acknowledging parts of myself that needed to be heard.

It would have gone a bit like this…

Store Clerk: How are you doing today?

Honest Tracy: I’m NOT good, this year has sucked. It has been the worst year of my life. Things have been brutal, confusing and devastating. I have never been so despondent as this last year. Everything has fallen apart and I have never felt so alone and cut off from the world.

My core business in International Education came to a standstill and I had no idea where future income would come from. My children and I have been through depression and I could barely keep my head above water to care for them.

My entire belief system about who I was and the world around me fell apart. I had to face some shady and dark sides of myself and deal with so many changes that I didn’t know what to do with myself. I felt like it didn’t matter.

Important relationships of mine fell apart and made me feel lonelier than before. I have 3 children who depend on me and I can’t even tell them what they want to hear. I have no family that lives near me and I have no one to count on.

It’s been a real shit show of a year and everything I’ve ever known in my life has changed. There’s no sense of normality, predictability or consistency anymore and I feel like it’s never going to end. I feel hopeless and powerless and just want to disappear! That’s how I’m doing it! Not good! Not good at all!

(Applause from the higher beings)

Now please don’t think that this is the victim attitude I lead in life because I am very optimistic and grateful. My point in sending this message is that I actually felt a lot of relief when I was honest.

While I didn’t take all of this out on a stranger, I did take the time to share my vulnerability and rawness with myself. I gave myself permission to talk about how unpleasant the last year was and the impact it had on me.

I know most of you are like me and want to remain positive and hopeful, however it is important to assess the impact of all of this (COVID, BLM, the riots, the fear, the fires, the election, the empty grocery store). shelves, lost jobs, quarantines, deaths, broken relationships, loneliness, drama, conflict) and whatever else has impacted your life in some way.

So, as a Self-Love Mentor, I give you permission to be honest, raw, and vulnerable with yourself. This year has sucked! This year has been tough! And this year has been like nothing else we’ve been through or want to go through again!

So take five minutes, open a blank WORD document or get out a piece of paper and a pen, and start downloading. Have your own fuss about what you’ve been through. And you don’t even have to limit it to 2020. You can add some old stuff if you need it from 10, 20, or even 40 years ago.

Let it flow and if the emotions also come, allow yourself to feel what you need to feel. This is a healing exercise that each of us needs at this time. Get sad, get angry, get frustrated… but most importantly, be HONEST! You owe it to yourself.

Encourage those around you to do the same. If you have children, let them share by writing, talking, or drawing a picture. Let the energy move.

We have all witnessed a “natural disaster” and can process what we have been through and assess the damage. Take time to honor yourself and your feelings. Yes, it may be uncomfortable, but there is pain when removing the splinter that has been festering under the skin for a long time.

You’re worth it! You have this and you are stronger than you think.

I am sending each of you lots of love and encouragement and please let me know how I can support you in any way. You’ll get over it, this will end, and everything will be fine!