Business

Keep your cash: a safe haven for your savings

In the times we live in today many people are looking for alternative ways to save their money. As inflation and debt levels continue to rise while wages remain stagnant, it becomes increasingly difficult for people to grow their savings.

In the book, “The Richest Man in Babylon”, Arkad was widely known for his great wealth. The story suggests that he had a working theory of, “Apart from anything you earn, it’s yours to keep. It shouldn’t be less than a tenth, no matter how little you earn…pay yourself first.”

Unfortunately, most of society has strayed from this thinking.

The fact is that Canadians are not saving like they used to and collectively have record levels of debt. The average household savings rate in Canada fell from about 20 percent in the 1980s to 5.8 percent in the fourth quarter of 2016.[i] Many people think they can’t save because after “all their bills” are paid, they don’t have much left. However, understand that in most cases, if you try to save after paying all your bills, this strategy may be useless. Instead, get in the habit of saving first or consider paying yourself first. Once you’ve developed this habit, you can look at which vehicle you want to save your money on.

Generally speaking, when people DO consider saving many times the traditional approach is taken; Open a bank savings account and put as much cash into it as possible. Sit on it like a goose sits on its eggs and wait for your savings to hatch. However, the sad reality for most is to take a future cash withdrawal only to be able to buy less with your savings because inflation has consumed you. And you will always be on the losing end of a bank savings account because interest rates are no higher than inflation.

Another option that many consider is putting money into the stock market, however, one should not look at the stock market as a savings vehicle because the stock market has had a history of declines dating back as far as 1929.[ii]

Look up the definition of saving in Webster’s dictionary and see “preservation from danger or destruction,” while the definition of investment reads “to pledge (money) for a financial return.” Neither method is good or bad, but you must understand which one you are trying to do.

Finally, during my research, I have found throughout history that when people lose faith in their national currency, the banking system that controls it, and their governments, many run back to gold. Gold is the oldest form of money and has proven to be a safe haven for centuries. Gold cannot be printed, degraded, or inflated. Simply put, gold is financial insurance.

To better understand this concept, it is important to start investing in your own education. Financial education should be taught in our school system, however sadly it is not. If you’re worried about where to hide your cash so you can protect your money from danger and destruction, you’ll need to take those matters into your own hands. And also for good reason, your savings must be in your hands because your economy must be the most important economy for you!

Learn what the banks don’t want you to know and protect your money from danger and destruction.

[i] http://www.cbc.ca/news/business/saving-tips-1.4131592

[ii] https://en.wikipedia.org/wiki/List_of_stock_market_crashes_and_bear_markets

Home Kitchen

Furniture Style – Kitchen Cabinet Design: Class En Masse

Are you someone who appreciates the finer things in life? Do you watch Lifestyles of the Rich and Famous hoping to see your house? If you refuse to settle for second best, then your first step in building your dream kitchen might involve a sleek furniture-style cabinet design. With a variety of configurations available, this type of design is a great alternative for people who will stop at nothing to have it all.

heavily cabinet
The closet style kitchen cabinet design looks a lot like the people who choose it – it does it all. It starts with numerous drawers below to serve dishes, cutlery and linens. These are framed by cabinet-style cabinets that offer the perfect combination; the look of classic furniture with modern conveniences like drawer dividers and pull-out storage.

The spacious top level of this cabinet design has plenty of room for a large flat-screen TV or state-of-the-art stereo system, while glass-door cabinets on either side showcase your prized antiques or elegant silverware reserved for special occasions.

Cold storage
It may not sound glamorous, but this is no ordinary storage facility. Conventional wisdom separates decorative design from purely functional items like refrigerators. But since when do you care about conventions?

If you’ve made your mark by daring to be distinctive, then your kitchen cabinet design should follow suit. And that’s exactly what you’ll do when you cover your fridge and freezer with beautifully designed cabinet doors. Add some smaller cabinets above and matching drawers for storage below, and suddenly those everyday appliances aren’t just taking up space. They will take the lead in transforming your kitchen.

island life
The original intent of the island concept may have been to provide more counter space for slicing and dicing, but you know what they say about all work and no play. Instead, play around with creative kitchen cabinet design options and turn that island from a simple work center into the centerpiece of your new look. Indulge in some decoratively painted cabinets and drawers with classically carved feet and ornate inlays. Add a stone countertop for added practicality and you have your own private island that is a far cry from the ordinary world of cabinet design.

Buy the Book…
… And while you’re at it, why not build a bookcase and incorporate it into your new furniture style kitchen? A book display and storage area adds a touch of class and refinement to your office, study or living room, and can do the same for your kitchen when inserted at the end of an island. Add a few of your favorite cookbooks to the mix, top it off with some elegant finishing work, and you have the recipe for success in creating the kitchen you crave.

sharp commodes
Kitchen storage space is like the chocolate frosting on your birthday cake. You can never have too much. That’s why a vanity-style cabinet design is perfect for the busy cook and the family hungry for it. With loads of well-appointed drawers running the length of the unit, this cabinet design is a great way to enhance your storage capacity for glasses, dishes, and small appliances without detracting from the aesthetics of the room as a whole.

These are just a few of the many ways to add a rich, classic look to your new or renovated kitchen through cabinet design. Spend a little time with a custom designer and you’re sure to find an option that fits your unique style.

So maybe you can’t have it all. But by adding a cabinet-style kitchen cabinet design to that rich and famous lifestyle, you can have all the things that really matter.

Auto

How electric cars work

An electric car, as its name implies, is a type of vehicle that is powered by batteries instead of liquid fuel such as diesel or gasoline. The concept is very old, but lately it has gained momentum due to factors such as the need for green cars, cheaper means of transportation and sheer innovation.

By mere observation, an electric car looks just like any other car, but a close examination of its driving force and motor system will reveal a different set of components.

The electric car is mainly composed of an electric motor, a controller and a set of batteries.

The electric motor moves the car just like the starter motor makes it turn. It is the main means through which the car can move. The controller is a set of devices that monitor and supply power to the motor.

The controller basically handles acceleration; transmitting less voltage as the driver takes his foot off the power, resulting in a lower speed for the vehicle. The controller also ensures that as soon as the driver hits the brakes, acceleration is automatically reduced.

The controller acts like a switch, turning the battery supply on and off. But it is more than that. A driver can have different levels of acceleration and not just full or no acceleration. In these cases, the controller will intelligently monitor the pedal pressure and supply the necessary current accordingly.

The battery pack provides the power for the moo to turn and make the car move.

An electric car uses minimal mechanical systems and is therefore quiet and smooth in motion.

Digital Marketing

7 Effective Ways to Increase Instagram Followers Without Spending Money

Instagram has more than half a billion active users. The statistics on Instagram could be described as very impressive and encouraging. A little breakdown will surprise you and excite you at the same time. Instagram has over 500 million active users with over 300 million daily active users, 80% of those users are outside of the US, 4.2 billion likes every day and over 95 million photos and videos uploaded every day. This is just wonderful and a gold mine for online merchants and businesses.

Those statistics should send a signal to your nerves and allow you to understand how important Instagram could be for your business. The problem is, how do you get on Instagram and acquire followers who will become your loyal customers? I will show you how to do it in the following steps and guidelines.

1. Sign up with Facebook – This is the easiest and fastest way to set up your Instagram account. It will automatically allow you to follow your friends who are already on Instagram and in turn they will also follow you. Your friends and family will be the first followers on Instagram, which will help boost your profile and set you up for the main offer.

2. Quality photos: The most important thing on Instagram is the quality of your photos, make sure your photos are of high quality before posting them on Instagram. Having quality photos on Instagram will help you get more likes, comments and more followers which will help you move up the ladder and outperform all your competitors within the same niche. If you’re taking the photos with a camera, make sure the lighting and focus are right to get the right photos you need to go viral on Instagram.

3. Just like other photos: I call this trick noticing me. It’s like your first day at school, nobody knows you and the only way people will start to interact with you is by taking the first step to say hello or introduce yourself. When you like other people’s photos, those people visit your profile and decide to follow and also like your photos. This is how you start to grow your network on Instagram

4. Follow others: This is the fastest way to increase your followers on Instagram. When you follow others, they decide to follow you and create a connection between you. This helps to increase your followers and likes on the photos you have on your profile. Follow others to get more followers.

5. Comment on other photos: This method requires more time and work, but it is surely worth it. When you comment on other people’s photos, you increase the chances that they will follow you and also like your photos. Just take time out of your social media marketing schedule and comment on other people’s photos to grow your following.

6. Use Relevant Hashtags – Hashtags have come a long way on social media and Instagram is no exception. Making use of relevant hashtags helps you gain more visibility and popularity on Instagram. The more hashtags you use, the more popular your photos will be. This means more likes, more followers and more comments which help improve your profile.

7. Exchange Shoutouts – This is simply a method of promoting others while promoting yourself as well. It is simply a win-win situation for both members. This method helps promote your profile. You simply need to find people within your niche and reach out to them and ask them for a hello. You can simply do this by sending them a simple email or a request on Instagram.

Relationship

sleeping all night

Sleep your way to a fit and healthy body.

What we do while we are awake is just as important as what happens when we close our eyes to rest at night. While sleeping may seem like a simple task, the truth is that many people suffer from insomnia and other sleep disorders. It can be a rehabilitative state that can easily alter a person’s overall health and well-being and lead to more problems in the future. A lot can happen if a person doesn’t get enough sleep every night.

Signs that you need more sleep.

  • Feeling tired and lethargic
  • wake up exhausted
  • Have trouble falling asleep
  • feel irritable
  • suffer from nerves
  • constantly falling asleep
  • Having trouble remembering simple things

To ensure you get a better night’s sleep, you might consider doing the following:

TO DO?

1. Eliminate all distractions.

If you have electronics in your bedroom, get rid of them.

Your TV is both a visual and auditory stimulant that can still engage your senses while you’re trying to get some sleep.

Your radio is stimulating audio and noise has never been a companion to sleep.

Your laptop should always be used away from your bed. Surfing the Internet just before bed is a bad idea. Stop opening page after page of interesting stories and go to bed early. It’s a rabbit hole, don’t even try to click on that first link.

The biggest culprit is your phone. It is like a silent siren leading you to your final fall. Remember that time you spent the night on the phone only to regret it the next morning? Not only does it sound, but just having it around will cheer you up. Put it in another room and use a bedside alarm to wake you up in the morning.

So things like radio and TV can keep you from sleeping early and soundly, and cutting them out is a good start.

two. Buy yourself a comfortable bed.

A lumpy mattress will do a lot of damage to your body. There is nothing worse than waking up with a sore body. As long as your body is not comfortable, you will not sleep well. Invest in yourself and buy a comfortable mattress that your body will thank you for.

3. Go to bed early.

Adjust your bedtime and slowly but surely trick your body into sleeping early. Adding a few more hours to your sleep time will do wonders for you. You can go round and round for a few hours for the first few days, but persistence will eventually pay off over time. In a few days, your body will realize that there is no point in putting up a fight and letting you sleep.

Treat your body as it deserves and allow yourself to rest throughout the night.

Health Fitness

Gina Farnsworth Bio And Her Fitness Model Tips To Get Dialed

This Australian fitness model is known for her big biceps and winning personality.

She has been actively involved in gymnastics since the age of 7 and retired from the sport at the ripe old age of 15.

Gina competed up to Olympic level in gymnastics, played for a top field hockey team until the age of 14, was a popular Australian swimsuit calendar model in 1994. Gina also competed in numerous IFBB-NPC bodybuilding shows in Australia.

Gina entered the fitness model scene with a chance encounter with a Miss Australia bodybuilding champion, prompting her to join a gym in 1992. This 5 ½ inch Aussie (she is a Perth native) started her 13-year-old’s stellar rise to the top of the fitness game in his homeland

She is a highly sought after fitness trainer in Perth and the US. Her physique comes from a strict diet of “chook” which in Australia means chicken and lots of grilled fish. Her training weight is usually 100lbs and below and off season she weighs about 120-130lbs

His advice to aspiring fitness models is to try to eat clean (boiled, grilled, steamed food) five days a week and cheat a little on the weekends. Cardio should be a big part of your routine to really get that ripped look.

Gina advises that “you shouldn’t take too many supplements, “as they could damage your liver.” Take glutamine and a fat burner before exercise and lots of whey protein: “nothing special as far as supplements.”

“If you really want to get that lean physique model look, limit your fat to 25 grams per day and cut out a lot of carbs, just doing those two things will improve your physique in no time.” One look at his abs and you know he knows what he’s talking about.

Legal Law

10 unknown facts about Bobby Jones

Here is a list of facts about Bobby Jones that most golf enthusiasts probably don’t know:

1.) Jones had a very violent temper that sometimes got out of hand early in his golf career. He threw a stick in the 1916 US Amateur and hit a woman in the leg with another mid-air bite at the 1921 event. In fact, the USGA president at the time, George Walker (great-grandfather of George W. Bush ) told Jones that he would never play in a USGA event again unless he could control his temper.

2.) Jones had a lot of problems early on that kept him out of a few majors, 11 to be exact, for which he was eligible. Problems such as family and school, interruptions at work and lack of money. Despite these obstacles, he managed to win 13 of the 21 majors he entered between 1923 and 1930.

3.) “Big Bob” Jones, as his father was known, joined the Atlanta Athletic Club in 1902, the same year Jones was born. In 1908, the six-year-old played his first round of golf and just a few months later he won the first tournament he entered. He served on the club’s board of directors from 1928 to 1947. In 1971, before he died, he successfully petitioned the USGA to allow the club to host the 1976 US Open.

4.) Jones was addicted to education. He earned a degree in mechanical engineering from Georgia Tech in 1922 and an English literature degree from Harvard in 1924. In 1926, he entered law school at Emory University. He passed the Georgia bar exam when he was in the middle of the program, and joined his father’s law firm in 1928. During these years, he earned eight majors.

5.) Jones worked hard to get a varsity letter from Harvard, eventually earning one as assistant manager of the golf team, several months before winning his first US Open. Jones was not eligible to play at Harvard because he had played at Georgia Tech.

6.) He played hard at the Masters. He played it 12 times from 1934 to 1948 and it never broke. He shot a practice round 64 in 1936 and his worst round was a nine over par 81. How ironic to see how he co-designed the course, along with Alister Mackenzie.

7.) Contrary to popular belief, Jones did not have a lot of money. He and his family had to move into his parents’ house for three years in the 1920s. He skipped many British races because he didn’t have money for the trip. In fact, his 1930 Grand Slam was made possible in large part because he was the Walker Cup captain and the USGA paid for his trip to Britain.

8.) He retired from golf in 1930, and at the same time, Warner Brothers paid him $120,000 to make How I Play Golf, a series of movies you’ve probably seen advertised late at night for sale on DVD. He also made some money designing spalding sticks. He spent most of the last two decades of his life battling syringomyelia, the neurological disease that left him paralyzed.

9.) Bobby Jones was not what you would call a very loving father. In fact, in 1959, his son, Bobby III, in his quest to win a US Amateur (and qualify for the Masters), faced 19-year-old Jack Nicklaus, and recalled that his father stayed home because he decided not to It was like that. it’s worth a trip to Colorado just to watch him play a game. Thanks for the support dad. Oh!

10.) In 1942, at the age of 40, Jones volunteered for the Army. He was commissioned as a captain in the Army Air Corps and trained in intelligence surveillance. He went abroad and interrogated German prisoners, despite having virtually no knowledge of the language. Any comments or facts that he would like to add? See you on the blog side.

Lifestyle Fashion

Job Loss – Stages and Strategies to Cope With It

Are you one of the many talented and competent professionals who has suddenly been the victim of a layoff or termination from the company? As you struggle with the fear of losing financial stability, you may also find yourself on an emotional roller coaster. Knowing the best ways to deal with job loss will help you regain dignity and self-esteem and move forward in your search for a new job with confidence and optimism.

Grieving process

Losing a job follows the stages of grievance similar to the death of a close friend or relative. Initially, you may have reacted to the news of your job termination with shock and disbelief. Often this grievance stage is followed by strong emotions of anger, fear, or sadness. You may secretly blame yourself for the termination, no matter how irrational your reasons may be, or feel that all the quality time and effort you put into your job was not appreciated. People respond to job loss in different ways, but during this time it helps to surround yourself with people who are supportive and non-judgmental.

Work and Identity

It’s important to realize that in our culture, many of us define part of who we are by what we do in the workplace. When you first meet people, one way to get to know them is by asking them questions about what they do. Since losing your job, you may feel a loss of identity. Isolation combined with a general confusion about your current worth in the world can cause depression or a sense of shame and embarrassment. As long as you acknowledge and acknowledge these feelings, you will be able to get through this difficult period and eventually move on.

The crisis as an opportunity

While you may be upset about losing your job, you may be surprised to find that this transition period can be a unique opportunity to carefully assess your experience, talents, and skills and brainstorm new career and lifestyle options that potentially they can bring more satisfaction and reward than your previous job.

How to start moving forward

Accept the range of emotions you might feel as a result of losing your job. If you find that you are experiencing severe depression, loss of sleep and appetite, lack of energy and concentration, or intense sadness and anxiety, seek the help of a mental health professional.

Take stock of your financial situation, including severance pay, unemployment benefits, health care, and savings. Make sure you clearly understand the stipulations and seek out experts if you need additional support and resources.

Consider hiring a career counselor or coach who can work with you to carefully assess your experience, skills, and values ​​and help you find viable career or job options, as well as a plan of action to achieve your goals. Especially in this current economy, it can take anywhere from 6 months to a year to find a new job.

Stay professionally active by building and maintaining your network. Meet up with former colleagues for lunch or coffee, attend conferences or workshops, or participate in professional association events. These contacts could eventually come in handy as you begin your job search.

Consider taking a non-credit class or a credit-bearing course to enhance your knowledge and professional credentials. This will also keep you stimulated and energized.

Volunteer. The opportunity to give back, even in a small way, can be very fulfilling and rewarding, and you will benefit from using your time constructively.

Exercise, Diet and Meditation. This goes without saying, but especially during difficult periods, a healthy lifestyle can go a long way in fighting depression and keeping you motivated.

Finally… live your life even if you have a limited budget. There are many inexpensive ways to maintain your interests and keep your mind active. Think of your situation as temporary and imagine a better future.

Pets

Breville Juice Fountain: fresh fruit or vegetable juice at the touch of a button

The Breville Juice Fountain is a high-quality juicer. Many people look for a high-quality juicer when trying to lead a healthier lifestyle. Some people want to lose weight, gain more energy, and feel younger. Making your own juice is definitely a step in the right direction.

Juice extractors are great because you can place them on your kitchen counter and start your day with fresh fruit or vegetable juice. It’s also wonderful for kids because it can encourage them to drink fresh juice instead of sugar-laden commercial drinks. It was very difficult for me to try to get my son to eat fresh fruits and vegetables. I’m not sure where I went wrong, but all he seemed to want was hotdogs and pizza. I knew that if I didn’t do something fast, my son wouldn’t get the balanced nutrition he needed.

After doing some research, I decided that juicing might be the right answer for my family. I researched them online, priced them, and decided to buy a Breville model that I saw for sale at my local kitchen store. For me it was the best decision, and it also saves me a lot of money. I stopped buying those packaged juices and started encouraging my son to drink fresh juice. I mixed up all kinds of concoctions like carrot and grape juice, apple and spinach and it all turned out delicious. I lost weight and also have more energy.

My son has refocused and is full of energy again. As a mother, he must see to it that his children eat fresh fruits and vegetables.

When you’re considering buying a small appliance, you want a quality product and something that makes your life a little easier. Breville Juicers are professional quality juice extractors that have the ability to squeeze a serving of fruit or vegetables in as little as 5 seconds. The motors are powerful and whatever you want to squeeze out, this is the machine to have.

My favorite thing about these great Italian juicers is that you don’t have to chop anything up before you put it in the machine. You can just take what you have, wash it and the extractor does the rest. You will like the two speed settings as you can use a lower speed for soft fruits like kiwi strawberries or a higher speed for carrots or pineapple.

If you are considering purchasing a juicer and want to start living a healthier lifestyle, the Breville Juice Fountain is for you. There are many different models and styles, and it is a true professional grade juicer. You can easily make a glass of fruit or vegetable juice in seconds and it’s relatively inexpensive.

Real Estate

Sicilian dialect land measurements

While traveling in search of a piece of land in Sicily to build a house, some local knowledge of the dialect and traditional measurements is required. It gets very complicated as different regions of Sicily use the same words for different sizes of land in Sicily.

When evaluating land in Sicily, always have an Italian surveyor document its size in hectares. Remember that the harvest and the quality that is currently in the land is the main product that you are buying.

Most of the land is agricultural land with restrictive building permission. The restriction is that only a fixed volume of cubic meters can be reconstructed based on the existing registered cubic meters of buildings on the ground. Always check with the local Italian land registry, where the official volume of buildings on the land will be documented. Remember that some of the listed buildings may have been torn down to farm the land, so you may have more volume than you can actually see on the land in Sicily. Once you know the existing volume in square meters, divide it by 3 (the average height of a room is 3 meters) and this will give you the square meters that you can rebuild.

Sqm = square meter: Sqf = square feet: 1m2=10sqf: 1 Hectare=10,000m2

Now for the Sicilian land sizes:

One one) mound = 2,143 m² (in the province of Trapani…remember that it varies in different areas).

1) salma = 16 burial mounds = 34,288m²

1 take it = 4 mondelli : 1 mondello = 4 carozzi : 1 carozzo = 4 fourth : 1 quarto = 4 fourth

So 1 hectare is just under 5 mound.

These are important measures as they originate from the time when Sicilian barons and landowners gave land to peasants to cultivate. Most farmers in Sicily were given a “salma“, with a small country house (hardness).

Many farmers are now struggling to work the land as the price of crops has fallen with the opening of European markets. The grapes used to be sold to the vineyard consortiums to produce the wine at 120 euros per kilo, now the market only pays 30 euros per kilo. With manual labor during revenge costing 50 euros a day, they have to pick a lot of grapes to pay for it.

There is a growing trend for farmers to consider selling on their land. MIPC is currently viewing farmhouses in the Sicilian countryside. Prices vary mainly depending on the crops and the quality of the land and the density of the crops. Most of the farmhouses are very old and need a complete restoration.

Vacant land costs from 2,000 euros/tumolo, which is 10,000/ha. The most expensive land with quality grapes or olives can reach 5,000 euros/tumolo or 25,000 euros/ha.

The real farmhouses do not have a market value as there is limited demand for them, but they still have a symbolic price, depending on their size and structural condition, from 10,000 to 50,000 euros.