Shopping Product Reviews

Major Operators Turn to Prepaid Cell Phone Service – Find Out

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Metro PCS initiated the massive change of cell phone contracts to the prepaid or pay-per-use movement. It was much needed and brought cell phone service to millions of people who wanted a cell phone but couldn’t or didn’t want to be locked into a 2 year contract with the Big 4 cell phone companies: At&t, Verizon, Sprint and T-Mobile. They didn’t have the best phones and they didn’t have the best service and to this day they probably don’t have much of a coverage area but they still filled a huge demand that eventually caught the attention of the major carriers who saw hordes of their customers leave after to see how much money the big boys were overcharging them.

The Big 4 saw the writing on the wall and had no choice but to find a way to compete with Metro on a level playing field and began acquiring their own prepaid carriers that would run on the same powerful towers their customers were stuck on. the contracts were using,

You have probably heard of most of these names. Boost and Virgin Mobile are the prepaid services that belong to Sprint. At&t has Red Pocket and H20. At T-Mobile they offer Simple Mobile and T-Mobile Prepaid. Verizon also has its own prepaid in addition to Altell and Page Plus,

Large super chains like Best Buy, Walmart and Radio Shack are spending millions to advertise the fact that they offer all these services, so it has become very clear that the contracts are out and the prepaid cell phone is here to stay.

That’s good news, but let’s take it one step further. What if I told you that you can have unlimited text, talk and internet and you can have it for free? I know, what’s the catch, right? I said the same thing when a good friend of mine told me that he not only had totally free cell phone service for himself but also for everyone in his household.

Three major players have seen the writing on the wall and have been able to tap into major ad dollars from brick-and-mortar stores that have shifted their focus from the market for computers, HDTVs, and other electronics to providing customers with a variety of phones and more. to an even wider variety of cell phone services.

Prepaid wireless carriers have even taken a bold step to open stores throughout their coverage areas, as Metro PCS has been doing for some time.
Whether this was a wise financial decision on their part, however, remains to be seen, as their phones and services can be purchased from dozens of other places, both physical and online.

The cell phone has replaced the computer as the number one consumer electronic luxury. In fact, the cell phone is really no longer a luxury item with over 300,000 in use in the United States alone. Not everyone may have a large flat screen TV, but the cell phone has broken down barriers for every demographic. Our children have a cell phone, our parents have cell phones, and even people on fixed or very low incomes seem to carry a cell phone.

As the consumer becomes more educated, the industry will grow much faster and change is already gaining momentum. Those of us who have been slaves to 2-year contracts for years are beginning to see that they now have another option. With almost all prepaid services now offered for just $40-$60 per month, the average person could easily save $1,200 or more per year on their service while keeping the same phone, number, and basically the same service when switching. a Pre-paid services offered by Big Four affiliates operating from the same towers we are using with current contract services.

Many people have heard of these companies but are unaware of their affiliations with major carriers. Let me tell you about these companies if you want. Unfortunately, by the time this article goes viral, you’ll probably see links attached to it which I suggest you ignore due to the fact that these will be paid advertising links and probably not your best source for finding the information I’m going to leave you with. help you find legitimate plans as well as legitimate sources that serve you best.

At&t offers Red Pocket and H20
Sprint offers Boost Mobile and Virgin Mobile
T-Mobile offers Simple Mobile and T-mobile prepaid
Verizon offers PagePlus and Altell, as well as Verizon Prepaid.

Chances are you’ve heard of some of these services, but had no idea that they were not only available to you, but actually ran on the same towers that postpaid contract services use.

Let’s talk a little bit about these towers because it is very important to know what services will work with your current phone. Basically we have 2 systems that are being used in the cell phone industry which are GSM and CDMA.

GSM phones are phones that require a SIM card and these are the phones used by At&t, T-mobile and their prepaid services mentioned above. GSM stands for Global System for Mobile Technology. Notice the word “Global”. A GSM phone can be used all over the world. You may or may not need to get a temporary SIM card when traveling abroad, but the GSM network has quite a few advantages over its counterpart.

The SIM card in a GSM phone is assigned to the subscriber’s phone number instead of being controlled by the phone itself, which allows you to insert your SIM card into another phone with the same operator and continue to use it.

The CDMA phone does not require a SIM card and is therefore carrier locked. Verizon, Sprint and their prepaid services use this tower. It has great service but unfortunately it is mostly used in the US and parts of Asia with a few exceptions. CDMA stands for Code Division Multiple Access, which doesn’t really tell us much, but at least you won’t have to Google it.

There is much more I would like to tell you, but I could go on forever. If you have an iPhone or Android, you’ll probably want to subscribe to my feed because there’s a lot you need to know. In short, an Iphone, Android or any other phone with a CDMA carrier (Sprint or Verizon) will not work with a GSM carrier (At&T or T-mobile) and the same applies when using a GSM phone with a CDMA carrier.

Let’s get back to the topic at hand. The prepaid phone industry is a money saver and money maker if you choose to cash in on this booming industry.

I will conclude with this. In the last 10 years I have spent over $20,000 on my At&t contract. I liked the idea that after a period of time I was able to upgrade to the new and better phone at little or no cost, thus keeping me as a customer since 2002. What I didn’t realize was that I was actually paying for 2-3 times the actual retail price of those phones over a 2 year period due to being overcharged for my service and half the time I didn’t even understand most of the charges.

Before I switched to prepaid service with LifeMobile, I was charged $30 for my Samsung data plan and another $30 for my daughter’s iPhone. Another $30 for unlimited text messages on top of the basic $80 tray to cover my minutes and when they broke up with me I had a $240 phone bill.

I now have unlimited talk, text and 4G data for $50 and my daughter has unlimited 3G for $40. Now, what I am about to share with you is not for everyone, but I did mention the fact that many people are taking advantage of the multi-billion dollar cell phone industry and making a very healthy income by sharing it with others.

Maybe you’re stuck in a contract and don’t see a way out, but if you look closely at the numbers, you’ll find that the money you save in the first 2-3 months will cover any early termination fees you may incur. Every month after that is just money in your pocket. Some providers will even set up a payment plan which makes it that much easier. You simply make them a monthly payment with the money you’re saving and still have some extra money in your pocket.

That’s good news, but let’s take it one step further. What if I told you that you can have unlimited text, talk and internet and you can have it for free? I know, what’s the catch, right? I said the same thing when a good friend of mine told me that he not only had totally free cell phone service for himself but also for everyone in his household. It took me a couple of weeks, but now I have totally free unlimited 4G for my whole family and I make a living helping others in the process.

So it’s time to make a switch and find the prepaid that’s right for you and your family. Think of all the different ways you could enjoy the thousands you’ll save this year and for years to come. My name is Jay Bartels and my goal is to educate America about the cell phone industry that has done its best to keep us in the dark for too long. We have a choice today and that’s a beautiful thing.

Visit my very informative site at http://www.JayBartels.com

Sports

The Curse of the Eighteenth Letter in the 2018 season

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Considering it’s the eighteenth year of the century, it’s no surprise that you’ve often heard Alice Cooper’s first big hit on local early music stations. Although “Eighteen” is a song about age, it has never been more appropriate this year than in the four and a half decades since it was released on the band’s Love It To Death album.

Most likely, 2018 will still be a good year for Alice Cooper and his first Top 20 single, but that number so far doesn’t look promising for some of those involved in baseball. In fact, the eighteenth letter of the alphabet has been an absolute curse for Major League Baseball teams whose names begin with R.

More than half of the basement dwellers after the first week and a half are R clubs, whose combined record has been 15-26. Those four teams, according to most predictions in sports publications, will likely finish bottom in 2018.

Of the quartet, the Rays have suffered the most. Tampa won its first game against Boston, but has since lost every game. That record currently has them looking up to the rest of the American League East.

The Royals have fared only slightly better in the AL Central, where Kansas City has managed just two wins in seven games. Their NL counterparts, the Reds, are also holding the rest of the Central to just a couple of wins.

Cincinnati provides even more evidence of the curse, a word that cannot be spelled without the R in the middle. The player who almost single-handedly led the Reds to one of their two wins with a five-RBI game against Pittsburgh, third baseman Eugenio Saura, has broken his hand and will likely spend significant time on the disabled list.

Also cursed by the eighteenth card (and the misfortune of having to open the season against the World Series champion Astros) are the Rangers. Although Texas has twice as many wins as the Reds and Royals, they still rest in the basement of the American League West.

Boston has defied the curse of R so far in 2018, winning nine in a row after losing its opener. Still, fans at Fenway Park might want to refer to their club simply as the Sox, avoiding the colorful adjective that precedes it.

Arts Entertainments

When is the best time to consider bankruptcy?

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No one really wants to file for bankruptcy, it’s like admitting you’ve failed. Still, if you find yourself in a situation where you’re borrowing more money just to eat and survive and, at the same time, borrowing more money to pay off old debts, filing for bankruptcy might be a prudent path to follow. If you can’t juggle all of your current debt and have no prospect of increasing your income any time soon, then it’s time to at least consider the concept.

Going deeper and deeper into debt won’t do you any good, nor is it fair to your current creditors or those you might go after in an attempt to “take Peter away to pay Paul.” If you keep juggling too long, you’ll see the whole thing come crashing down. It is much better to go bankrupt with a plan. If you do it right, you may find that the whole experience is much less painful than you might have imagined.

Filing bankruptcy will give you a fresh start.

Just think how wonderful it will be to get out from under all that debt. The debt that prevents you from moving forward and does not allow you to go back, stuck in the routine. Imagine all that financial stress instantly disappearing. Maybe it’s time you consider filing for bankruptcy.

It is not a decision you should take lightly, nor is it a move to stop paying legitimate debt you owe. It’s just that sometimes people get into bad situations. Generally, it is a series of events, the accumulation of which leads down a path that ends in a cliff.

There will be some assets you won’t be able to keep and some debts you won’t be able to pay off. There will be tough decisions to be made, but if you plan it right, it could be the smartest move you’ll ever make.

Why it is important to hire a bankruptcy attorney

There are some things we might be able to do ourselves, but without the right prior experience it could lead to disaster. Filing for bankruptcy can be one of those things. The best bankruptcy attorneys will typically allow you a brief free consultation to explain the basics of bankruptcy, usually 30 minutes or so.

You should take advantage of this. Bring your list of questions and a list of all your debts and sources of income. You need to be honest with the reality of your situation to get the right answers and ask the right follow-up questions.

If you file for bankruptcy on your own, that’s it. You are on your own. Bankruptcy courts, judges, and trustees cannot advise you, and be careful about getting advice online. A bankruptcy attorney can review your exact situation and all your assets and advise you which assets you can keep and which you may have to surrender to the court or your creditors.

A bankruptcy attorney can also advise you on which creditors you should continue to pay and which you should stop paying while you go through the process. Also, any tax ramifications you are dealing with or may incur.

An attorney on your side can also help you as a powerful negotiator who is on your side and on your team. Perhaps he can reach an agreement with his main creditors; car loans, home loans, credit cards and the IRS, and give up bankruptcy? You won’t know until you ask. Remember that filing for bankruptcy has consequences, but also benefits. Make sure you know the facts.

When is the best time to file for bankruptcy?

Once you have consulted with a bankruptcy attorney and know all the relevant information, you will want to strategically plan when to file. It matters. Why does that matter? Well, depending on the type of bankruptcy you choose, you may be using an “average income” format, in which case it matters when the average begins and ends.

Perhaps you have real estate that is about to be foreclosed on, if so, you’ll want to present it before foreclosure. If you’re preparing for a mortgage payment modification, that could also change the optimal time to file for bankruptcy.

If you are going through divorce proceedings, filing for bankruptcy can be more complicated and costly. Perhaps, on the other hand, it makes more sense to you. This is yet another reason why you need an experienced bankruptcy attorney to help you through the process from start to finish.

Do you have big expenses coming up, unavoidable costs that you will incur? Do you have future costs that you are already obligated to that are about to require payment?

Are you being bombarded by credit collection agencies demanding money you owe but can’t pay? Have you stopped paying the rent or the house? Are you using your retirement money to pay living expenses and bills? Generally speaking, retirement accounts are safe, so you may want to file for bankruptcy before you empty your retirement account, obviously you’ll need it later.

In conclusion

Did you know that the most common time people file for bankruptcy is in the first quarter, after Christmas expenses and before taxes are paid? Did you know that most people use their tax refunds to partially pay for their bankruptcy filing? Some people file bankruptcy in the first quarter as a New Year’s Resolution to get out of debt in the new year.

These may seem like good reasons for choosing the first trimester to file, but they are certainly not the most important reasons for choosing the best time. Call a law firm to talk and figure this out together. You need a plan, one that makes sense to you.

Why not talk to a bankruptcy attorney about your specific situation, and then have them help you design a plan? You know what they say; “Sometimes timing is everything!”